The Platform
Meet Basecamp Funding
A quick look at how the marketplace works — backed by one of the deepest free funding libraries in the business.
A Note From Bobby
Twenty years in banking taught me how lenders actually think — and the truth is, no two think alike.
One wants a clean, profitable bottom line and collateral on the table. The next will fund on your bank statements and a real story about where you’re headed. And what they want changes — month to month, quarter to quarter, as their own appetite shifts.
Tie yourself to a single lender and you’re betting your opportunity on whether their box happens to fit you this quarter. Most of the time, opportunity doesn’t wait that long.
That’s why a marketplace matters. Different lenders, different priorities, different doors — so there’s a real fit for where your business is right now, not where a bank wishes it was.
And we don’t stop the first time we get you funded. As your business grows and your needs change, we’re still here — finding the next fit, and the one after that. A partner, not a transaction.
— Bobby Friel · Founder · 20+ years in banking and finance
How We're Different
Banks Give You One Option. We Give You 70+.
We're Not a Lender
We don't make loans, set rates, or hold your debt. We're a marketplace that connects your application with 70+ lending partners who compete for your business. You pick the best offer.
One Application, Every Product
Instead of applying to 10 lenders separately — each pulling your credit — you submit once. We match you with the right product, from working capital and term loans to equipment financing and lines of credit.
Revenue-First Underwriting
Every pre-qualification in our network uses a soft inquiry. Your FICO score stays untouched. You see what you qualify for before committing to anything.
What We Offer
Every Loan Product. Every Industry. One Platform.
Loan Products
Industries
Who This Is For
Built for Business Owners Who've Been Through the Bank Process
Revenue and business performance drive approval — your bank deposits matter more than a three-digit credit score. Here's who we're the right fit for.
How It Works
From Qualifier to Funded in Five Steps
No paperwork avalanche. No bank lobby. No guessing.
Qualify
A few questions about the business, right here. No documents to start.
Application
A soft credit pull and a quick document review to pre-underwrite the file.
Matched to the Right Lenders
The specialist lenders who fund your business - the right lender on each piece.
One Advisor, Real Term Sheets
Your advisor brings back real term sheets, not estimates, and walks the structure.
Structured & Funded
Accept the structure that fits, sign digitally - funded in days, not months.
For the application, have ready
Under two years in business, or the returns show a loss? We can structure on bank statements alone.
Our Approach
Straight Answers. No Sales Pressure.
We tell you when a different product is a better fit for your situation, and we walk you through the real trade-offs of each one — not just the upside. We don’t believe in high-pressure tactics or glossing over the true cost of capital. The goal is a smart decision, not a fast signature.
“We show you the pros AND the cons.”
Every page on this site was built to give you the information you need to decide for yourself. If you’re not ready to apply, that’s fine — browse the industry pages, compare loan products, and come back when the timing is right.
For the coverage side, Basecamp Funding partners with Direct Insurance Services, which provides commercial insurance across 29 states for the same industries we fund — contractors, healthcare practices, restaurants, and businesses across every sector we serve.
Bobby Friel · Founder · 20+ years in banking and finance
FAQ
Frequently Asked Questions
No. Basecamp Funding is a commercial financing marketplace. We connect your application with 70+ lenders who compete to offer you the best rates and terms. We don't make loans, set rates, or hold debt.
No. Every pre-qualification uses a soft credit inquiry only. Your FICO score is not affected. A hard pull only happens if you accept an offer and move forward with a specific lender.
We work with every industry. We have specialized expertise in construction, manufacturing, trucking, logistics, healthcare, technology, restaurants, attorneys, auto repair, wholesale and distribution, and med spas — but any business with consistent monthly revenue and 6+ months of operating history can apply.
It depends on the product. Working capital and revenue-based financing are the fastest, funding in as little as 48 hours once your file is ready. Commercial real estate takes 30-90 days. Most products fund within 1-7 business days.
Loan amounts range from $250K to $20M+ depending on the product and your qualifications. Most businesses qualify for 100-150% of their monthly bank deposits. Equipment and commercial real estate financing can go higher based on the asset or project.
Just your business name, estimated monthly revenue, and time in business. The initial application is quick, with no documents required. If you move forward with an offer, lenders typically request 4 months of bank statements.
