Colorado Market
Colorado's economy is one of the most diverse in the country. Denver is a top-10 metro for business formation, tech growth, and commercial real estate investment. Colorado Springs is booming with military, defense, and cybersecurity. The mountain communities — Vail, Aspen, Breckenridge, Steamboat — run on tourism and hospitality but face extreme seasonality and some of the highest commercial rents per square foot in the country.
I built Basecamp Funding in Edwards, Colorado because I saw Colorado business owners getting the same runaround everywhere: one bank, one answer, 60 days to hear "no." A contractor in Glenwood Springs shouldn't have fewer financing options than a contractor in Dallas. Through our network, they don't.
Colorado businesses face unique challenges: brutal seasonality in mountain towns, rapidly rising commercial rents along the Front Range, construction costs that have jumped 30%+ in five years, and a labor market where every industry is competing for the same workers. Smart financing isn't optional here — it's survival.
Real Results
Real financing scenarios for Colorado businesses. Every number is based on actual transactions through our lender network.
$2.5M for a commercial GC scaling from $5M to $15M in revenue. Capital stack: $900K SBA 504 for new shop and yard, $1.2M equipment line for excavators and loaders, $400K working capital for bonding and mobilization. Three products, three lenders, one application.
$2.5M capital stack → 3 products → revenue tripled
$3.1M acquisition of a 20,000 sq ft medical office building near Fort Carson. SBA 504 with 10% down. Tenant is a military healthcare provider on a 10-year lease. DSCR: 1.68x. Buyer builds equity instead of paying a landlord.
$3.1M funded → 10% down → 1.68x DSCR
$450K for a seasonal restaurant upgrading their kitchen before ski season. Equipment financing for commercial kitchen + $150K working capital to cover payroll through the slow October shoulder season. Funded in 8 days — kitchen installed before opening day.
$450K funded → 8 days → ready for ski season
$1.4M dental practice acquisition. Two locations, $2.1M annual revenue. SBA 7(a) with 10% down. Previous owner retiring. Funded in 28 days — beat a DSO offer.
$1.4M funded → 10% down → beat corporate buyer
$1.8M fleet expansion for an oilfield services hauler on the Western Slope. 8 new trucks for Piceance Basin contracts. Equipment financing at 10% down. Funded in 14 days.
$1.8M funded → 10% down → 8 trucks on the road
$1.2M in brewing and packaging equipment for a craft brewery expanding distribution statewide. 10% down ($120K). Section 179 deducted $1.2M in year one. Tax savings: $444K at 37% rate. Equipment financed, cash preserved for inventory and marketing.
$1.2M equipment → $120K down → $444K tax savings
“We're a seasonal business in the Vail Valley. Banks don't understand that we do 70% of our revenue in 4 months. They look at our May numbers and see a struggling business. Basecamp's team looked at our full-year revenue and funded us in 8 days. They get Colorado.”
— Restaurant owner, Vail CO
Get Started
One application — 60 seconds. 70+ lenders compete. Your dedicated specialist presents your best options.
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Industries We Fund
Denver is one of the top construction markets in the US. Commercial, residential, infrastructure, mountain resort development.
🍽️Colorado's food scene has exploded. Denver, Boulder, mountain towns — 15,000+ restaurants statewide.
🦷UCHealth, SCL Health, Centura. 350K+ healthcare workers. Growing rapidly along the Front Range.
🏭Aerospace (Lockheed Martin, Ball Aerospace), craft food/beverage, outdoor recreation equipment.
🚛I-25, I-70 corridors. Mountain passes create specialized hauling demand. Energy sector hauling on Western Slope.
💆Denver, Boulder, Aspen, Vail are top med spa markets. Affluent demographics drive aesthetic demand.
🔧5.8M registered vehicles. Mountain driving, extreme weather, and altitude wear create constant demand.
📦Denver is a distribution hub for the Mountain West. Cannabis wholesale is a massive Colorado-specific sector.
⚖️Denver is a growing legal market. Natural resources, real estate, cannabis law, outdoor recreation liability.
Market Data
| Metro | 2025 CRE Lending Vol | Hottest Sector | Avg Transaction | Vacancy Trend |
|---|---|---|---|---|
| Denver Metro | $3.2B | Industrial/multifamily | $3.1M | Stable |
| Colorado Springs | $850M | Medical office/military | $1.8M | Declining |
| Boulder | $420M | Tech office/multifamily | $2.5M | Stable |
| Fort Collins | $380M | Multifamily/mixed-use | $1.5M | Stable |
| Mountain Communities | $350M | Hospitality/mixed-use | $2.2M | Seasonal |
| Western Slope | $200M | Industrial/energy | $1.2M | Stable |
Colorado's CRE market is concentrated along the Front Range but mountain communities and the Western Slope have their own dynamics. Having your financing pre-structured before you make an offer is the difference between winning and losing — especially in Denver's competitive industrial and multifamily markets.
Structure your Colorado financing →By City
City-specific funding guides with local market data, funded scenarios, and lender insights.
Whether you're a growing startup or a multi-million-dollar operation, we match you with the right product and amount.
$10K – $1M
Revenue-based funding for working capital, equipment, and growth. Most fund in 1–3 days.
See What You Qualify For →$1M – $5M
Structured financing with capital stacking. Dedicated commercial specialist. Multiple lenders optimized.
Talk to a Commercial Specialist →$5M – $10M+
Complex transactions. Multi-lender capital stacks. Acquisitions, CRE, fleet buildouts. Dedicated team.
Request a Financing Review →Products
Every product available through our 70+ lender network. Each links to a detailed product page.
Flexible cash to cover operations, payroll, and growth.
Draw funds as needed. Only pay interest on what you use.
Finance or lease equipment with the asset as collateral.
Government-backed loans with competitive rates and long terms.
Get paid today on invoices due in 30–90 days.
Repayments flex with your daily or weekly revenue.
Lump sum with fixed monthly payments over 6 months–10 years.
Advance on future card sales. Fast funding, flexible repayment.
Finance property purchases, renovations, or refinancing.
Funding built for franchise acquisitions and expansions.
Acquire a competitor, buy a practice, expand your portfolio.
Fund large orders before you fulfill them. The PO is the collateral.
Requirements
Most Colorado businesses qualify. Here's what you need to get started.
Based on your last 4 months of bank deposits
Minimum time in business for most products
Dedicated business account required
Proof your business is registered
Driver's license or passport
Lenders for every credit profile
FAQ
I built Basecamp Funding in Edwards, Colorado because I believe every Colorado business owner deserves better than one bank's answer. Whether you're a contractor in Denver bidding on your biggest project, a restaurant in Vail preparing for ski season, or a manufacturer in Grand Junction expanding operations — our team treats you like family. That's not marketing. That's how we do business in Colorado.
The Colorado economy is unique. Mountain towns run on tourism with brutal shoulder seasons. The Front Range is booming but commercial rents are climbing fast. The Western Slope has enormous potential but limited banking options. Capital stacking works everywhere — from a $500K equipment purchase in Pueblo to a $5M acquisition in Denver. One application, 70+ lenders, and a specialist who understands Colorado.
Start with our loan cost calculator to see real numbers, or explore our commercial financing page if your project exceeds $1M. For construction companies along the Front Range, our contractors funding playbook breaks down exactly how to structure capital for your next project.
— Bobby Friel, Basecamp Funding - Founder
One application. 70+ lenders compete. Your dedicated specialist presents your best options.
No credit impact · No obligation · 60 seconds
