Business loans in Colorado Springs, Colorado

Business Loans in Colorado Springs, CO

One application reaches 70+ lenders who fund Colorado Springs businesses daily. $10K to $10M+. No hard credit pull.

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Colorado Springs Market

Why Colorado Springs Businesses Choose Basecamp

Colorado Springs is the fastest-growing city in Colorado and the military is the reason. Fort Carson, Peterson Space Force Base, Schriever Space Force Base, NORAD, and US Space Command create an enormous economic engine. Defense contractors, cybersecurity firms, and military support businesses form a stable base that doesn't fluctuate with consumer trends.

Healthcare is the other pillar. UCHealth Memorial, Penrose-St. Francis, and Children's Hospital Colorado anchor a medical infrastructure that serves all of southern Colorado. The Olympic and Paralympic Training Center adds a unique economic dimension. And the cost of doing business here is 20–30% below Denver, attracting businesses that want Front Range access without Denver prices.

Colorado Springs is where stability meets growth. The military guarantees steady demand. Healthcare is expanding. And the influx of businesses and residents from Denver is accelerating commercial development across the city.

Real Results

Funded in Colorado Springs

Real financing scenarios for Colorado Springs businesses through our lender network.

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Medical Office

$2.5M acquisition of a 15,000 sq ft medical office building near Fort Carson. Military healthcare provider on a 10-year lease. SBA 504 with 10% down ($250K). DSCR: 1.72x. Cash-flow positive from day one with a government-backed tenant.

$2.5M funded → 10% down → government-backed tenant

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Construction Equipment

$900K in construction equipment for a commercial contractor winning defense-related projects. Excavators, a concrete pump, and a service truck. Equipment financing at 10% down. All equipment delivered in 12 days.

$900K funded → 10% down → equipment on job sites in 12 days

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Restaurant Franchise

$500K for a fast-casual franchise location near the Olympic Training Center. Buildout + equipment + 3 months working capital. SBA 7(a) with 10% down. Strong franchise model made this a clean approval.

$500K funded → 10% down → franchise open and serving

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Auto Repair ADAS Upgrade

$400K upgrade for a collision repair center adding ADAS calibration capability. Frame machines, calibration equipment, and a paint booth upgrade. Equipment financing at 10% down.

$400K funded → 10% down → ADAS-capable and taking insurance referrals

We bought a medical office building with a 10-year military tenant lease. The DSCR was strong but our bank still wanted 25% down. Basecamp structured an SBA 504 at 10% down. The property cash-flows from day one and we kept $375K in our pocket.

Medical office investor, Colorado Springs CO

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See What Colorado Springs Lenders Will Offer You

One application — 60 seconds. 70+ lenders compete. Your dedicated specialist presents your best options.

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$10K$75K/mo$2M+

Estimated Approval Range

$75K$113K

Based on 100-150% of monthly revenue

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Industries We Fund

Top Industries in Colorado Springs

Market Data

Cost of Business in Colorado Springs

Key business cost metrics for Colorado Springs, CO.

CategoryColorado Springs Data
Commercial Rent$18–$32/sq ft (office) · $7–$12/sq ft (industrial)
Average Wages$60,800 median household income
Permits & Licensing$400–$4,500+ depending on scope
Commercial Property Prices$150–$280/sq ft (commercial office)

Why Basecamp

Colorado Springs vs Going to a Bank

Here's why Colorado Springs business owners choose Basecamp over their local bank.

CategoryTraditional BankBasecamp Funding
Number of lenders1 bank, 1 answer70+ lenders compete for your business
Application time60–90 minutes in-branch60 seconds online
Time to funding45–90 daysSame day to 30 days
Capital availableLimited to bank's appetiteCapital stacks up to $10M+
Credit requirements680+ FICO typicalNo minimum — lenders for every profile
Specialist supportLoan officer managing 50+ filesDedicated specialist for your transaction
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Funding Built for Your Stage of Growth

Whether you're a growing startup or a multi-million-dollar operation, we match you with the right product and amount.

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Growing Businesses

$10K – $1M

Revenue-based funding for working capital, equipment, and growth. Most fund in 1–3 days.

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Established Businesses

$1M – $5M

Structured financing with capital stacking. Dedicated commercial specialist.

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💎

Commercial & Complex

$5M – $10M+

Complex transactions. Multi-lender capital stacks. Acquisitions, CRE, fleet buildouts.

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Recommended Products

Best Loan Products for Colorado Springs Businesses

The most popular funding types for businesses in Colorado Springs. Each links to a detailed product page.

FAQ

Frequently Asked Questions — Colorado Springs Business Loans

Colorado Springs Business Lending — Bobby's Take

Our team works with Colorado Springs business owners who have one big advantage: the military. Fort Carson, Peterson, Schriever, and Space Command create demand that doesn't go away when the economy dips. Medical office buildings with government-backed tenants are some of the strongest CRE investments in the state. Construction companies winning defense contracts need equipment fast.

Here's what works in the Springs: SBA 504 for medical office and commercial property acquisitions — 10% down, strong DSCR, stable tenants. For auto repair shops upgrading to ADAS calibration, equipment financing gets you the tools in 5–10 days. And if you're scaling a defense-related business, capital stacking funds the full expansion — equipment, space, and working capital. Check our loan cost calculator for real numbers.

— Bobby Friel, Basecamp Funding - Founder

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Colorado Springs Businesses Don't Wait. Neither Should Your Financing.

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