“Steel prices jumped 40% overnight. We needed $200K for raw materials to fill a contract we couldn't lose. Basecamp Funding funded us in 36 hours. We kept the contract and the customer.”
★★★★★ — Rick T. . Metal Fabrication . 22 Employees . Cleveland, OH
See What You Qualify For
Find Out What You Qualify For in 60 Seconds
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Your Application Gets Matched Across 70+ Lending Partners Including
Multiple lenders compete for your business — you pick the best offer
Manufacturing Business Loans & Equipment Financing — $10K to $10M+
Basecamp Funding connects machine shops, fabricators, and production facilities with over 70 lending partners specializing in manufacturing business loans. Whether you need equipment financing for CNC machines and automation systems, working capital to cover raw materials and payroll, a business line of credit for tooling and supplies, or an SBA loan for facility expansion — we match you with the best rates and terms available.
Small shops, mid-size manufacturers, and large production facilities across machine shops, metal fabrication, plastics and injection molding, food manufacturing, woodworking, textiles, electronics assembly, chemical and coatings, packaging, and 3D printing trust Basecamp Funding for fast, flexible capital. From a $30K spindle replacement to a $4M production line expansion — one 60-second application, no hard credit pull, no minimum credit score.
Most manufacturing loan approvals happen within hours. Same-day funding is available on select products. Stop waiting on banks that don't understand PO financing, net terms, and equipment-heavy balance sheets — let 70+ lenders compete for your business.
Sound Familiar?
Why Manufacturers Come to Us Instead of Their Bank
You landed a $400K purchase order from a major retailer. Raw materials cost $120K and your bank needs 60 days to process. The PO ships in 45.
Your CNC machine is 15 years old. Tolerances are slipping and you're losing $8K/month in scrap and rework. A new 5-axis is $180K and will pay for itself in 14 months.
Your biggest client just went to net-60 payment terms. You've got $340K in outstanding invoices but payroll is $85K twice a month.
A competitor is closing their shop. Their equipment — 5 CNC machines, a press brake, and a laser cutter — is worth $500K. They'll sell for $220K this month.
You need to add a second shift to meet demand. That means $150K in hiring, training, and tooling. Revenue supports it but cash flow doesn't — yet.
You're 16 months in business. Three solid contracts, $35K/month in revenue, but every lender wants 2 years of operating history.
If any of this sounds familiar, you're exactly who we built this for.
Get Your Options →“CNC spindle failed Tuesday. $45K funded Thursday. Machine back online Monday. That's a $32K revenue save.”
★★★★★ — Jeff M., Machine Shop Owner, Michigan
Why Us
Why Manufacturers Choose Us Over Banks
We built our process around the way manufacturers actually operate — not the way banks wish you did.
We Understand Net-60 Payment Terms
You ship product today and get paid in 60 days. Banks don't bridge that gap. Our lenders underwrite against your confirmed purchase orders and receivables.
Raw Material Spikes Don't Derail You
Steel prices jump 40% overnight and you need $200K for materials now. Our lenders move fast enough to lock in pricing before your margin disappears.
We Fund Equipment Without Appraisals
Equipment lenders need quotes, appraisals, and 4 weeks of underwriting. We provide capital you can deploy to any machine, any vendor, same day.
Supply Chain Disruptions Won't Stall You
When your primary supplier fails, you need capital to dual-source immediately. Our lenders fund fast enough to keep your production line running.
Seasonal Cycles Don't Trigger Declines
Q1 production ramp-up means heavy spend before Q2 revenue arrives. Banks see negative cash flow. Our lenders see a normal manufacturing cycle.
Automation Investments Don't Need a Business Plan
Adding robotics or upgrading to CNC means six-figure investments. Banks want ROI projections. Our lenders fund based on your existing production revenue.
68% of manufacturers experienced significant revenue loss from supply chain disruptions in the past year
— National Association of Manufacturers
The average manufacturer has 45-60 days of cash tied up in inventory and receivables at any given time
— Institute for Supply Management
Small and mid-size manufacturers report a 28% increase in raw material costs since 2021
— U.S. Census Bureau Annual Survey of Manufactures
Free Tool
What Can Your Manufacturer Business Qualify For?
Enter your monthly revenue, time in business, and industry to see your estimated approval range and recommended products. No credit pull.
Avoid These
5 Funding Mistakes That Cost Manufacturers the Most
"Financing equipment through the dealer"
Dealer financing on a $200K CNC machine is typically 3-5% higher than competitive rates. Over 5 years, that's $25K-$50K in unnecessary interest.
"Using working capital for equipment purchases"
Working capital at 1.3 factor rate for a $100K machine costs $130K over 12 months. Equipment financing at 9% APR over 5 years costs $124K total with monthly payments half the size.
"Ignoring raw material financing options"
If you're buying $50K/month in steel, aluminum, or resin on credit cards at 22%, that's $11K/year in interest. A line of credit at 12% cuts that in half.
"Not factoring outstanding invoices"
Waiting 60 days for payment on $200K in invoices costs you $200K in opportunity. Invoice financing at 2% per 30 days costs $8K but keeps your production running.
"Underfunding expansion"
Adding a second shift with only enough capital for 60 days means scrambling again at day 61. Budget for 6 months of ramp-up costs.
“Our bank didn't understand why we needed $280K in equipment with only $180K in monthly revenue. Basecamp did.”
★★★★★ — Linda T., Plastics Manufacturer, Indiana
How We Compare
How We Compare
Not all funding sources are created equal. Here's how we stack up against your other options.
Funding by Shop Size
How We Fund Manufacturers at Every Stage
Small Shop / 1-10 Employees
Common Needs
Working capital, equipment financing
24-48 hours
Precision Machine Works, 6-person shop in Ohio — needed $45K for a replacement spindle and tooling package after their main CNC went down. Bank said 3 weeks. Funded in 48 hours.
Mid-Size Manufacturer / 10-50 Employees
Common Needs
Line of credit, equipment financing, working capital, SBA
24-72 hours
Apex Plastics, 28-employee injection molding shop — $280K equipment line for 3 new injection presses. Dealer financing quoted 14%. Funded at 8.5% through our equipment specialist network.
Large Manufacturer / 50-500+ Employees
Common Needs
SBA loans, term loans, large equipment financing
1-3 weeks for complex financing
Midwest Metal Fabrication, 120 employees — $4.2M for an automated welding line and facility expansion. SBA 504 with 10% down. Closed in 24 days.
Funding Built for Your Operation
Whether you're a 5-person job shop or a 200-person production facility, we match you with the right product and amount.
Growing Businesses
$10K – $500K
Revenue-based funding for working capital, equipment, and growth. Most businesses fund in 1–3 days.
See What You Qualify For →Established Businesses
$500K – $5M
Term loans, SBA loans, and large equipment financing for businesses with $500K+ monthly revenue.
See What You Qualify For →Commercial & Complex Financing
$5M – $10M+
Business acquisitions, commercial real estate, and structured financing. Dedicated commercial lending team.
Request a Financing Review →Pricing Transparency
What Manufacturing Funding Actually Costs
Most lenders hide the real cost behind jargon. Here's what businesses actually pay.
Rates and terms vary by credit profile, revenue, and time in business. These are typical ranges for manufacturers in our network.
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Application
Answer a few quick questions about your business. No documents needed yet.
Soft Credit Check
We check your options with zero impact on your FICO. Your score stays untouched.
Lenders Compete Behind the Scenes
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
One Specialist, Multiple Offers
A single funding specialist calls you with your best options. No spam calls. No runaround.
Pick Your Offer & Get Funded
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
Use Your Capital For
How Manufacturers Use Basecamp Funding
Equipment & Machinery
CNC machines, lathes, presses, conveyors, welders. Finance upgrades without draining cash reserves.
Raw Materials & Inventory
Steel, resin, lumber, components. Lock in bulk pricing and fill large orders without cash crunches.
Facility Expansion
New production lines, warehouse space, cold storage. Scale your footprint to match demand.
Workforce & Hiring
Skilled operators, engineers, floor supervisors. Staff up for large contracts and seasonal surges.
Technology & Automation
Robotics, ERP systems, IoT sensors, AI quality control. Invest in Industry 4.0 without cash strain.
Supply Chain Resilience
Dual-source suppliers, safety stock, domestic reshoring. Protect against disruptions and tariff exposure.
Debt Consolidation
Refinance high-cost MCAs, equipment leases, or credit cards into one manageable payment.
Maintenance & Repairs
Emergency breakdowns don't wait. Fund critical repairs to keep production lines running.
New Product Development
R&D, prototyping, tooling, certifications. Bring new products to market ahead of competitors.
“Landed a $600K PO but needed $150K in raw materials upfront. Funded in 4 days. Delivered on time.”
★★★★★ — Roberto S., Metal Fabricator, Texas
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
🚫 These Can Be Deal-Breakers
Before You Apply
What to Have Ready
Having these speeds up your approval. Don't have everything? Start anyway — we'll guide you.
✓3 months of bank statements
PDF download or online banking credentials
✓Business checking account
Must be a dedicated business account
✓Valid business license or EIN
Proof your business is registered
✓Government-issued ID
Driver's license or passport
✓Outstanding debt details
Existing loans, MCAs, or credit lines
✓Approximate monthly revenue
Doesn't need to be exact
The Next Supply Chain Shock Shouldn't Shut Down Your Line
68% of manufacturers saw revenue drop from supply chain disruptions. Material costs spike without warning. Customers pay net-60 while your suppliers want COD. A pre-approved credit line costs nothing until you draw — but it's there when you need to move fast on materials, equipment, or a contract you can't lose.
No credit impact · No obligation · 60 seconds
See What You Qualify For
See What You Qualify For. No Credit Impact. No Obligation.
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Recommended Products
Recommended Loan Products for Manufacturers
The most popular funding types for manufacturers businesses. Each links to a detailed product page.
Equipment Financing
Finance CNC machines, presses, lathes, and production line upgrades.
View Product Details →Working Capital Loans
Purchase raw materials and cover production costs before customer payments arrive.
View Product Details →Invoice Factoring
Convert net-60 invoices into immediate cash to fund the next production run.
View Product Details →Business Line of Credit
Draw funds to fill large orders and repay as customer payments clear.
View Product Details →Financing by Manufacturing Type
Every production category. Click yours for tailored options.
Need commercial insurance for your manufacturers business?
Our partner Direct Insurance Services covers manufacturers businesses across 29 states.
FAQs
Manufacturing Business Loan FAQs
David H.
Manufacturer | Chicago, IL
“Got a $400K purchase order I couldn’t fill without raw materials. PO financing through Basecamp saved the contract and doubled my revenue that quarter.”
Production Doesn't Stop. Your Capital Shouldn't Either.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide