Arizona Market
Arizona is exploding. Phoenix is now the 5th largest city in America and the fastest-growing large metro in the country. TSMC's $40B+ semiconductor fab in North Phoenix is the largest foreign investment in US manufacturing history. Data centers from Microsoft, Google, and Meta are going up across the West Valley. Scottsdale is a national hub for healthcare, fintech, and luxury hospitality.
The growth is creating massive demand for commercial real estate, construction equipment, fleet expansion, and working capital. But Arizona's speed works against business owners who rely on traditional banks — by the time your bank approves your loan, the property is sold, the contract is awarded, and the opportunity is gone. Arizona businesses need financing that moves at the speed of the market.
Real Results
Real financing scenarios for Arizona businesses. Every number is based on actual transactions through our lender network.
$4.5M acquisition of a 35,000 sq ft industrial building in the West Valley. Data center supply chain tenant on a 7-year lease. SBA 504 with 10% down. DSCR: 1.55x. Monthly payment $3,200 less than market lease rates.
$4.5M funded → 10% down → 1.55x DSCR
$1.8M to acquire a multi-location dental practice in North Scottsdale. 5 operatories, $2.6M annual revenue. SBA 7(a) with 10% down. Beat a DSO offer by closing 10 days faster.
$1.8M funded → beat corporate → 10% down
$2.1M for a commercial contractor mobilizing for TSMC supply chain buildouts. $1.3M equipment (excavators, concrete pumps) + $800K working capital for crew and materials on two simultaneous projects.
$2.1M funded → 2 products → semiconductor construction ready
$600K for a restaurant group opening near Arizona State University. Kitchen buildout + equipment + working capital for first 3 months. SBA 7(a) with 10% down.
$600K funded → 10% down → ASU corridor location open
$3.5M capital stack for an electronics manufacturer expanding to serve the semiconductor supply chain. $2M SBA 504 for facility, $1M equipment line, $500K working capital. Positioned for $10M+ in TSMC-related contracts.
$3.5M capital stack → 3 products → semiconductor supply chain
$1.3M in mining and earthmoving equipment for a copper mining services company. 10% down ($130K). Section 179 deducted $1.3M. Tax savings: $481K at 37%.
$1.3M equipment → $130K down → $481K tax savings
“Phoenix industrial real estate sells in 48 hours right now. Our bank wanted 60 days for a $4.5M loan. Basecamp had our SBA 504 structured in a week. We closed in 24 days and beat three competing offers.”
— Industrial property investor, Phoenix AZ
Get Started
One application — 60 seconds. 70+ lenders compete. Your dedicated specialist presents your best options.
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Industries We Fund
TSMC, data centers, residential boom — Arizona never stops building. Commercial contractors are scaling faster than ever.
🦷Mayo Clinic, Banner Health, HonorHealth — Arizona's healthcare corridor creates massive capital demand for practice acquisitions.
🏭Semiconductor supply chain, aerospace, defense — Arizona's manufacturing renaissance is just getting started.
🍽️Phoenix and Scottsdale's food scenes are booming. ASU's 75K students fuel Tempe's restaurant demand.
🚛I-10 and I-17 corridors make Arizona a trucking and logistics crossroads for the Southwest.
🔧Extreme heat destroys vehicles. 120°F summers mean constant demand for cooling, electrical, and tire work.
💆Scottsdale is a national med spa hub. High-income demographics drive premium aesthetics demand.
📦Mexico border trade through Nogales and Phoenix distribution centers serve the entire Southwest.
⚖️Phoenix legal market is growing with the metro. Real estate, construction, and business litigation drive demand.
Market Data
| Metro | 2025 CRE Lending Vol | Hottest Sector | Avg Transaction | Vacancy Trend |
|---|---|---|---|---|
| Phoenix Metro | $4.8B | Industrial / data center | $3.5M | Declining |
| Scottsdale | $1.1B | Medical / mixed-use | $2.8M | Stable |
| Tucson | $680M | Industrial / multifamily | $1.5M | Stable |
| Mesa-Chandler | $320M | Industrial / tech | $2.2M | Declining |
Arizona's $6.9B CRE market is driven by industrial and data center demand in Phoenix, with healthcare leading in Scottsdale and mining-adjacent industrial in Tucson.
See What You Qualify For in Arizona →By City
City-specific funding guides with local market data, funded scenarios, and lender insights.
Whether you're a growing startup or a multi-million-dollar operation, we match you with the right product and amount.
$10K – $1M
Revenue-based funding for working capital, equipment, and growth. Most fund in 1–3 days.
See What You Qualify For →$1M – $5M
Structured financing with capital stacking. Dedicated commercial specialist. Multiple lenders optimized.
Talk to a Commercial Specialist →$5M – $10M+
Complex transactions. Multi-lender capital stacks. Acquisitions, CRE, fleet buildouts. Dedicated team.
Request a Financing Review →Products
Every product available through our 70+ lender network. Each links to a detailed product page.
Flexible cash to cover operations, payroll, and growth.
Draw funds as needed. Only pay interest on what you use.
Finance or lease equipment with the asset as collateral.
Government-backed loans with competitive rates and long terms.
Get paid today on invoices due in 30–90 days.
Repayments flex with your daily or weekly revenue.
Lump sum with fixed monthly payments over 6 months–10 years.
Advance on future card sales. Fast funding, flexible repayment.
Finance property purchases, renovations, or refinancing.
Funding built for franchise acquisitions and expansions.
Acquire a competitor, buy a practice, expand your portfolio.
Fund large orders before you fulfill them. The PO is the collateral.
Requirements
Most Arizona businesses qualify. Here's what you need to get started.
Based on your last 4 months of bank deposits
Minimum time in business for most products
Dedicated business account required
Proof your business is registered
Driver's license or passport
Lenders for every credit profile
FAQ
TSMC is transforming Arizona's economy. Our team is seeing more transaction volume from Phoenix than almost any other market right now — and it's not just semiconductor companies. It's the construction contractors building the fabs, the manufacturers producing supply chain components, the trucking companies hauling materials, and the restaurants feeding 10,000+ construction workers. Every dollar TSMC spends creates $5 in downstream demand. Scottsdale's healthcare corridor is expanding at the same time, with practice acquisitions accelerating as physicians retire.
Here's what works in Arizona right now: speed and capital stacking. A $3.5M manufacturing expansion doesn't need to take 90 days at a bank. Capital stacking gets you the SBA 504 for the facility, equipment financing for the machines, and working capital to bridge the transition — three lenders, optimized rates, one application. Run your numbers through our commercial funding calculator before you make the offer. Phoenix's industrial CRE market won't wait for your bank.
— Bobby Friel, Basecamp Funding - Founder
One application. 70+ lenders compete. Your dedicated specialist presents your best options.
No credit impact · No obligation · 60 seconds
