Business loans in Oregon

Business Loans in Oregon $10K to $10M+

Oregon businesses access 70+ lenders through one application. Manufacturers, breweries, farmers, and small businesses from Portland to Bend funded in as little as 24 hours.

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No hard credit pull to see your options
Same-day funding available
70+ lenders compete for your business
All industries welcome
$4.2B
CRE market
Silicon Forest
tech hub
70+
Lenders compete
No
Hard credit pull
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Oregon Market

Why Oregon Businesses Need Smart Financing

Oregon's economy is powered by a rare combination of high-tech manufacturing and natural resource industries. Intel's massive campus in Hillsboro anchors the Silicon Forest — a tech corridor that includes Nike's world headquarters in Beaverton, Tektronix, and hundreds of semiconductor and electronics firms. Portland's role as a Pacific Northwest hub draws logistics, creative agencies, and healthcare investment, while the Willamette Valley's agricultural output — hazelnuts, wine grapes, berries, and Christmas trees — generates billions in annual commerce.

Healthcare systems like OHSU and Providence drive demand for practice acquisitions, medical equipment, and facility expansions across the metro and outstate Oregon. The craft beer industry — with over 300 breweries statewide giving Oregon the highest brewery density in the nation — creates constant demand for equipment financing, taproom buildouts, and production expansion. Columbia Sportswear and Keen Footwear anchor an outdoor recreation manufacturing sector that exports globally.

Oregon businesses that move fast on capital win. When a Hillsboro manufacturer needs $1.4M in CNC equipment before an Intel supply chain deadline, or a Bend restaurant group needs working capital before summer tourist season, waiting 60–90 days on a single bank approval means lost revenue. One application to 70+ lenders changes the math entirely.

Real Results

Funded in Oregon

Real financing scenarios for Oregon businesses. Every number is based on actual transactions through our lender network.

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Brewery Acquisition

Portland, OR

$1.4M SBA 504 for a Portland craft brewery purchasing a 20,000 sq ft production facility and taproom in the Pearl District. 10% down. 25-year term. Positioned to triple production capacity and add event space.

$1.4M funded → 10% down → 20,000 sq ft facility acquired

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Manufacturing Equipment

Hillsboro, OR

$380K equipment financing for a Hillsboro electronics manufacturer adding CNC machining equipment to support Intel and semiconductor supply chain contracts. Equipment as collateral. Funded in 9 days.

$380K funded → 10% down → CNC equipment installed

🍽️

Restaurant Group

Bend, OR

$220K working capital for a Bend restaurant group funding seasonal tourism prep — additional staff, inventory, and patio expansion ahead of peak summer season. Funded in 5 business days.

$220K funded → seasonal prep complete → 5-day funding

🌲

Forest Products Distribution

Eugene, OR

$2.1M capital stack for a Eugene forest products distributor. $1.1M SBA 504 for a lumber yard and warehouse, $550K equipment financing for forklifts and log trucks, $300K working capital, and $150K invoice factoring for seasonal receivables.

$2.1M capital stack → 4 products → distribution capacity doubled

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Invoice Factoring

Beaverton, OR

$165K invoice factoring for a Beaverton staffing agency covering $380K in net-60 receivables from Nike and tech client contracts. Immediate cash flow to meet payroll while waiting on enterprise payments.

$165K funded → $380K receivables covered → payroll secured

🏗️

Construction Equipment

Medford, OR

$510K equipment financing for a Medford construction company purchasing 2 excavators and logging equipment for Southern Oregon timber and residential projects. Equipment as collateral. Section 179 deduction on full amount.

$510K funded → 10% down → equipment deployed in 11 days

We needed $2.1M to expand our lumber yard and add trucks before the building season. Our bank offered $800K and wanted 75 days. Basecamp structured the full amount across four products in 19 days. We doubled our capacity and landed our biggest contract.

Forest products distributor, Eugene OR

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See What Oregon Lenders Will Offer You (60 Seconds)

One application — 60 seconds. 70+ lenders compete. Your dedicated specialist presents your best options.

No hard credit pull
No obligation
Funded as fast as same day
70+ lenders compete for your business
Estimate
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See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$75K/mo$2M+

Estimated Approval Range

$75K$113K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

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Industries We Fund

Top Industries in Oregon

Market Data

Oregon Commercial Real Estate Market

Metro2025 CRE Lending VolHottest SectorAvg TransactionVacancy Trend
Portland$2.1BTech/industrial/mixed-use$2.5MDeclining
Hillsboro/Beaverton$980MIndustrial/tech campus$2.0MLow
Eugene$380MMedical/retail/industrial$1.2MStable
Salem$310MGovernment/office/retail$950KStable
Bend$280MRetail/hospitality/mixed-use$1.1MLow

Oregon CRE is driven by Portland's tech and healthcare corridors, the Silicon Forest industrial parks in Hillsboro and Beaverton, and growing outstate metros like Bend and Eugene. Pre-structured financing is the difference between winning and losing in Oregon's competitive industrial and mixed-use markets.

Structure your Oregon financing

By City

Explore Oregon Cities

City-specific funding guides with local market data, funded scenarios, and lender insights.

Funding Built for Your Stage of Growth

Whether you're a growing startup or a multi-million-dollar operation, we match you with the right product and amount.

🚀

Growing Businesses

$10K – $1M

Revenue-based funding for working capital, equipment, and growth. Most fund in 1–3 days.

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Established Businesses

$1M – $5M

Structured financing with capital stacking. Dedicated commercial specialist. Multiple lenders optimized.

Talk to a Commercial Specialist →
💎

Commercial & Complex

$5M – $10M+

Complex transactions. Multi-lender capital stacks. Acquisitions, CRE, fleet buildouts. Dedicated team.

Request a Financing Review →

Products

Loan Products Available in Oregon

Every product available through our 70+ lender network. Each links to a detailed product page.

Requirements

Do You Qualify?

Most Oregon businesses qualify. Here's what you need to get started.

📊

$10K+/mo Revenue

Based on your last 4 months of bank deposits

📅

6+ Months in Business

Minimum time in business for most products

🏦

Business Checking Account

Dedicated business account required

📋

Business License or EIN

Proof your business is registered

🆔

Government-Issued ID

Driver's license or passport

No Minimum Credit Score

Lenders for every credit profile

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FAQ

Frequently Asked Questions — Oregon Business Loans

Oregon Business Lending — From the Basecamp Team

Our team works with Oregon business owners from Portland to Bend to Medford every day. The pattern is almost always the same — they're growing fast, they've got equipment to buy or a facility to expand, and their bank is quoting 60–90 days. Oregon's manufacturing sector doesn't wait. When an Intel supply chain contract has a deadline or summer tourism season is approaching, you need capital structured and ready to close.

Here's what works in Oregon: capital stacking. A $2.1M forest products expansion isn't one bank's problem — it's an SBA 504 for the lumber yard, an equipment line for forklifts and trucks, working capital for hiring, and invoice factoring for seasonal receivables. For healthcare practices near OHSU or Providence, SBA 7(a) with 10% down beats corporate acquisition offers every time. Run your numbers through our loan cost calculator first.

Oregon's I-5 corridor means trucking and wholesale businesses have constant demand for fleet expansion and working capital. Portland's craft beer and food scene drives restaurant investment statewide. Equipment financing at 10% down is how Oregon manufacturers stay competitive. Our commercial funding calculator helps you see what a capital stack looks like before you apply. Read our Business Owner's Guide to understand your options. Businesses in neighboring Washington and California use the same platform.

Bobby Friel, Basecamp Funding Founder

Bobby Friel

Founder, Basecamp Funding

Bobby Friel, Founder of Basecamp Funding

Oregon Businesses Don't Wait. Neither Should Your Financing.

One application. 70+ lenders compete. Your dedicated specialist presents your best options.

See What You Qualify For

No credit impact · No obligation · 60 seconds