Business loans in Georgia

Business Loans in Georgia $10K to $10M+

Atlanta is the #1 Sun Belt market for commercial real estate. From Midtown to Savannah to Augusta — one application reaches 70+ lenders who fund Georgia businesses daily.

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No hard credit pull to see your options
Same-day funding available
70+ lenders compete for your business
All industries welcome
$8.2B
CRE lending volume
#1
Sun Belt CRE market
70+
Lenders compete
No
Hard credit pull
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Georgia Market

Why Georgia Businesses Need Smart Financing

Georgia's economy runs through Atlanta — the business capital of the Southeast. More Fortune 500 companies are headquartered in metro Atlanta than any city in the South. Hartsfield-Jackson is the busiest airport in the world, making Atlanta a global logistics hub. The film industry has made Georgia the #1 filming location in the world, surpassing Hollywood. Savannah's port is the fastest-growing in the US.

Georgia offers lower costs than Florida or the Northeast but with major-market infrastructure. That combination is driving massive commercial development — multifamily, industrial, mixed-use, and healthcare facilities are going up across metro Atlanta. Business owners who can't move fast on financing are losing opportunities to national investors with capital ready to deploy.

Real Results

Funded in Georgia

Real financing scenarios for Georgia businesses. Every number is based on actual transactions through our lender network.

🏢

Commercial Real Estate

Atlanta, GA

$3.8M acquisition of a 15,000 sq ft mixed-use property in Buckhead. Retail on ground floor, office above. SBA 504 with 10% down. Building generates $380K NOI. DSCR: 1.45x.

$3.8M funded → 10% down → 1.45x DSCR

🏭

Manufacturing Expansion

Savannah, GA

$2.5M capital stack for a packaging manufacturer expanding near the Port of Savannah. $1.5M SBA 504 for facility, $700K equipment line, $300K working capital. Positioned for port logistics growth.

$2.5M capital stack → 3 products → port-adjacent

🍽️

Restaurant

Atlanta, GA

$600K for a chef opening a second location in Ponce City Market. Kitchen buildout + equipment + working capital for first 3 months. SBA 7(a) with 10% down.

$600K funded → 10% down → PCM location open

🦷

Healthcare Acquisition

Augusta, GA

$1.3M dental practice acquisition near Augusta University Medical Center. 4 operatories, established patient base. SBA 7(a) with 10% down. Funded in 26 days.

$1.3M funded → 10% down → practice generating $2M/year

🏗️

Construction Equipment

Marietta, GA

$1.5M for a commercial contractor scaling for film studio buildout projects. $900K equipment + $600K working capital for mobilization on two simultaneous projects.

$1.5M funded → 2 products → mobilized for film work

💰

Section 179 Tax Savings

Dalton, GA

$1.8M in carpet manufacturing equipment for a company in the 'Carpet Capital of the World.' 10% down ($180K). Section 179 deducted $1.8M. Tax savings: $666K at 37%.

$1.8M equipment → $180K down → $666K tax savings

Atlanta's CRE market is insane right now. Properties go under contract in 48 hours. We lost two buildings because our bank couldn't produce a commitment letter fast enough. Basecamp had our SBA 504 structured in 5 days. We closed on the third building.

Commercial property investor, Atlanta GA

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See What Georgia Lenders Will Offer You (60 Seconds)

One application — 60 seconds. 70+ lenders compete. Your dedicated specialist presents your best options.

No hard credit pull
No obligation
Funded as fast as same day
70+ lenders compete for your business
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Slide to your average monthly bank deposits.

$10K$75K/mo$2M+

Estimated Approval Range

$75K$113K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

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Industries We Fund

Top Industries in Georgia

Market Data

Georgia Commercial Real Estate — Market Snapshot

Metro2025 CRE Lending VolHottest SectorAvg TransactionVacancy Trend
Atlanta Metro$5.8BIndustrial / multifamily$3.5MDeclining
Savannah$1.2BIndustrial / port logistics$2.8MDeclining
Augusta$520MMedical / military$1.5MStable
Other GA Metros$680MMixed$1.2MVaries

Georgia's $8.2B CRE market is driven by Atlanta — the #1 Sun Belt market for commercial real estate. Industrial, multifamily, and mixed-use dominate.

See What You Qualify For in Georgia

By City

Explore Georgia Cities

City-specific funding guides with local market data, funded scenarios, and lender insights.

Funding Built for Your Stage of Growth

Whether you're a growing startup or a multi-million-dollar operation, we match you with the right product and amount.

🚀

Growing Businesses

$10K – $1M

Revenue-based funding for working capital, equipment, and growth. Most fund in 1–3 days.

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Established Businesses

$1M – $5M

Structured financing with capital stacking. Dedicated commercial specialist. Multiple lenders optimized.

Talk to a Commercial Specialist →
💎

Commercial & Complex

$5M – $10M+

Complex transactions. Multi-lender capital stacks. Acquisitions, CRE, fleet buildouts. Dedicated team.

Request a Financing Review →

Products

Loan Products Available in Georgia

Every product available through our 70+ lender network. Each links to a detailed product page.

Requirements

Do You Qualify?

Most Georgia businesses qualify. Here's what you need to get started.

📊

$10K+/mo Revenue

Based on your last 4 months of bank deposits

📅

6+ Months in Business

Minimum time in business for most products

🏦

Business Checking Account

Dedicated business account required

📋

Business License or EIN

Proof your business is registered

🆔

Government-Issued ID

Driver's license or passport

No Minimum Credit Score

Lenders for every credit profile

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FAQ

Frequently Asked Questions — Georgia Business Loans

Georgia Business Lending — Bobby's Take

Our team works with Georgia business owners from Atlanta to Savannah to Dalton — and the common thread is opportunity. Atlanta's CRE market is the hottest in the Sun Belt. The film industry is creating construction demand that didn't exist five years ago. The Port of Savannah is growing faster than anyone predicted, and manufacturing companies near the port can't expand fast enough.

Here's what most Georgia business owners get wrong: they go to one bank and accept whatever that bank offers. One bank, one answer. Through Basecamp, one 60-second application reaches 70+ lenders who compete for your business. Capital stacking means a $3.8M mixed-use acquisition in Buckhead doesn't have to come from a single source. SBA 504 for the building, equipment financing for the buildout, working capital for the transition — three lenders, optimized rates, structured in days.

Georgia's $8.2B CRE market is the largest in the Sun Belt. Whether you're buying a warehouse near the Port of Savannah, a mixed-use property in Buckhead, or manufacturing equipment in Dalton — our team structures the financing before you make the offer. That's how you win in Georgia. Run your numbers through our commercial funding calculator to see what you qualify for, or go straight to commercial financing for transactions over $1M.

— Bobby Friel, Basecamp Funding - Founder

Georgia Businesses Don't Wait. Neither Should Your Financing.

One application. 70+ lenders compete. Your dedicated specialist presents your best options.

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No credit impact · No obligation · 60 seconds