Why Us
Banks Say No for Reasons That Have Nothing to Do with Your Business
You're profitable, growing, and making payroll. But one checkbox fails and the bank walks. Here's what brings people to us.
Credit Score Doesn't Meet Bank Minimums
Banks want 680+. Our lenders approve businesses with scores in the 500s — because revenue matters more than a number.
Less Than 2 Years in Business
Banks want history you don't have yet. We need 6 months and $10K/month in deposits. That's it.
Losses on Tax Returns
You reinvested in equipment and growth — smart move. Banks see a loss. Our lenders see real-time bank deposits and a growing business.
'High Risk' Industry Label
Banks slap labels on entire industries. Our 70+ lending partners specialize in construction, trucking, restaurants, healthcare, and more.
Already Leveraged at the Bank
Existing debt doesn't disqualify you. We stack and consolidate responsibly — and often improve your total cost of capital.
You Need Speed the Bank Can't Deliver
Banks take 60-90 days. You need funding this week. We fund same day — your timeline is our priority.
Real Use Cases
What 2,000+ Businesses Have Used Funding For
From daily operations to once-in-a-lifetime opportunities.
Day-to-Day Operations
Growth & Expansion
Equipment & Infrastructure
Strategic Moves
All Loan Products
10 Funding Products. Find Your Fit.
From same-day working capital to 25-year SBA loans — every product, every scenario, from 70+ lending partners.
Working Capital Loans
Flexible cash to keep your business moving.
Business Line of Credit
Draw funds when you need them. Only pay for what you use.
Equipment Financing
Finance the equipment your business needs. The asset is the collateral.
SBA Loans
Government-backed loans with the best rates and longest terms.
Invoice Factoring
Get paid today on invoices due in 30-90 days.
Revenue-Based Financing
Repayments flex with your daily or weekly revenue.
Term Loans
Lump sum with fixed monthly payments over 1-5 years.
Merchant Cash Advance
Advance on future card sales. Fastest funding, most flexible qualification.
Commercial Real Estate Loans
Finance the property your business operates from.
Franchise Financing
Dedicated funding to buy, build, or grow a franchise.
Is This for You?
Who This Is Built For (And Who It's Not)
Full transparency. Here's who qualifies and who should look elsewhere.
✅ This Is Built For You If…
🚫 This Probably Isn't the Right Fit If…
See What You Qualify For
See What You Qualify For in 60 Seconds
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Business Loan Products — Compare 10 Funding Options from 70+ Lenders
Basecamp Funding offers 10 business loan products through a network of over 70 lending partners — from same-day working capital and merchant cash advances to long-term SBA loans and commercial real estate financing. Whether you need a business line of credit for cash flow management, equipment financing with the asset as collateral, invoice factoring for outstanding receivables, revenue-based financing that adjusts with your sales, or a term loan for planned expansion — we match you with the best rates and terms available.
Business owners across construction, healthcare, trucking, manufacturing, restaurants, attorneys, auto repair, wholesale distribution, and med spas use Basecamp Funding to compare options from SBA preferred lenders, community banks, credit unions, and specialty finance companies. One 60-second application, no hard credit pull, no minimum credit score. Most approvals happen within hours with same-day funding available on select products.
Need more than $5M or have complex financing needs? Explore our commercial financing options for larger businesses and specialized financing structures.
The Only Risk Is Not Knowing What's Available to You
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide