This Is Why You're Here
Why QSR / Fast Foods Come to Us Instead of Their Bank
Your drive-thru system is outdated — new digital menu boards, headsets, and a second lane cost $55K. Drive-thru accounts for 70% of revenue. Every 30-second improvement in speed adds $50K/year.
Your main fryer bank needs replacing — 4 commercial fryers at $8K each. You can't serve half your menu without them and the supplier wants full payment before delivery.
Corporate mandated a remodel. You have 6 months to comply or lose the franchise agreement. Cost: $120K. Revenue supports it but you need financing to meet the deadline.
Your walk-up window AC died in August. You're losing $1,500/day because nobody wants to stand in line in 95-degree heat. Replacement unit is $14K and needs to be installed this week.
You're buying the QSR location next to yours — the owner's retiring and the landlord gave you first right of refusal. Acquisition plus updates is $175K. Combined, the two stores would do $200K/month.
Corporate gave us 6 months to remodel or lose the franchise. $120K project. Basecamp got us approved in 4 days and we finished the remodel 2 months early.
Patricia M., QSR Franchise Operator, Phoenix, AZ
QSR / Fast Food Financing
Get Your QSR / Fast Food Business Funded in 60 Seconds
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Built for Your Business
Why QSR / Fast Food Businesses Choose Basecamp
Drive-Thru Upgrades Print Money
70% of your revenue comes through that window. A $55K upgrade — digital boards, dual lanes, better headsets — cuts 30 seconds per car. That's $50K a year in extra throughput. Banks don't understand drive-thru ROI. We do.
Corporate Mandates Have Deadlines
When corporate says remodel by Q3 or lose the franchise, you've got zero room for a bank's 90-day review. We've saved dozens of franchise agreements by funding $120K remodels in under 2 weeks.
Fryer Banks Don't Half-Break
When your fryer bank goes down, half your menu vanishes. You can't sell chicken sandwiches without fryers. That's a $32K replacement you need this week, not next quarter. We fund emergency equipment in 24-48 hours.
Multi-Unit Operators Need Real Scale
If you're running 3-10 QSR locations, you need a lender who'll finance across all of them — not one store at a time. We structure multi-unit packages so you can remodel or equip multiple stores simultaneously.
What You're Up Against
The Real Challenges QSR / Fast Foods Face
Pricing Transparency
What QSR / Fast Food Funding Actually Costs
Rates and terms depend on credit, revenue, time in business, and lender. Every business is unique — see what 70+ lenders will offer you in 60 seconds. No hard credit pull.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →QSR operators don't have time to wait — when a fryer bank goes down, half your menu disappears. We funded a $32K equipment replacement for a drive-thru doing $90K/month. Approved Tuesday, equipment installed Thursday.
Bobby Friel
Founder, Basecamp Funding
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Application
Answer a few quick questions about your business. No documents needed yet.
Soft Credit Check
We check your options with zero impact on your FICO. Your score stays untouched.
Lenders Compete Behind the Scenes
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
One Specialist, Multiple Offers
Your funding specialist presents your best options. No runaround. No pressure.
Pick Your Offer & Get Funded
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
QSR / Fast Food Capital Uses
What QSR / Fast Food Businesses Use Funding For
Kitchen Equipment
Ovens, fryers, walk-ins, hood systems, POS systems. Upgrade without draining your cash reserves.
Payroll & Staffing
Cover payroll during slow weeks. Hire for the busy season. Retain your best staff year-round.
Renovation & Buildout
Dining room refresh, patio expansion, bar remodel, second location buildout.
Inventory & Food Costs
Stock up for busy season. Lock in bulk pricing from suppliers. Never run out of your best sellers.
Marketing & Promotion
Social media ads, Google Ads, delivery platform fees, grand opening campaigns, loyalty programs.
Second Location
Open a new spot, launch a ghost kitchen, or expand into catering. Scale without risking the mothership.
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
These Can Be Deal-Breakers
Need commercial insurance for your qsr / fast food business?
Most restaurant lenders require proof of business property and liability coverage. InsuranceService365.com covers restaurants across 29 states with same-day binding.
Don't Wait Until You Need Funding to Get Funded
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
See What Your QSR / Fast Food Business Qualifies For
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Other Restaurants Specialties We Fund
Click any specialty for tailored financing options.
Recommended Products
Recommended Funding for QSR / Fast Food Businesses
Working Capital
Cover payroll, rent, and food costs during slow seasons. Fund same day.
Learn More →Equipment Financing
Finance ovens, walk-ins, and kitchen equipment with the asset as collateral.
Learn More →Business Line of Credit
Draw funds for inventory and payroll, repay from weekend revenue.
Learn More →SBA Loans
Long-term financing for buildouts, renovations, and second locations.
Learn More →FAQs
QSR / Fast Food Business Loan FAQs
Fast Food & QSR Restaurant Loans — $10K to $10M+
Your QSR runs 16 hours a day, pushes 300+ tickets at lunch, and depends on equipment that never stops working. But it does stop. Fryer banks die. Drive-thru systems crash. And corporate just emailed — you've got 6 months to remodel or lose the franchise agreement. Your bank can't even start a review in 6 months. We connect you with 70+ lenders who fund QSR operators fast. As in, approved Tuesday, equipment installed Thursday.
And here's the math corporate doesn't help you with. A $55K drive-thru upgrade — digital menu boards, dual lanes, new headsets — cuts 30 seconds off every car. At 200 cars a day, that's $50K a year in extra throughput. But you need the $55K now. We've funded $32K fryer replacements in 48 hours. $120K franchise remodels in under 2 weeks. $500K multi-unit packages through SBA. One application, 60 seconds, no hard pull.
Stop Waiting on Banks. Get Your QSR / Fast Food Business Funded Today.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide