QSR / Fast Food business funding — Employees working behind the counter in a fast food restaurant kitchen
No Hard Credit Pull · Same-Day Funding Available
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QSR / Fast Food Business Loans — Funded in 24 Hours

Quick-service restaurants run on speed, consistency, and equipment that never stops. Between drive-thru upgrades, fryer replacements, and the capital needed to keep a high-volume operation running 16 hours a day — QSR operators need funding as fast as their service.

No hard credit pull to see your options
Revenue-based approval, not FICO-based
70+ lending partners compete for your business
Funded as fast as same day
$10M+
Max Funding
Per deal or stacked
Same-Day
Available
Fastest funding option
QSR / Fast Food
Funding Experts
Specialized underwriting
70+
Lenders
Banks compete for you
5.0★★★★★78 Google ReviewsBasecamp Funding BBB Business Review
No Minimum Credit Score$10K+ Monthly Deposits6+ Months OperatingNo Hard Credit PullAll Restaurant Types

This Is Why You're Here

Why QSR / Fast Foods Come to Us Instead of Their Bank

1

Your drive-thru system is outdated — new digital menu boards, headsets, and a second lane cost $55K. Drive-thru accounts for 70% of revenue. Every 30-second improvement in speed adds $50K/year.

2

Your main fryer bank needs replacing — 4 commercial fryers at $8K each. You can't serve half your menu without them and the supplier wants full payment before delivery.

3

Corporate mandated a remodel. You have 6 months to comply or lose the franchise agreement. Cost: $120K. Revenue supports it but you need financing to meet the deadline.

4

Your walk-up window AC died in August. You're losing $1,500/day because nobody wants to stand in line in 95-degree heat. Replacement unit is $14K and needs to be installed this week.

5

You're buying the QSR location next to yours — the owner's retiring and the landlord gave you first right of refusal. Acquisition plus updates is $175K. Combined, the two stores would do $200K/month.

★★★★★

Corporate gave us 6 months to remodel or lose the franchise. $120K project. Basecamp got us approved in 4 days and we finished the remodel 2 months early.

Patricia M., QSR Franchise Operator, Phoenix, AZ

QSR / Fast Food Financing

Get Your QSR / Fast Food Business Funded in 60 Seconds

Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.

Estimated range appears instantly
Auto-advances as you answer — no extra clicks
Soft credit pull only — your FICO stays untouched
Real specialist reviews your file within the hour
No obligation — see your options and decide
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$50K/mo$2M+

Estimated Approval Range

$50K$75K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

5.0★★★★★78 ReviewsBasecamp Funding BBB Business Review

Built for Your Business

Why QSR / Fast Food Businesses Choose Basecamp

🚗

Drive-Thru Upgrades Print Money

70% of your revenue comes through that window. A $55K upgrade — digital boards, dual lanes, better headsets — cuts 30 seconds per car. That's $50K a year in extra throughput. Banks don't understand drive-thru ROI. We do.

🏢

Corporate Mandates Have Deadlines

When corporate says remodel by Q3 or lose the franchise, you've got zero room for a bank's 90-day review. We've saved dozens of franchise agreements by funding $120K remodels in under 2 weeks.

🔥

Fryer Banks Don't Half-Break

When your fryer bank goes down, half your menu vanishes. You can't sell chicken sandwiches without fryers. That's a $32K replacement you need this week, not next quarter. We fund emergency equipment in 24-48 hours.

📊

Multi-Unit Operators Need Real Scale

If you're running 3-10 QSR locations, you need a lender who'll finance across all of them — not one store at a time. We structure multi-unit packages so you can remodel or equip multiple stores simultaneously.

What You're Up Against

The Real Challenges QSR / Fast Foods Face

ChallengeWhat It Looks LikeFunding SolutionAmountSpeed
Brewing system upgradeOutgrew 7-barrel system, need 15-barrel for distributionEquipment Financing$80K–$200K5–10 days
Canning line purchaseMoving from draft-only to canned distributionEquipment Financing$40K–$100K3–7 days
Taproom buildoutAdding seating, bar, and food service to brewery spaceSBA Loans$50K–$200K30–60 days
Hop and grain inventoryPre-buying ingredients 6 months out to lock pricingWorking Capital$15K–$40K1–3 days
Distribution license and repsState licensing and hiring 2 sales reps for retail accountsWorking Capital$15K–$35K1–3 days

Pricing Transparency

What QSR / Fast Food Funding Actually Costs

ProductAmountTermRateSpeed
Working Capital$10K–$2M3-18mo8-22% APR1-3 days
Equipment Financing$10K–$5M2-7yr5-15% APR3-7 days
Revenue-Based Financing$10K–$1M3-18moFactor 1.1-1.41-2 days
Business LOC$10K–$5MRevolving8-24% APR1-5 days
SBA Loan$50K–$5M10-25yr6-10% APR2-6 weeks

Rates vary by credit, revenue, and time in business. These are typical ranges.

These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.

Calculate Your Real Cost →

QSR operators don't have time to wait — when a fryer bank goes down, half your menu disappears. We funded a $32K equipment replacement for a drive-thru doing $90K/month. Approved Tuesday, equipment installed Thursday.

— Bobby Friel, Basecamp Funding - Founder

How It Works

From Application to Funded in 5 Steps

No paperwork avalanche. No bank lobby. No guessing.

📝
1

60-Second Application

Answer a few quick questions about your business. No documents needed yet.

🔍
2

Soft Credit Check

We check your options with zero impact on your FICO. Your score stays untouched.

🏦
3

Lenders Compete Behind the Scenes

Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.

📞
4

One Specialist, Multiple Offers

Your funding specialist presents your best options. No spam calls. No runaround.

5

Pick Your Offer & Get Funded

Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.

QSR / Fast Food Capital Uses

What QSR / Fast Food Businesses Use Funding For

🍳

Kitchen Equipment

Ovens, fryers, walk-ins, hood systems, POS systems. Upgrade without draining your cash reserves.

💵

Payroll & Staffing

Cover payroll during slow weeks. Hire for the busy season. Retain your best staff year-round.

🏗️

Renovation & Buildout

Dining room refresh, patio expansion, bar remodel, second location buildout.

🥩

Inventory & Food Costs

Stock up for busy season. Lock in bulk pricing from suppliers. Never run out of your best sellers.

📣

Marketing & Promotion

Social media ads, Google Ads, delivery platform fees, grand opening campaigns, loyalty programs.

📍

Second Location

Open a new spot, launch a ghost kitchen, or expand into catering. Scale without risking the mothership.

Full Transparency

What Kills Your Qualification (And What Doesn't)

Most lenders won't tell you this upfront. We will.

✅ These Won't Stop You

Low personal credit score (no minimum FICO)
Seasonal revenue fluctuations
Less than 2 years in business (6 months is fine)
Cash-heavy business with card + cash mix
Existing MCA or high-interest debt
No collateral beyond equipment
Food truck or non-traditional concept
Prior bank denial for restaurant financing

These Can Be Deal-Breakers

Less than $10,000/month in bank deposits
Less than 6 months in operation
No business checking account
Active (undischarged) bankruptcy
Negative average daily bank balance
Heavy NSF/overdraft activity on statements
Active health department closure or violations
Undisclosed existing positions or defaults

Need commercial insurance for your qsr / fast food business?

Most restaurant lenders require proof of business property and liability coverage. InsuranceService365.com covers restaurants across 29 states with same-day binding.

Check Coverage Options →

Don't Wait Until You Need Funding to Get Funded

68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.

Ready?

See What Your QSR / Fast Food Business Qualifies For

Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.

Estimated approval range appears instantly
Auto-advances — no extra buttons to click
Soft pull only — FICO untouched
70+ lenders compete for your business
No obligation to accept any offer
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$50K/mo$2M+

Estimated Approval Range

$50K$75K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

5.0★★★★★78 ReviewsBasecamp Funding BBB Business Review

Other Restaurants Specialties We Fund

Click any specialty for tailored financing options.

Recommended Products

Recommended Funding for QSR / Fast Food Businesses

FAQs

QSR / Fast Food Business Loan FAQs

Fast Food & QSR Restaurant Loans — $10K to $10M+

Your QSR runs 16 hours a day, pushes 300+ tickets at lunch, and depends on equipment that never stops working. But it does stop. Fryer banks die. Drive-thru systems crash. And corporate just emailed — you've got 6 months to remodel or lose the franchise agreement. Your bank can't even start a review in 6 months. We connect you with 70+ lenders who fund QSR operators fast. As in, approved Tuesday, equipment installed Thursday.

And here's the math corporate doesn't help you with. A $55K drive-thru upgrade — digital menu boards, dual lanes, new headsets — cuts 30 seconds off every car. At 200 cars a day, that's $50K a year in extra throughput. But you need the $55K now. We've funded $32K fryer replacements in 48 hours. $120K franchise remodels in under 2 weeks. $500K multi-unit packages through SBA. One application, 60 seconds, no hard pull.

Stop Waiting on Banks. Get Your QSR / Fast Food Business Funded Today.

60 seconds. No credit impact. No obligation.

See What You Qualify For →

No hard credit pull · Free to check · Nationwide