Quick-service restaurants run on speed, consistency, and equipment that never stops. Between drive-thru upgrades, fryer replacements, and the capital needed to keep a high-volume operation running 16 hours a day — QSR operators need funding as fast as their service.
This Is Why You're Here
Your drive-thru system is outdated — new digital menu boards, headsets, and a second lane cost $55K. Drive-thru accounts for 70% of revenue. Every 30-second improvement in speed adds $50K/year.
Your main fryer bank needs replacing — 4 commercial fryers at $8K each. You can't serve half your menu without them and the supplier wants full payment before delivery.
Corporate mandated a remodel. You have 6 months to comply or lose the franchise agreement. Cost: $120K. Revenue supports it but you need financing to meet the deadline.
Your walk-up window AC died in August. You're losing $1,500/day because nobody wants to stand in line in 95-degree heat. Replacement unit is $14K and needs to be installed this week.
You're buying the QSR location next to yours — the owner's retiring and the landlord gave you first right of refusal. Acquisition plus updates is $175K. Combined, the two stores would do $200K/month.
Corporate gave us 6 months to remodel or lose the franchise. $120K project. Basecamp got us approved in 4 days and we finished the remodel 2 months early.
Patricia M., QSR Franchise Operator, Phoenix, AZ
QSR / Fast Food Financing
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
Built for Your Business
70% of your revenue comes through that window. A $55K upgrade — digital boards, dual lanes, better headsets — cuts 30 seconds per car. That's $50K a year in extra throughput. Banks don't understand drive-thru ROI. We do.
When corporate says remodel by Q3 or lose the franchise, you've got zero room for a bank's 90-day review. We've saved dozens of franchise agreements by funding $120K remodels in under 2 weeks.
When your fryer bank goes down, half your menu vanishes. You can't sell chicken sandwiches without fryers. That's a $32K replacement you need this week, not next quarter. We fund emergency equipment in 24-48 hours.
If you're running 3-10 QSR locations, you need a lender who'll finance across all of them — not one store at a time. We structure multi-unit packages so you can remodel or equip multiple stores simultaneously.
What You're Up Against
| Challenge | What It Looks Like | Funding Solution | Amount | Speed |
|---|---|---|---|---|
| Brewing system upgrade | Outgrew 7-barrel system, need 15-barrel for distribution | Equipment Financing | $80K–$200K | 5–10 days |
| Canning line purchase | Moving from draft-only to canned distribution | Equipment Financing | $40K–$100K | 3–7 days |
| Taproom buildout | Adding seating, bar, and food service to brewery space | SBA Loans | $50K–$200K | 30–60 days |
| Hop and grain inventory | Pre-buying ingredients 6 months out to lock pricing | Working Capital | $15K–$40K | 1–3 days |
| Distribution license and reps | State licensing and hiring 2 sales reps for retail accounts | Working Capital | $15K–$35K | 1–3 days |
Pricing Transparency
| Product | Amount | Term | Rate | Speed |
|---|---|---|---|---|
| Working Capital | $10K–$2M | 3-18mo | 8-22% APR | 1-3 days |
| Equipment Financing | $10K–$5M | 2-7yr | 5-15% APR | 3-7 days |
| Revenue-Based Financing | $10K–$1M | 3-18mo | Factor 1.1-1.4 | 1-2 days |
| Business LOC | $10K–$5M | Revolving | 8-24% APR | 1-5 days |
| SBA Loan | $50K–$5M | 10-25yr | 6-10% APR | 2-6 weeks |
Rates vary by credit, revenue, and time in business. These are typical ranges.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →QSR operators don't have time to wait — when a fryer bank goes down, half your menu disappears. We funded a $32K equipment replacement for a drive-thru doing $90K/month. Approved Tuesday, equipment installed Thursday.
— Bobby Friel, Basecamp Funding - Founder
How It Works
No paperwork avalanche. No bank lobby. No guessing.
Answer a few quick questions about your business. No documents needed yet.
We check your options with zero impact on your FICO. Your score stays untouched.
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
Your funding specialist presents your best options. No spam calls. No runaround.
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
QSR / Fast Food Capital Uses
Ovens, fryers, walk-ins, hood systems, POS systems. Upgrade without draining your cash reserves.
Cover payroll during slow weeks. Hire for the busy season. Retain your best staff year-round.
Dining room refresh, patio expansion, bar remodel, second location buildout.
Stock up for busy season. Lock in bulk pricing from suppliers. Never run out of your best sellers.
Social media ads, Google Ads, delivery platform fees, grand opening campaigns, loyalty programs.
Open a new spot, launch a ghost kitchen, or expand into catering. Scale without risking the mothership.
Full Transparency
Most lenders won't tell you this upfront. We will.
Need commercial insurance for your qsr / fast food business?
Most restaurant lenders require proof of business property and liability coverage. InsuranceService365.com covers restaurants across 29 states with same-day binding.
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
Click any specialty for tailored financing options.
Recommended Products
Cover payroll, rent, and food costs during slow seasons. Fund same day.
Learn More →Finance ovens, walk-ins, and kitchen equipment with the asset as collateral.
Learn More →Draw funds for inventory and payroll, repay from weekend revenue.
Learn More →Long-term financing for buildouts, renovations, and second locations.
Learn More →FAQs
Your QSR runs 16 hours a day, pushes 300+ tickets at lunch, and depends on equipment that never stops working. But it does stop. Fryer banks die. Drive-thru systems crash. And corporate just emailed — you've got 6 months to remodel or lose the franchise agreement. Your bank can't even start a review in 6 months. We connect you with 70+ lenders who fund QSR operators fast. As in, approved Tuesday, equipment installed Thursday.
And here's the math corporate doesn't help you with. A $55K drive-thru upgrade — digital menu boards, dual lanes, new headsets — cuts 30 seconds off every car. At 200 cars a day, that's $50K a year in extra throughput. But you need the $55K now. We've funded $32K fryer replacements in 48 hours. $120K franchise remodels in under 2 weeks. $500K multi-unit packages through SBA. One application, 60 seconds, no hard pull.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide