This Is Why You're Here
Why Fast Casuals Come to Us Instead of Their Bank
Your lunch rush is maxed out at 120 tickets. A second prep line and expanded counter costs $45K but would push capacity to 180 tickets. That's $2K+/day in new revenue.
You're opening a second location in a high-traffic retail center. Build-out, equipment, and 3 months of operating capital total $180K. Location 1 does $60K/month — the demand is proven.
Your POS system crashes weekly during rush. A full upgrade — terminals, kitchen display, online ordering integration — costs $22K. Every crash costs $500+ in lost orders.
Food costs jumped 18% in 3 months and your menu prices haven't caught up. You need $30K in working capital to absorb the margin hit while you retool the menu without losing customers.
Your landlord offered a 10-year renewal but wants 3 months of rent upfront — $27K. If you don't lock it in, a smoothie chain is ready to take the space.
We needed $180K to open location #2 in a mall food court. Basecamp matched us with an SBA lender who closed in 3 weeks. We're already doing $55K/month there.
Kevin T., Fast Casual Owner, Denver, CO
Fast Casual Financing
Get Your Fast Casual Business Funded in 60 Seconds
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Built for Your Business
Why Fast Casual Businesses Choose Basecamp
Scaling Locations Is Your Whole Game
Fast casual lives or dies on multi-unit expansion. Build-outs run $150K-$350K per location. Your bank wants to fund one at a time. We connect you with lenders who'll finance the whole growth plan at once.
Ticket Speed Is Everything
When your lunch rush maxes out at 120 tickets because your prep line can't keep up, you're leaving $2K a day on the table. A $45K second prep line pays for itself in weeks. We fund it in days.
Tech Stack Costs Add Up Fast
POS systems, kitchen display screens, online ordering platforms, loyalty apps — fast casual runs on tech. A full upgrade costs $20K-$30K and your old system crashes weekly during rush. That's $500+ in lost orders every time.
High-Traffic Leases Won't Wait
The best retail spots get snapped up fast. When a mall food court or downtown corner opens up, you need build-out capital in weeks, not months. We've funded fast casual launches in under 3 weeks.
What You're Up Against
The Real Challenges Fast Casuals Face
Pricing Transparency
What Fast Casual Funding Actually Costs
Rates vary by credit, revenue, and time in business. These are typical ranges.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Fast casual is all about scaling what works. Once location one is doing $50K+/month, the question isn't if you should open #2 — it's how fast you can get funded. We've helped operators go from 1 to 4 locations in 18 months with the right financing stack.
— Bobby Friel, Basecamp Funding - Founder
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Application
Answer a few quick questions about your business. No documents needed yet.
Soft Credit Check
We check your options with zero impact on your FICO. Your score stays untouched.
Lenders Compete Behind the Scenes
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
One Specialist, Multiple Offers
Your funding specialist presents your best options. No spam calls. No runaround.
Pick Your Offer & Get Funded
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
Fast Casual Capital Uses
What Fast Casual Businesses Use Funding For
Kitchen Equipment
Ovens, fryers, walk-ins, hood systems, POS systems. Upgrade without draining your cash reserves.
Payroll & Staffing
Cover payroll during slow weeks. Hire for the busy season. Retain your best staff year-round.
Renovation & Buildout
Dining room refresh, patio expansion, bar remodel, second location buildout.
Inventory & Food Costs
Stock up for busy season. Lock in bulk pricing from suppliers. Never run out of your best sellers.
Marketing & Promotion
Social media ads, Google Ads, delivery platform fees, grand opening campaigns, loyalty programs.
Second Location
Open a new spot, launch a ghost kitchen, or expand into catering. Scale without risking the mothership.
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
These Can Be Deal-Breakers
Need commercial insurance for your fast casual business?
Most restaurant lenders require proof of business property and liability coverage. InsuranceService365.com covers restaurants across 29 states with same-day binding.
Don't Wait Until You Need Funding to Get Funded
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
See What Your Fast Casual Business Qualifies For
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Other Restaurants Specialties We Fund
Click any specialty for tailored financing options.
Recommended Products
Recommended Funding for Fast Casual Businesses
Working Capital
Cover payroll, rent, and food costs during slow seasons. Fund same day.
Learn More →Equipment Financing
Finance ovens, walk-ins, and kitchen equipment with the asset as collateral.
Learn More →Business Line of Credit
Draw funds for inventory and payroll, repay from weekend revenue.
Learn More →SBA Loans
Long-term financing for buildouts, renovations, and second locations.
Learn More →FAQs
Fast Casual Business Loan FAQs
Fast Casual Restaurant Loans & Quick Service Financing — $10K to $10M+
Fast casual is the hottest segment in restaurants right now. And that's your problem — everyone wants in, build-outs cost $250K+, and the best locations disappear in weeks. You can't wait 90 days for a bank to process paperwork while your competitor signs the lease. We match you with 70+ lenders who fund fast casual operators every day. Same-day approvals. Real money in your account, not a maybe.
Here's what I see all the time. Your first location does $50K-$60K a month. The concept works. But your bank wants two more years of history before they'll talk about location #2. Meanwhile that corner spot with 3,000 daily foot traffic just hit the market. We've funded $180K second-location packages in 3 weeks through SBA. $45K prep line expansions in 4 days. $22K POS overhauls before the weekend. One application, 60 seconds, no credit impact.
Stop Waiting on Banks. Get Your Fast Casual Business Funded Today.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide