This Is Why You're Here
Why Food Trucks Come to Us Instead of Their Bank
Your generator died at a 3-day festival — $4K repair and you lost $6K in sales. You need a backup generator ($3K) and working capital to cover the lost revenue.
A brewery offered you a permanent parking spot — $2K/month rent but guaranteed foot traffic. You need $15K for a covered seating area, signage, and 3 months of rent upfront.
You're ready for truck #2. A used food truck with equipment is $65K. Your first truck does $12K/month in revenue. The ROI is clear but you need financing to scale.
Health department says your truck's propane system doesn't meet new code. $7K to replace the whole setup and you've got 2 weeks before your next festival or you lose your spot.
A corporate park wants you 3 days a week for their lunch crowd — guaranteed $2K/day. But they need a canopy, tables, signage, and a dedicated menu board. Setup costs $11K and they want you there in 3 weeks.
My generator died mid-festival — lost $6K in sales. Basecamp funded $7K for a new generator plus working capital in 2 days. Haven't missed a festival since.
Carlos V., Food Truck Owner, Austin, TX
Food Truck Financing
Get Your Food Truck Business Funded in 60 Seconds
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Built for Your Business
Why Food Truck Businesses Choose Basecamp
The Truck IS Your Restaurant
When your generator dies mid-festival, you're losing $2K a day in sales and your reputation takes a hit. A $4K repair can't wait until Monday. We fund emergency food truck repairs in 24 hours so you don't miss the next event.
Festival Season Requires Cash Upfront
Event permits, commissary deposits, extra inventory — festival season costs $5K-$10K before you sell a single taco. And the best festivals book out months in advance. A line of credit lets you lock in spots without draining your account.
Mobile Kitchens Break Down Constantly
Generators, propane systems, refrigeration, the truck itself — everything vibrates, bounces, and wears out faster than a brick-and-mortar kitchen. Maintenance runs $3K-$8K a year. We keep you funded so breakdowns don't end your season.
Truck #2 Is Your Real Growth Move
A used food truck with equipment runs $65K. Your first truck does $12K/month. The ROI is obvious — but most banks won't finance a food truck at all. We've funded dozens of second trucks through equipment financing.
What You're Up Against
The Real Challenges Food Trucks Face
Pricing Transparency
What Food Truck Funding Actually Costs
Rates vary by credit, revenue, and time in business. These are typical ranges.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Food truck operators are some of the scrappiest business owners I know. When you're ready to go from one truck to two, you need $65K-$100K fast. We've financed dozens of second trucks — the ROI is usually clear within 6 months when your first truck is already doing $12K+/month.
— Bobby Friel, Basecamp Funding - Founder
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Application
Answer a few quick questions about your business. No documents needed yet.
Soft Credit Check
We check your options with zero impact on your FICO. Your score stays untouched.
Lenders Compete Behind the Scenes
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
One Specialist, Multiple Offers
Your funding specialist presents your best options. No spam calls. No runaround.
Pick Your Offer & Get Funded
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
Food Truck Capital Uses
What Food Truck Businesses Use Funding For
Kitchen Equipment
Ovens, fryers, walk-ins, hood systems, POS systems. Upgrade without draining your cash reserves.
Payroll & Staffing
Cover payroll during slow weeks. Hire for the busy season. Retain your best staff year-round.
Renovation & Buildout
Dining room refresh, patio expansion, bar remodel, second location buildout.
Inventory & Food Costs
Stock up for busy season. Lock in bulk pricing from suppliers. Never run out of your best sellers.
Marketing & Promotion
Social media ads, Google Ads, delivery platform fees, grand opening campaigns, loyalty programs.
Second Location
Open a new spot, launch a ghost kitchen, or expand into catering. Scale without risking the mothership.
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
These Can Be Deal-Breakers
Need commercial insurance for your food truck business?
Most restaurant lenders require proof of business property and liability coverage. InsuranceService365.com covers restaurants across 29 states with same-day binding.
Don't Wait Until You Need Funding to Get Funded
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
See What Your Food Truck Business Qualifies For
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Other Restaurants Specialties We Fund
Click any specialty for tailored financing options.
Recommended Products
Recommended Funding for Food Truck Businesses
Working Capital
Cover payroll, rent, and food costs during slow seasons. Fund same day.
Learn More →Equipment Financing
Finance ovens, walk-ins, and kitchen equipment with the asset as collateral.
Learn More →Business Line of Credit
Draw funds for inventory and payroll, repay from weekend revenue.
Learn More →SBA Loans
Long-term financing for buildouts, renovations, and second locations.
Learn More →FAQs
Food Truck Business Loan FAQs
Food Truck Loans & Mobile Food Business Financing — $10K to $500K+
Your generator just died at a 3-day festival. That's $6K in lost sales and a $4K repair bill — and you've got two more events this month. Most banks won't even talk to food truck operators. They don't understand the model. We do. 70+ lenders who fund mobile food businesses based on your deposits, not whether you have a brick-and-mortar location. Approvals in hours, not weeks.
And when you're ready to scale? A second truck runs $65K used with equipment. Your first truck does $12K a month. The math works. But try explaining food truck ROI to a bank loan officer. We've funded $7K emergency generator replacements in 2 days. $65K second truck purchases through equipment financing. $15K permanent parking setups with working capital. One application, 60 seconds. No hard credit pull. If you're depositing $10K+/month, you've got options.
Stop Waiting on Banks. Get Your Food Truck Business Funded Today.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide