Pizza / Delivery business funding — Fresh pizza being pulled from a commercial brick oven in a pizzeria
No Hard Credit Pull · Same-Day Funding Available
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Pizza / Delivery Business Loans — Funded in 24 Hours

Pizza shops run on speed, volume, and equipment that works 16 hours a day. Between $25K deck ovens, delivery fleet costs, and the marketing needed to compete with national chains — pizza operators need capital to keep the ovens hot and the drivers moving.

No hard credit pull to see your options
Revenue-based approval, not FICO-based
70+ lending partners compete for your business
Funded as fast as same day
$10M+
Max Funding
Per deal or stacked
Same-Day
Available
Fastest funding option
Pizza / Delivery
Funding Experts
Specialized underwriting
70+
Lenders
Banks compete for you
5.0★★★★★78 Google ReviewsBasecamp Funding BBB Business Review
No Minimum Credit Score$10K+ Monthly Deposits6+ Months OperatingNo Hard Credit PullAll Restaurant Types

This Is Why You're Here

Why Pizza / Deliverys Come to Us Instead of Their Bank

1

Your deck oven is dying — inconsistent temps are ruining pies. A new Marsal costs $22K. Every bad pizza costs you a repeat customer. The oven supplier has one in stock.

2

DoorDash and UberEats take 30% of every delivery order. You want to build your own online ordering system and hire 3 drivers — $18K investment that saves $4K/month in fees.

3

You're opening a second location in a college town. Build-out, equipment, and 3 months of operating capital total $110K. Your first location proves the model.

4

Cheese prices spiked 25% and your food cost just blew past 35%. You need $15K to buy mozzarella in bulk at last month's price before your distributor raises it again.

5

Your delivery driver's car broke down and two others quit. You need $20K for a used delivery vehicle and signing bonuses to hire 3 new drivers before you lose your 4.8-star delivery rating.

★★★★★

DoorDash was taking 30% of every order. Basecamp funded $18K so we could build our own online ordering and hire drivers. We saved $4K/month in fees from day one.

Tony S., Pizza Shop Owner, Philadelphia, PA

Pizza / Delivery Financing

Get Your Pizza / Delivery Business Funded in 60 Seconds

Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.

Estimated range appears instantly
Auto-advances as you answer — no extra clicks
Soft credit pull only — your FICO stays untouched
Real specialist reviews your file within the hour
No obligation — see your options and decide
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$50K/mo$2M+

Estimated Approval Range

$50K$75K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

5.0★★★★★78 ReviewsBasecamp Funding BBB Business Review

Built for Your Business

Why Pizza / Delivery Businesses Choose Basecamp

🍕

Your Oven Runs 16 Hours a Day

A deck oven pulling inconsistent temps ruins pies and loses repeat customers. A new Marsal costs $22K. Every bad pizza costs you a regular worth $2K a year. We fund commercial pizza oven replacements in 3-7 days with the oven as collateral.

📱

Delivery Apps Are Eating Your Profits

DoorDash and UberEats take 30% of every order. That's $4K-$6K a month gone. An $18K investment in your own online ordering system and 3 drivers saves that money from day one. The payback period is 4-5 months.

🏪

College Towns Won't Wait for You

That perfect second location near campus? Another pizza shop will take it. Build-out, equipment, and 3 months of working capital run $110K. Your first location proves the model. We fund pizza shop expansions through SBA in weeks.

🧀

Cheese Prices Spike Without Warning

Mozzarella prices can jump 25% in a month. When cheese is 35% of your food cost, that spike hits hard. A line of credit lets you buy in bulk when prices dip and ride out the spikes without cutting portion sizes.

What You're Up Against

The Real Challenges Pizza / Deliverys Face

ChallengeWhat It Looks LikeFunding SolutionAmountSpeed
Brick oven installationWood-fired oven for artisan pizza upgradeEquipment Financing$25K–$60K3–5 days
Delivery fleet expansionAdding 4 cars/e-bikes for delivery serviceEquipment Financing$15K–$40K3–5 days
Franchise fee and buildoutOpening pizza franchise location, fee plus buildoutSBA Loans$100K–$400K30–60 days
Dough mixer replacementCommercial mixer broke, making dough by hand kills productionEquipment Financing$8K–$20K3–5 days
Third-party app commissionsDoorDash/UberEats taking 30%, need capital to build direct orderingWorking Capital$10K–$25K1–3 days

Pricing Transparency

What Pizza / Delivery Funding Actually Costs

ProductAmountTermRateSpeed
Working Capital$10K–$2M3-18mo8-22% APR1-3 days
Equipment Financing$10K–$5M2-7yr5-14% APR3-7 days
SBA Loan$50K–$5M10-25yr6-10% APR2-6 weeks
Business LOC$10K–$5MRevolving8-24% APR1-5 days
Revenue-Based Financing$10K–$1M3-18moFactor 1.1-1.41-2 days

Rates vary by credit, revenue, and time in business. These are typical ranges.

These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.

Calculate Your Real Cost →

Pizza shops lose $4K-$6K a month to delivery apps taking 30% per order. An $18K investment in your own ordering system and drivers pays for itself in 4-5 months. That's the kind of ROI math we love helping pizza operators figure out.

— Bobby Friel, Basecamp Funding - Founder

How It Works

From Application to Funded in 5 Steps

No paperwork avalanche. No bank lobby. No guessing.

📝
1

60-Second Application

Answer a few quick questions about your business. No documents needed yet.

🔍
2

Soft Credit Check

We check your options with zero impact on your FICO. Your score stays untouched.

🏦
3

Lenders Compete Behind the Scenes

Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.

📞
4

One Specialist, Multiple Offers

Your funding specialist presents your best options. No spam calls. No runaround.

5

Pick Your Offer & Get Funded

Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.

Pizza / Delivery Capital Uses

What Pizza / Delivery Businesses Use Funding For

🍳

Kitchen Equipment

Ovens, fryers, walk-ins, hood systems, POS systems. Upgrade without draining your cash reserves.

💵

Payroll & Staffing

Cover payroll during slow weeks. Hire for the busy season. Retain your best staff year-round.

🏗️

Renovation & Buildout

Dining room refresh, patio expansion, bar remodel, second location buildout.

🥩

Inventory & Food Costs

Stock up for busy season. Lock in bulk pricing from suppliers. Never run out of your best sellers.

📣

Marketing & Promotion

Social media ads, Google Ads, delivery platform fees, grand opening campaigns, loyalty programs.

📍

Second Location

Open a new spot, launch a ghost kitchen, or expand into catering. Scale without risking the mothership.

Full Transparency

What Kills Your Qualification (And What Doesn't)

Most lenders won't tell you this upfront. We will.

✅ These Won't Stop You

Low personal credit score (no minimum FICO)
Seasonal revenue fluctuations
Less than 2 years in business (6 months is fine)
Cash-heavy business with card + cash mix
Existing MCA or high-interest debt
No collateral beyond equipment
Food truck or non-traditional concept
Prior bank denial for restaurant financing

These Can Be Deal-Breakers

Less than $10,000/month in bank deposits
Less than 6 months in operation
No business checking account
Active (undischarged) bankruptcy
Negative average daily bank balance
Heavy NSF/overdraft activity on statements
Active health department closure or violations
Undisclosed existing positions or defaults

Need commercial insurance for your pizza / delivery business?

Most restaurant lenders require proof of business property and liability coverage. InsuranceService365.com covers restaurants across 29 states with same-day binding.

Check Coverage Options →

Don't Wait Until You Need Funding to Get Funded

68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.

Ready?

See What Your Pizza / Delivery Business Qualifies For

Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.

Estimated approval range appears instantly
Auto-advances — no extra buttons to click
Soft pull only — FICO untouched
70+ lenders compete for your business
No obligation to accept any offer
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$50K/mo$2M+

Estimated Approval Range

$50K$75K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

5.0★★★★★78 ReviewsBasecamp Funding BBB Business Review

Other Restaurants Specialties We Fund

Click any specialty for tailored financing options.

Recommended Products

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FAQs

Pizza / Delivery Business Loan FAQs

Pizza Shop Loans & Pizza Restaurant Financing — $10K to $5M+

Your deck oven runs 16 hours a day, 7 days a week. When it starts pulling inconsistent temps, every bad pie costs you a customer worth $2K a year. A new Marsal is $22K. Your bank wants to think about it. We don't. 70+ lenders who fund pizza shops based on your deposits. Equipment financing with the oven as collateral. Approved in days.

But here's the bigger problem nobody talks about. DoorDash takes 30% of every delivery order. That's $4K-$6K a month walking out the door. An $18K investment — your own ordering site and 3 drivers — pays for itself in 4-5 months. We've funded $22K oven replacements in a week. $18K in-house delivery setups in 3 days. $110K second locations near college campuses through SBA. And when cheese prices spike 25% in a month? A line of credit lets you buy bulk when prices are low. One application, 60 seconds, no credit impact.

Stop Waiting on Banks. Get Your Pizza / Delivery Business Funded Today.

60 seconds. No credit impact. No obligation.

See What You Qualify For →

No hard credit pull · Free to check · Nationwide