This Is Why You're Here
Why Full Services Come to Us Instead of Their Bank
Your dining room hasn't been updated in 8 years. A $65K renovation — new booths, lighting, and flooring — would boost covers 20%. But you can't close for 3 weeks without revenue to cover fixed costs.
Your sous chef got hired away. Recruiting and training a replacement costs $12K including recruiter fees and training overlap. Your kitchen can't run short-staffed through the weekend rush.
A liquor license became available for the space next door — you can expand into a private dining room and bar. Build-out is $90K but it adds $30K/month in event revenue.
Your HVAC system is shot and it's July. Guests won't sit in a 85-degree dining room. $28K for a new system, and you're losing $3K a night in covers until it's fixed.
Three of your servers quit the same week. You need $9K for a recruiting push, signing bonuses, and training overlap — you can't run 35 tables with half a floor team through Saturday night.
Our walk-in cooler died on a Friday night — $14K replacement. Basecamp had us funded by Monday morning. Didn't miss a single service.
James R., Full-Service Restaurant Owner, Charleston, SC
Full Service Financing
Get Your Full Service Business Funded in 60 Seconds
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Built for Your Business
Why Full Service Businesses Choose Basecamp
Front-of-House Never Stops Costing
Your dining room needs new booths every 5-7 years. Carpet, lighting, paint — guests notice when it gets tired. A $40K refresh keeps covers coming. We fund renovations in 48 hours so you don't lose a weekend of service.
Sous Chefs Don't Grow on Trees
Losing a key kitchen employee costs you $10K-$15K in recruiting, training overlap, and overtime. You can't run a full-service line short-handed through a Friday rush. We fund staffing gaps fast.
Bar Programs Tie Up Cash
A solid wine and spirits program means $20K-$40K sitting on shelves at any given time. That's cash you can't use for payroll or repairs. A line of credit lets you stock the bar without starving the kitchen.
Health Inspections Don't Wait
Full-service kitchens get hit with the most compliance orders — grease traps, ventilation, plumbing. A $15K fix with a 48-hour deadline means you need funding today, not next month.
What You're Up Against
The Real Challenges Full Services Face
Pricing Transparency
What Full Service Funding Actually Costs
Rates vary by credit, revenue, and time in business. These are typical ranges.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Full-service restaurants burn through $8K-$12K a week just in labor and food costs. When a piece of equipment goes down or you need to renovate, you can't wait 90 days for a bank. We've funded $65K kitchen overhauls in 48 hours — that's the speed restaurant owners need.
— Bobby Friel, Basecamp Funding - Founder
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Application
Answer a few quick questions about your business. No documents needed yet.
Soft Credit Check
We check your options with zero impact on your FICO. Your score stays untouched.
Lenders Compete Behind the Scenes
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
One Specialist, Multiple Offers
Your funding specialist presents your best options. No spam calls. No runaround.
Pick Your Offer & Get Funded
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
Full Service Capital Uses
What Full Service Businesses Use Funding For
Kitchen Equipment
Ovens, fryers, walk-ins, hood systems, POS systems. Upgrade without draining your cash reserves.
Payroll & Staffing
Cover payroll during slow weeks. Hire for the busy season. Retain your best staff year-round.
Renovation & Buildout
Dining room refresh, patio expansion, bar remodel, second location buildout.
Inventory & Food Costs
Stock up for busy season. Lock in bulk pricing from suppliers. Never run out of your best sellers.
Marketing & Promotion
Social media ads, Google Ads, delivery platform fees, grand opening campaigns, loyalty programs.
Second Location
Open a new spot, launch a ghost kitchen, or expand into catering. Scale without risking the mothership.
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
These Can Be Deal-Breakers
Need commercial insurance for your full service business?
Most restaurant lenders require proof of business property and liability coverage. InsuranceService365.com covers restaurants across 29 states with same-day binding.
Don't Wait Until You Need Funding to Get Funded
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
See What Your Full Service Business Qualifies For
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Other Restaurants Specialties We Fund
Click any specialty for tailored financing options.
Recommended Products
Recommended Funding for Full Service Businesses
Working Capital
Cover payroll, rent, and food costs during slow seasons. Fund same day.
Learn More →Equipment Financing
Finance ovens, walk-ins, and kitchen equipment with the asset as collateral.
Learn More →Business Line of Credit
Draw funds for inventory and payroll, repay from weekend revenue.
Learn More →SBA Loans
Long-term financing for buildouts, renovations, and second locations.
Learn More →FAQs
Full Service Business Loan FAQs
Full-Service Restaurant Loans & Dining Business Financing — $10K to $10M+
Look. You're running a full-service restaurant. That means you've got 15-30 employees, a kitchen burning through $8K a week in food costs, and a dining room that looks dated if you don't drop $40K-$60K on a refresh every few years. And your bank wants three years of tax returns before they'll even talk to you. We connect you with 70+ lenders who actually fund restaurants. Same day if you need it.
Here's the thing — your margins are 3-5% on paper, but you're pushing $60K-$120K a month through the register. That's what our lenders care about. Not your P&L. Not your credit score. Your deposits. We've funded $14K walk-in cooler emergencies on a Monday morning. $65K dining room renovations in 48 hours. $350K second locations through SBA at 10% down. One application, 60 seconds, no hard credit pull. Your Saturday night revenue stays yours.
Stop Waiting on Banks. Get Your Full Service Business Funded Today.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide