The Marketplace Advantage
When you go to one bank, you get one answer. Their product, their rate, their terms, their timeline. If they say no, you start over at another bank.
When you apply through Basecamp, your single application reaches a curated network of 70+ lending partners. Each lender specializes in different products, industries, and borrower profiles. They compete against each other to win your business.
Competition does what it always does — it drives better terms. More options. Faster timelines. And you get a dedicated specialist who knows which lenders are actually funding your type of business right now. Not last quarter. Right now.
Who's in the Network
Our network isn’t 70 copies of the same bank. It’s 70+ specialized lenders, each best at something different.
Government-backed lending specialists who handle SBA 7(a) and 504 loans. These lenders have delegated authority from the SBA — meaning faster approvals and direct underwriting without waiting for SBA review queues.
Best for:
Business acquisition, commercial real estate, large expansion, long-term capital needs.
Why they’re in our network:
SBA loans offer the lowest cost of capital available to small businesses. Having multiple SBA preferred lenders competing means you get the best SBA terms, not just the first SBA offer.
Lenders who focus exclusively on equipment purchases. The equipment itself serves as collateral, which means approval is driven by the asset value as much as your credit profile.
Best for:
Vehicles, machinery, medical equipment, restaurant equipment, construction equipment, technology.
Why they’re in our network:
Equipment specialists typically offer lower down payments and longer terms than general-purpose lenders because they understand equipment residual values and depreciation schedules.
Lenders who underwrite based on your business revenue and bank deposits — not just your credit score. These lenders evaluate cash flow patterns, deposit consistency, and revenue trends.
Best for:
Working capital, bridge financing, seasonal businesses, businesses with strong revenue but imperfect credit.
Why they’re in our network:
Revenue-based lenders fund faster than any other lender type — often same day. They fill the gap for businesses that banks overlook despite strong cash flow.
Specialists who purchase your outstanding invoices at a discount, giving you immediate cash instead of waiting 30–90 days for customers to pay. They evaluate your CUSTOMER’S creditworthiness, not yours.
Best for:
B2B businesses with commercial or government receivables — construction, staffing, manufacturing, trucking, wholesale.
Why they’re in our network:
Factoring is the fastest way to unlock cash trapped in unpaid invoices. Having multiple factoring companies competing means better advance rates and lower fees.
Lenders specializing in commercial property — acquisition, refinancing, construction, and renovation. These include conventional commercial lenders, CMBS lenders, bridge lenders, and SBA 504 CDC partners.
Best for:
Warehouse, office, retail, mixed-use, multifamily, industrial property.
Why they’re in our network:
Commercial RE transactions are complex. Having specialized CRE lenders competing means better LTV ratios, longer amortization schedules, and lower down payment requirements.
Lenders focused on specific products or industries — franchise financing specialists, PO financing companies, healthcare practice lenders, fleet financing providers, and more.
Best for:
Franchise resale, purchase order fulfillment, medical/dental practice acquisition, fleet buildouts.
Why they’re in our network:
Specialty lenders understand industry-specific risk better than generalists. A franchise lender knows exactly what a Chick-fil-A franchise is worth. A fleet lender knows Peterbilt residual values. That expertise translates to better terms.
Behind the Scenes
Revenue, time in business, industry, credit profile, and how you plan to use the capital. Every data point narrows the field.
Not every lender does every product. Your specialist knows which lenders are actively funding your product type right now — not which lenders SAY they do it.
Multiple lenders see your application at the same time. No sequential bank visits. No starting over. Competition happens in parallel.
Your specialist brings back the top offers with full transparency — rates, terms, fees, total cost. You compare and choose. No pressure.
Transparency
Lending relationships are confidential. We don’t publish partner names because lender availability, appetite, and terms change constantly. What matters is that your specialist knows which lenders are funding your type of transaction TODAY.
Your specialist has no incentive to steer you toward a specific lender. The marketplace model means the best offer wins — regardless of which lender makes it.
The lender pays Basecamp. You pay nothing for specialist guidance, competing offers, or the matching process. Zero fees from us. Ever.
“I built this network over 20 years in banking and mortgage lending. Every lender in our network was selected because they’re the best at something specific. SBA specialists. Equipment experts. Revenue-based underwriters who actually understand cash flow. When 70+ of these lenders compete on one application, the borrower always wins.”

Bobby Friel
Basecamp Funding - Founder
60 seconds. Soft credit pull. Your specialist matches you to the right lenders from day one.
See What You Pre-Qualify For →Every business owner who applies to one bank is betting that one bank happens to be the best option for their specific situation. That’s not strategy — that’s hope. When 70+ lenders compete, you don’t hope for the best terms. You compare them.
Common Questions