Law office library with leather-bound legal books and gavel on desk
No Hard Credit Pull · Same-Day Funding Available

Your Firm Is Busy. Your Bank Account Doesn't Show It.

You've got $2M in cases but $0 in cash. Contingency fees don't pay this month's rent. We match you with 70+ lending partners who fund law firms daily — same day available.

No hard credit pull to see your options
Revenue-based — not just FICO-based
70+ lending partners compete for your business
Contingency, hourly, and flat-fee firms welcome
$10M
Max Funding
Per business or stacked
4hrs
Fastest Funded
Same-day available
No Min
FICO Required
Revenue-based approval
70+
Lenders Compete
You pick the best offer

Had $2M in pending settlements but couldn't make payroll. Basecamp Funding matched us with three lenders — $350K funded in 48 hours. We stopped sweating and started taking bigger cases.

★★★★★ — James K. . Personal Injury . Managing Partner . Tampa, FL

No Minimum Credit Score$10K+ Monthly Deposits6+ Months OperatingNo Hard Credit PullNo Personal Guarantee

See What You Qualify For

Find Out What You Qualify For in 60 Seconds

Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.

Estimated range appears instantly
Auto-advances as you answer — no extra clicks
Soft credit pull only — your FICO stays untouched
Real specialist reviews your file within the hour
No obligation — see your options and decide
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$75K/mo$2M+

Estimated Approval Range

$75K$113K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

Your Application Gets Matched Across 70+ Lending Partners Including

SBA Preferred Lenders
Community Banks
Credit Unions
Specialty Finance Companies
Online Lending Platforms

Multiple lenders compete for your business — you pick the best offer

Law Firm Business Loans & Attorney Practice Financing — $10K to $10M+

Basecamp Funding connects solo practitioners, small firms, and growing legal practices with over 70 lending partners specializing in law firm business loans. Whether you need working capital to advance case expenses, a business line of credit to bridge contingency fee gaps, an SBA loan for practice acquisition, or technology financing for case management and e-discovery — we match you with the best rates and terms available.

Personal injury, family law, criminal defense, immigration, real estate law, estate planning, business and corporate law, and bankruptcy attorneys trust Basecamp Funding for fast, flexible capital. From a $20K case expense advance to a $2M practice acquisition — one 60-second application, no hard credit pull, no minimum credit score.

Most law firm loan approvals happen within hours. Same-day funding is available on select products. Stop waiting on banks that don't understand contingency cash flow and case expense timing — let 70+ lenders compete for your business.

Sound Familiar?

Why Law Firms Come to Us Instead of Their Bank

1

You're 8 months into a personal injury case. You've advanced $60K in expert witnesses and depositions. The case will settle for $400K+ but your cash reserves are gone.

2

A retiring attorney is selling their practice — 800 clients, $1.2M in annual revenue. Your bank wants 90 days for SBA. The seller has two other buyers.

3

You just won a $3M settlement but the payout is 90 days out. You've got $140K in disbursements owed to clients and expenses that can't wait.

4

You're opening a second office in a higher-traffic area. Build-out is $85K and your first three months of rent is another $24K. Your savings are tied up in pending cases.

5

Your firm has grown from 2 to 7 attorneys in 18 months. Payroll went from $35K to $120K/month. Revenue supports it — but not the timing.

6

You need $40K for case management software, a document review platform, and upgraded cybersecurity. This is malpractice protection, not optional.

If any of this sounds familiar, you're exactly who we built this for.

Get Your Options →

I had $400K in pending PI cases but couldn't make payroll. Basecamp approved $80K in 24 hours. No lien on my cases.

★★★★★ — James K., PI Attorney, Florida

Why Us

Why Law Firms Choose Us Over Banks

We built our process around the way law firms actually operate — not the way banks wish you did.

We Understand Settlement Timelines

Banks see zero revenue for months and panic. Our lenders understand that a $2M settlement pipeline is real revenue — it just hasn't landed yet.

We Fund Case Expenses Upfront

Expert witnesses, depositions, and medical records cost tens of thousands before a case resolves. Our lenders fund litigation costs without case-level covenants.

Contingency Billing Doesn't Disqualify You

Banks want monthly receivables. Contingency firms collect in lump sums. Our lenders evaluate your caseload and operating history, not your billing model.

We Help You Scale Without Waiting

Hiring a new associate or merging with another firm takes capital now. Our lenders fund growth so you're not waiting on the next big settlement to invest.

No Interference With Your Cases

Litigation finance companies may influence case decisions. Our lending partners provide capital without oversight, covenants, or input on your legal strategy.

Student Debt Doesn't Block You

Most attorneys carry $150K+ in student loans. Banks count this against you. Our lenders evaluate firm revenue and cash flow, not your personal debt load.

The average personal injury case takes 12-18 months to settle — firm expenses don't wait

American Bar Association

67% of small law firms report cash flow as their top operational challenge

Thomson Reuters Legal Executive Institute

Solo and small firm attorneys spend an average of $50,000 per year on case costs before any recovery

Clio Legal Trends Report

Free Tool

What Can Your Law Firm Business Qualify For?

Enter your monthly revenue, time in business, and industry to see your estimated approval range and recommended products. No credit pull.

Try the Estimator →

Avoid These

5 Funding Mistakes That Cost Law Firms the Most

1

"Using personal credit cards for case expenses"

Advancing $30K in case costs on a 22% APR card costs $6,600/year in interest. A business line of credit at 12% costs $3,600 and keeps your personal credit clean.

2

"Waiting for settlements to fund operations"

Contingency cases create feast-or-famine cash flow. A $200K line of credit costs nothing until drawn and keeps operations running between settlements.

3

"Not shopping practice acquisition financing"

Your bank's SBA rate isn't the only option. Our network's SBA-preferred lenders often close 2-3 weeks faster with better terms.

4

"Underfunding a new office opening"

Budgeting $50K for a build-out that costs $85K means stopping construction mid-project. Add 30% buffer to every build-out estimate.

5

"Ignoring technology financing"

Case management software, e-discovery tools, and cybersecurity aren't luxuries — they're malpractice prevention. Financing spreads the cost over 24-36 months.

Acquired a retiring partner's book for $1.8M. Our bank quoted 60 days for SBA. Basecamp closed in 21.

★★★★★ — David L., Managing Partner, Illinois

How We Compare

How We Compare

Not all funding sources are created equal. Here's how we stack up against your other options.

Basecamp FundingTraditional BankSelf-FinancingLitigation Financier
Time to FundedSame day - 3 days60 - 90 daysImmediate (if available)2 - 6 weeks
Cost of CapitalCompetitiveLow (prime + 3%)Opportunity costHigh (17-24%+)
Credit Pull to ApplySoft onlyHard pullN/AVaries
Lenders Competing70+101
Personal GuaranteeUsually noAlways yesN/AVaries
Uses Case InventorySome partners doNoN/AYes — with covenants
Partner CovenantsNoneAnnual clean-up, income verificationN/ALender oversight of cases
Documentation3 mo. bank statementsTax returns, financials, business planN/ACase-by-case documentation
Impact on Practice IndependenceNoneNoneDepletes reservesMay influence case decisions
Dedicated SpecialistYes — humanBranch bankerN/AAccount manager
Check My Options — No Credit Impact →

Funding by Firm Size

How We Fund Law Firms at Every Stage

Solo Practitioner

Common Needs

Case expense advancesOffice setupMarketing and client acquisitionTechnology and software
Best Products
Working capital, line of credit
Typical Approval
24-48 hours

Sarah Mitchell, solo PI attorney in Denver — needed $35K for expert witness deposits across 3 active cases. Bank wanted collateral. Approved in 24 hours on revenue alone.

Small Firm / 2-10 Attorneys

Common Needs

Practice acquisitionAssociate salariesOffice expansionCase management systems
Best Products
Line of credit, working capital, SBA loans
Typical Approval
24-72 hours

Goldstein & Park, 5-attorney family law firm — $150K line of credit for payroll and operating expenses. Their cases settle quarterly but expenses are monthly. Line of credit solved the timing gap.

Mid-Size Firm / 10-50+ Attorneys

Common Needs

Multi-office expansionLateral partner hiresLarge case portfoliosTechnology overhauls
Best Products
SBA loans, term loans, commercial real estate
Typical Approval
1-3 weeks for complex financing

Meridian Law Group, 22 attorneys — $1.8M practice acquisition of a retiring partner's book of business. SBA 7(a) at 6.5% over 10 years. Closed in 21 days.

Funding Built for Your Practice

Whether you're a solo practitioner or managing a multi-office firm, we match you with the right product and amount.

Growing Businesses

$10K – $500K

Revenue-based funding for working capital, equipment, and growth. Most businesses fund in 1–3 days.

See What You Qualify For →

Established Businesses

$500K – $5M

Term loans, SBA loans, and large equipment financing for businesses with $500K+ monthly revenue.

See What You Qualify For →

Commercial & Complex Financing

$5M – $10M+

Business acquisitions, commercial real estate, and structured financing. Dedicated commercial lending team.

Request a Financing Review →

Pricing Transparency

What Law Firm Funding Actually Costs

Most lenders hide the real cost behind jargon. Here's what businesses actually pay.

ProductTypical AmountTermCost RangeSpeed to FundBest For
Working Capital$10K-$500K3-18 months1.1-1.4 factor rate1-3 daysCase expenses, payroll, rent
Business Line of Credit$10K-$500KRevolving8-22% APR1-5 daysCase costs, operating expenses
SBA Loan$50K-$5M5-25 years6-10% APR30-60 daysPractice acquisition, real estate
Equipment/Tech Financing$10K-$500K2-5 years5-15% APR3-7 daysSoftware, hardware, build-out
Term Loan$50K-$2M1-5 years7-22% APR2-7 daysExpansion, hiring, marketing
Revenue-Based Financing$10K-$500K3-18 months1.1-1.5 factor rate1-3 daysAdjusts with firm revenue

Rates and terms vary by credit profile, revenue, and time in business. These are typical ranges for law firms in our network.

Check My Options — No Credit Impact →

How It Works

From Application to Funded in 5 Steps

No paperwork avalanche. No bank lobby. No guessing.

1

60-Second Application

Answer a few quick questions about your business. No documents needed yet.

2

Soft Credit Check

We check your options with zero impact on your FICO. Your score stays untouched.

3

Lenders Compete Behind the Scenes

Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.

4

One Specialist, Multiple Offers

A single funding specialist calls you with your best options. No spam calls. No runaround.

5

Pick Your Offer & Get Funded

Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.

Use Your Capital For

How Law Firms Use Basecamp Funding

Payroll & Operations

Keep associates, paralegals, and staff paid during settlement gaps. Bridge the 30-90-day collection cycle.

Case Expenses

Expert witnesses, depositions, medical records, court costs — fund litigation without depleting reserves.

Marketing & Client Acquisition

SEO, Google Ads, LSAs, TV, radio, content marketing. Invest in the cases you want to take.

Technology & Software

Practice management, AI tools, client portals, cybersecurity. Stay competitive and efficient.

Office Space & Buildout

New office, renovation, second location. Project the credibility your clients expect.

Hiring & Expansion

New associates, of counsel arrangements, support staff. Scale without waiting on settlements.

Practice Acquisition

Buy a retiring attorney's book of business. Merge with a complementary firm. Grow overnight.

Debt Consolidation

Refinance high-cost MCAs, credit cards, or lit finance agreements into one manageable payment.

CLE & Professional Development

Training, bar admissions in new jurisdictions, certifications. Invest in your team's capabilities.

They understood contingency cash flow without me having to explain it. First lender that didn't treat it as 'unpredictable income.'

★★★★★ — Michelle P., Trial Attorney, Georgia

Full Transparency

What Kills Your Qualification (And What Doesn't)

Most lenders won't tell you this upfront. We will.

✅ These Won't Stop You

Low personal credit score (no minimum FICO)
Contingency-based billing model
Pending cases with no current settled revenue
Less than 2 years in practice (6 months is fine)
Student loan debt on personal credit
No collateral or firm-owned real estate
Solo practitioner or small firm
Prior bank denial for business financing

🚫 These Can Be Deal-Breakers

Less than $10,000/month in operating account deposits
Less than 6 months in operation as a firm
No business checking account (operating account)
Active (undischarged) bankruptcy
Negative average daily bank balance
Heavy NSF/overdraft activity on statements
Bar disciplinary actions or trust account violations
Undisclosed existing positions or defaults
See What You Qualify For →

Before You Apply

What to Have Ready

Having these speeds up your approval. Don't have everything? Start anyway — we'll guide you.

3 months of bank statements

Operating account (not trust/IOLTA)

Business checking account

Must be a dedicated firm operating account

Bar license number or firm EIN

Proof your firm is registered and in good standing

Government-issued ID

Driver's license or passport

Outstanding debt details

Existing loans, MCAs, credit lines, or lit finance agreements

Approximate monthly revenue

Doesn't need to be exact — ballpark is fine

The Best Time to Secure a Credit Line Is When Your Caseload Is Strong

68% of loan denials happen because of weak financials at time of application. A pre-approved credit line costs nothing until you draw it — but it's there when the next settlement delay hits, the next big case needs funding, or the next hire can't wait. See what you qualify for now while your numbers are strong.

See What You Qualify For

No credit impact · No obligation · 60 seconds

See What You Qualify For

See What You Qualify For. No Credit Impact. No Obligation.

Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.

Estimated approval range appears instantly
Auto-advances — no extra buttons to click
Soft pull only — FICO untouched
70+ lenders compete for your business
No obligation to accept any offer
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$75K/mo$2M+

Estimated Approval Range

$75K$113K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

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Every practice type. Click yours for tailored options.

Need commercial insurance for your law firms business?

Our partner Direct Insurance Services covers law firms businesses across 29 states.

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FAQs

Law Firm Funding FAQs

R

Robert T.

Attorney | Atlanta, GA

★★★★★

Running a contingency firm means 12 months of expenses before a case pays. A $200K line of credit through Basecamp keeps the lights on between settlements.

Your Caseload Shouldn't Be Limited by Your Cash Flow

60 seconds. No credit impact. No obligation.

See What You Qualify For

No hard credit pull · Free to check · Nationwide

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