Medical malpractice cases are the most expensive litigation in law — expert medical witnesses cost $5K-$15K per deposition, medical record reviews run thousands, and cases take 2-4 years. Med mal attorneys need serious capital from lenders who understand the long runway to recovery.
This Is Why You're Here
A birth injury case will settle for $3M+ but you're 18 months from trial. You've already advanced $90K in experts. You need another $60K for biomechanical engineers and life care planners.
Three strong med mal cases came in this quarter. Each needs $30K-$50K in upfront case costs. You can't fund all three simultaneously without outside capital.
Your best medical expert raised their rate from $800/hr to $1,200/hr. You need them on 4 active cases. The added cost is $40K+ across your caseload.
A hospital's insurance carrier just made a $600K settlement offer on a case you've invested $110K in. The offer is low — the case is worth $2M+. But you need $45K more for trial prep and you're out of cash to push it further.
You need a life care planner ($8K), a nurse consultant ($5K), and certified medical records from 3 hospitals ($4K) for a surgical error case. That's $17K due in the next 2 weeks and your operating account has $2,800.
I had $90K invested in a birth injury case and needed another $60K for biomechanical engineers and a life care planner. Banks laughed at my application. Basecamp got me a $200K line of credit in 4 days. The case settled for $3.4M.
Patricia N., Medical Malpractice Attorney, Philadelphia, PA
Medical Malpractice Financing
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Built for Your Business
Medical experts charge $800-$1,200/hour. A single deposition runs $15K. You need them on every case and you need the best ones. Our lenders fund expert costs without flinching because they understand the math behind a $3M settlement.
Banks want 12-month payback. Your cases take 36 months. That mismatch kills your financing options. Our lenders structure facilities around med mal timelines, not banking timelines.
You can't pick one case to fund and starve the others. When three strong cases each need $40K in experts, you need $120K — not a $30K credit card limit. A revolving credit line lets you fund your entire portfolio.
Litigation financiers want a piece of your settlement and input on when to settle. Our lenders give you general business capital. Your cases are yours. Your settlement decisions are yours.
What You're Up Against
| Challenge | What It Looks Like | Funding Solution | Amount | Speed |
|---|---|---|---|---|
| Medical expert retention ($10K–$50K per expert) | Board-certified surgeons, radiologists, and specialists who testify charge $800–$1,200/hour with $10K–$50K retainers — and you need them on every single case | Working capital or LOC | $25K–$300K | 1–3 days |
| Trial exhibit and animation costs | 3D medical animations, surgical procedure recreations, and demonstrative exhibits cost $10K–$40K per case — juries expect visual evidence in complex med mal trials | Working capital | $25K–$150K | 1–2 days |
| Medical record review | Certified medical records from multiple hospitals and providers cost $500–$5,000 per facility, plus nurse consultant review at $150–$300/hour across thousands of pages | Business LOC | $10K–$100K | 1–5 days |
| Case investigation costs | Pre-suit case investigation — medical expert review, standard-of-care analysis, and merit evaluation — costs $5K–$20K per case before you even file | Working capital | $25K–$150K | 1–2 days |
| Deposition expenses | Expert depositions at $15K each, videography, court reporter fees, and travel costs across multiple defendants and experts add up to $30K–$80K per case | Working capital or LOC | $25K–$200K | 1–3 days |
Pricing Transparency
| Product | Amount | Term | Rate | Speed |
|---|---|---|---|---|
| Working Capital | $10K–$2M | 3-18mo | 1.1-1.4 factor | 1-3 days |
| Business LOC | $10K–$5M | Revolving | 8-20% APR | 1-5 days |
| Invoice Factoring | $10K–$5M | As invoiced | 1-4% per 30 days | 1-2 days |
| SBA Loans | $50K–$5M | 5-25yr | 6-10% APR | 3-4 weeks |
| Term Loans | $50K–$5M | 1-7yr | 7-18% APR | 2-7 days |
Rates vary by credit, revenue, and time in business. These are typical ranges.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Med mal is the most capital-intensive practice in law. Expert witnesses alone can run $15K per deposition. One attorney in Philly had $90K into a case and needed $60K more for biomechanical engineers. We got her a $200K credit line. The case settled for $3.4M — that's how you build a practice.
— Bobby Friel, Basecamp Funding - Founder
How It Works
No paperwork avalanche. No bank lobby. No guessing.
Answer a few quick questions about your business. No documents needed yet.
We check your options with zero impact on your FICO. Your score stays untouched.
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
Your funding specialist presents your best options. No spam calls. No runaround.
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
Medical Malpractice Capital Uses
Keep associates, paralegals, and staff paid during settlement gaps. Bridge the 30-90-day collection cycle.
Expert witnesses, depositions, medical records, court costs — fund litigation without depleting reserves.
SEO, Google Ads, LSAs, TV, radio, content marketing. Invest in the cases you want to take.
Practice management, AI tools, client portals, cybersecurity. Stay competitive and efficient.
New office, renovation, second location. Project the credibility your clients expect.
New associates, of counsel arrangements, support staff. Scale without waiting on settlements.
Full Transparency
Most lenders won't tell you this upfront. We will.
Need commercial insurance for your medical malpractice business?
Professional liability and office coverage are required for most firm financing. InsuranceService365.com covers professional services across 29 states.
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
Click any specialty for tailored financing options.
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Learn More →FAQs
Med mal is the most expensive practice area in law. Period. One expert witness deposition costs $15K. A biomechanical engineer runs $20K. Life care planners, medical record reviews, accident reconstructionists — you're $90K deep into a birth injury case and you still need $60K more before trial. The case will settle for $3M+ but that's two years away. Your bank sees a firm bleeding cash and says no. They don't understand that every dollar spent on experts is building a seven-figure settlement.
We fund med mal attorneys who refuse to underfund their cases. A $200K credit line to cover expert costs across your entire caseload. Working capital in 24 hours when your best medical expert raises their rate to $1,200/hour. No liens on your cases. No interference with your strategy. One application, 70+ lenders, no hard pull. Birth injury, surgical error, misdiagnosis, wrongful death — we've funded it all.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide