This Is Why You're Here
Why Medical Malpractices Come to Us Instead of Their Bank
A birth injury case will settle for $3M+ but you're 18 months from trial. You've already advanced $90K in experts. You need another $60K for biomechanical engineers and life care planners.
Three strong med mal cases came in this quarter. Each needs $30K-$50K in upfront case costs. You can't fund all three simultaneously without outside capital.
Your best medical expert raised their rate from $800/hr to $1,200/hr. You need them on 4 active cases. The added cost is $40K+ across your caseload.
A hospital's insurance carrier just made a $600K settlement offer on a case you've invested $110K in. The offer is low — the case is worth $2M+. But you need $45K more for trial prep and you're out of cash to push it further.
You need a life care planner ($8K), a nurse consultant ($5K), and certified medical records from 3 hospitals ($4K) for a surgical error case. That's $17K due in the next 2 weeks and your operating account has $2,800.
I had $90K invested in a birth injury case and needed another $60K for biomechanical engineers and a life care planner. Banks laughed at my application. Basecamp got me a $200K line of credit in 4 days. The case settled for $3.4M.
Patricia N., Medical Malpractice Attorney, Philadelphia, PA
Medical Malpractice Financing
Get Your Medical Malpractice Business Funded in 60 Seconds
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Estimated Approval Range
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Built for Your Business
Why Medical Malpractice Businesses Choose Basecamp
Expert Witnesses Cost More Than Most Firms' Rent
Medical experts charge $800-$1,200/hour. A single deposition runs $15K. You need them on every case and you need the best ones. Our lenders fund expert costs without flinching because they understand the math behind a $3M settlement.
Cases Take 2-4 Years — We Plan for That
Banks want 12-month payback. Your cases take 36 months. That mismatch kills your financing options. Our lenders structure facilities around med mal timelines, not banking timelines.
Multiple Cases Need Simultaneous Funding
You can't pick one case to fund and starve the others. When three strong cases each need $40K in experts, you need $120K — not a $30K credit card limit. A revolving credit line lets you fund your entire portfolio.
No Case Liens, No Strategy Interference
Litigation financiers want a piece of your settlement and input on when to settle. Our lenders give you general business capital. Your cases are yours. Your settlement decisions are yours.
Bobby's Take
Bobby's Playbook for Medical Malpractice
Most medical malpractice firm owners encounter bank lenders who evaluate them on small-business templates that weren't built for professional services. What gets missed: contingency-case inventory with $5M-$15M expected settlements over 18-24 months produces cash flow banks don't know how to read. Specialist lenders fund medical malpractice practices on the actual cash-flow signature, not the bank's template. Here's how to position your transaction so the right specialists see it first.
Three things determine whether a medical malpractice transaction closes: case-inventory value (case count × estimated settlement × probability), case-aging in months, and your settlement-history track record. Not your personal FICO. Not your time in practice. Specialist medical malpractice lenders care about whether your case inventory supports a $4,000-$8,000/month payment over the case-cycle horizon — and whether your settlement history proves the inventory will convert to fees on a predictable timeline.
The biggest mistake medical malpractice operators make: applying without showing the case inventory's stage-of-litigation breakdown. Lenders see contingency revenue and underwrite for unknown timing risk. The fix: produce a case-inventory summary with each case's stage (filing, discovery, expert-witness phase, mediation, trial, settlement). Specialist medical malpractice lenders price documented case-stage inventories as predictable. Generalist lenders see contingency and apply unknown-risk premiums.
contingency revenue deferred per high-value case without case-cost capital
Where this gets interesting at scale: a medical malpractice firm taking on a class-action mass tort, adding an associate, or acquiring a retiring attorney's case file doesn't need ONE loan. They need a dedicated case-cost line for expert witnesses and depositions + a working capital line for associate-credentialing payroll + sometimes a a revenue-based term loan against existing case-fee revenue to fund an acquisition. Three products, three lenders, one application — that's how solo medical malpractice practices scale into multi-attorney plaintiff's firms.
The medical malpractice attorneys who scale fastest aren't the ones who waited for the next big settlement before taking on the next case. They're the ones who had a case-cost line ready so they could fund expert-witness costs and discovery on the next case while the prior case was still in settlement. Every quarter you delay taking on a high-value case because you can't fund the case costs is $300,000-$1M in deferred contingency revenue. Run the numbers in 60 seconds — see what 70+ specialist lenders will offer your medical malpractice practice this week.
Bottom line:
Medical malpractice attorneys get hit with unknown-timing risk premiums when stage-of-litigation documentation belongs on the file. Show each case's stage — that's how a specialist sees documented case-stage inventories as predictable.
Bobby Friel
Founder, Basecamp Funding
What You're Up Against
The Real Challenges Medical Malpractices Face
Pricing Transparency
What Medical Malpractice Funding Actually Costs
Rates and terms depend on credit, revenue, time in business, and lender. Every business is unique — see what 70+ lenders will offer you in 60 seconds. Soft-pull pre-qual.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Med mal is the most capital-intensive practice in law. Expert witnesses alone can run $15K per deposition. One attorney in Philly had $90K into a case and needed $60K more for biomechanical engineers. We got her a $200K credit line. The case settled for $3.4M — that's how you build a practice.
Bobby Friel
Founder, Basecamp Funding
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Intake
Tell us about the firm, practice area, and monthly receipts. No retainer. No engagement letter.
Soft Credit Screen
We screen options with zero impact to your FICO or the firm's commercial credit profile.
Lenders Compete in the Background
Your file routes to 70+ lending partners who fund law firms. They compete; you stay focused on the docket.
One Specialist, Multiple Term Sheets
Your funding specialist walks through structures, draws, and how each affects firm liquidity. No runaround.
Choose Terms, Sign, Get Funded
Pick the structure that fits the case and the firm. E-signature. Capital lands as fast as same day.
Medical Malpractice Capital Uses
What Medical Malpractice Businesses Use Funding For
Payroll & Operations
Keep associates, paralegals, and staff paid during settlement gaps. Bridge the 30-90-day collection cycle.
Case Expenses
Expert witnesses, depositions, medical records, court costs — fund litigation without depleting reserves.
Marketing & Client Acquisition
SEO, Google Ads, LSAs, TV, radio, content marketing. Invest in the cases you want to take.
Technology & Software
Practice management, AI tools, client portals, cybersecurity. Stay competitive and efficient.
Office Space & Buildout
New office, renovation, second location. Project the credibility your clients expect.
Hiring & Expansion
New associates, of counsel arrangements, support staff. Scale without waiting on settlements.
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
These Can Be Deal-Breakers
Need commercial insurance for your medical malpractice business?
Professional liability and office coverage are required for most firm financing. InsuranceService365.com covers professional services across 29 states.
Don't Wait Until You Need Funding to Get Funded
Most firms wait until a trial expense or expert retainer hits to call us. The firms that win the long game pre-qualify when revenue is steady — that's when underwriting is friendliest. The best time to know your range is before you need to draw on it.
Ready?
See What Your Medical Malpractice Business Qualifies For
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
Soft-pull pre-qual · No obligation · Estimate only
Other Law Firms Specialties We Fund
Click any specialty for tailored financing options.
Recommended Products
Recommended Funding for Medical Malpractice Businesses
Working Capital
Fund case expenses, marketing, and operations between settlements.
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Revolving access for expert witnesses, depositions, and case costs.
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Accelerate collections on outstanding client invoices.
Learn More →SBA Loans
Firm acquisition, partner buy-ins, and office expansion at low rates.
Learn More →FAQs
Medical Malpractice Business Loan FAQs
Medical Malpractice Attorney Loans & Med Mal Firm Financing — $10K to $20M+
Med mal is the most expensive practice area in law. Period. One expert witness deposition costs $15K. A biomechanical engineer runs $20K. Life care planners, medical record reviews, accident reconstructionists — you're $90K deep into a birth injury case and you still need $60K more before trial. The case will settle for $3M+ but that's two years away. Your bank sees a firm bleeding cash and says no. They don't understand that every dollar spent on experts is building a seven-figure settlement.
We fund med mal attorneys who refuse to underfund their cases. A $200K credit line to cover expert costs across your entire caseload. Working capital in 24 hours when your best medical expert raises their rate to $1,200/hour. No liens on your cases. No interference with your strategy. One application, 70+ lenders, no hard pull. Birth injury, surgical error, misdiagnosis, wrongful death — we've funded it all.
Stop Discounting Cases Because Cash Is Tight. Get Your Medical Malpractice Practice Funded Today.
60 seconds. Soft-pull pre-qual. No obligation.
See What You Qualify For →Soft-pull pre-qual · Free to check · Nationwide