Mass tort litigation requires the largest upfront investment in law — case acquisition costs, scientific experts, MDL coordination, and years before the first settlement. Mass tort attorneys need significant capital from lenders who understand that today's $500K investment becomes tomorrow's $5M recovery.
This Is Why You're Here
You're acquiring cases for an emerging mass tort — each case costs $1,500-$3,000 to acquire. You want 500 cases. That's $750K-$1.5M in case acquisition alone before any legal work begins.
MDL bellwether discovery requires $200K in scientific experts, document review, and depositions. Your share of the common benefit fund won't reimburse until settlement.
A promising mass tort docket just opened. Firms that move fast acquire the best cases. You need $100K immediately for marketing, intake, and screening.
Your intake call center is at capacity — 200 calls/day — and a competing firm just launched a national TV campaign on your docket. You need $75K to add 10 intake specialists and extend call center hours before they grab your cases.
The MDL judge moved the bellwether trial up 6 months. You need $150K for deposition travel, trial consultants, and demonstrative exhibits. Your budget assumed you had another half-year to fund this.
A new mass tort docket opened and we needed to acquire 500 cases at $2K each before other firms grabbed them. Basecamp structured a $750K facility in 5 days. We signed 480 cases and the portfolio is projected at $8M in recovery.
Richard K., Mass Tort Lead Counsel, Atlanta, GA
Mass Tort Financing
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Built for Your Business
When a new docket opens, you have weeks — not months — to acquire cases before other firms saturate the market. We structure six- and seven-figure facilities in days so you're first in line, not last.
Banks evaluate one case at a time. Mass tort economics work on portfolio math — 500 cases where 60% qualify means 300 billable claims. Our lenders understand this model and fund accordingly.
Epidemiologists, toxicologists, causation experts — mass tort science bills run $200K+ before a single settlement. These costs are split across hundreds of cases but the bills come now. We fund them now.
A mass tort intake campaign means call centers, screening, medical record retrieval, and marketing — all at once. You can't ramp slowly when every day lost is cases going to your competitor.
What You're Up Against
| Challenge | What It Looks Like | Funding Solution | Amount | Speed |
|---|---|---|---|---|
| Lien resolution delays | Medicare, Medicaid, and private health insurance liens take 6–18 months to resolve after settlement — holding up disbursement while your firm carries the operational cost | Business LOC | $50K–$500K | 1–5 days |
| Client acquisition costs ($500–$2K per signed case) | TV, digital, and call center campaigns cost $500–$2,000 per signed case — acquiring 500 cases means $250K–$1M in marketing before any legal work begins | Working capital | $100K–$1M | 1–5 days |
| Expert panel fees | Epidemiologists, toxicologists, and causation experts for MDL bellwether prep charge $15K–$50K per engagement — and you need a full panel | Working capital or LOC | $50K–$300K | 1–3 days |
| Multi-district litigation travel | MDL coordination, bellwether depositions, and steering committee meetings require $5K–$15K per trip across multiple jurisdictions over months or years | Business LOC | $25K–$150K | 1–5 days |
| Case management systems for portfolio scale | Managing 500+ cases requires specialized mass tort software with medical record tracking, lien management, and settlement administration — $25K–$75K to implement | Term loan or working capital | $25K–$100K | 2–7 days |
Pricing Transparency
| Product | Amount | Term | Rate | Speed |
|---|---|---|---|---|
| Working Capital | $10K–$2M | 3-18mo | 1.1-1.4 factor | 1-5 days |
| Business LOC | $10K–$5M | Revolving | 8-20% APR | 3-7 days |
| Invoice Factoring | $10K–$5M | As invoiced | 1-4% per 30 days | 1-2 days |
| SBA Loans | $50K–$5M | 5-25yr | 6-10% APR | 3-4 weeks |
| Term Loans | $50K–$5M | 1-7yr | 7-18% APR | 2-7 days |
Rates vary by credit, revenue, and time in business. These are typical ranges.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Mass tort is a capital arms race — whoever moves first gets the best cases. A firm in Atlanta needed $750K to acquire 500 cases when a new docket opened. We structured the facility in 5 days. Their projected recovery on that portfolio is $8M. That's the kind of ROI that makes financing a no-brainer.
— Bobby Friel, Basecamp Funding - Founder
How It Works
No paperwork avalanche. No bank lobby. No guessing.
Answer a few quick questions about your business. No documents needed yet.
We check your options with zero impact on your FICO. Your score stays untouched.
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
Your funding specialist presents your best options. No spam calls. No runaround.
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
Mass Tort Capital Uses
Keep associates, paralegals, and staff paid during settlement gaps. Bridge the 30-90-day collection cycle.
Expert witnesses, depositions, medical records, court costs — fund litigation without depleting reserves.
SEO, Google Ads, LSAs, TV, radio, content marketing. Invest in the cases you want to take.
Practice management, AI tools, client portals, cybersecurity. Stay competitive and efficient.
New office, renovation, second location. Project the credibility your clients expect.
New associates, of counsel arrangements, support staff. Scale without waiting on settlements.
Full Transparency
Most lenders won't tell you this upfront. We will.
Need commercial insurance for your mass tort business?
Professional liability and office coverage are required for most firm financing. InsuranceService365.com covers professional services across 29 states.
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
Click any specialty for tailored financing options.
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Learn More →FAQs
Mass tort is a capital arms race. A new docket opens and every firm in the country starts acquiring cases. Each one costs $1,500-$3,000 to acquire. You want 500 cases. That's $750K before you do a single hour of legal work. And then there's MDL discovery — scientific experts, document review, depositions — another $200K easy. The firms that move fast and fund big get the best cases. The firms that wait get leftovers.
We fund mass tort firms that play to win. $750K case acquisition facilities structured in 5 days. Credit lines for MDL discovery costs that run for years. Working capital for intake operations when a docket opens and you need to scale overnight. One application, 70+ lenders, no hard pull. No case liens. No settlement interference. Lead counsel, co-counsel, steering committee — we've funded firms at every level of the MDL.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide