This Is Why You're Here
Why Mass Torts Come to Us Instead of Their Bank
You're acquiring cases for an emerging mass tort — each case costs $1,500-$3,000 to acquire. You want 500 cases. That's $750K-$1.5M in case acquisition alone before any legal work begins.
MDL bellwether discovery requires $200K in scientific experts, document review, and depositions. Your share of the common benefit fund won't reimburse until settlement.
A promising mass tort docket just opened. Firms that move fast acquire the best cases. You need $100K immediately for marketing, intake, and screening.
Your intake call center is at capacity — 200 calls/day — and a competing firm just launched a national TV campaign on your docket. You need $75K to add 10 intake specialists and extend call center hours before they grab your cases.
The MDL judge moved the bellwether trial up 6 months. You need $150K for deposition travel, trial consultants, and demonstrative exhibits. Your budget assumed you had another half-year to fund this.
A new mass tort docket opened and we needed to acquire 500 cases at $2K each before other firms grabbed them. Basecamp structured a $750K facility in 5 days. We signed 480 cases and the portfolio is projected at $8M in recovery.
Richard K., Mass Tort Lead Counsel, Atlanta, GA
Mass Tort Financing
Get Your Mass Tort Business Funded in 60 Seconds
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Estimated Approval Range
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Built for Your Business
Why Mass Tort Businesses Choose Basecamp
First Mover Wins the Best Cases
When a new docket opens, you have weeks — not months — to acquire cases before other firms saturate the market. We structure six- and seven-figure facilities in days so you're first in line, not last.
Portfolio Math, Not Single-Case Math
Banks evaluate one case at a time. Mass tort economics work on portfolio math — 500 cases where 60% qualify means 300 billable claims. Our lenders understand this model and fund accordingly.
Scientific Experts Cost a Fortune
Epidemiologists, toxicologists, causation experts — mass tort science bills run $200K+ before a single settlement. These costs are split across hundreds of cases but the bills come now. We fund them now.
Intake Operations Need Instant Scale
A mass tort intake campaign means call centers, screening, medical record retrieval, and marketing — all at once. You can't ramp slowly when every day lost is cases going to your competitor.
Bobby's Take
Bobby's Playbook for Mass Tort
Most mass tort firm owners encounter bank lenders who evaluate them on small-business templates that weren't built for professional services. What gets missed: MDL settlement timelines across thousands of plaintiffs in active multi-district litigation produce cash flow banks don't know how to read. Specialist lenders fund mass tort practices on the actual cash-flow signature, not the bank's template. Here's how to position your transaction so the right specialists see it first.
Three things determine whether a mass tort transaction closes: client-roster size and case-aging, MDL or class-action status of the underlying litigation, and your historical settlement-multiple track record. Not your personal FICO. Not your time in practice. Specialist mass tort lenders care about whether your case inventory supports a $5,000-$12,000/month payment over the multi-year MDL horizon — and whether your historical settlement-multiple proves the case inventory will convert to fees on a predictable timeline.
The biggest mistake mass tort operators make: applying without showing client-roster size, MDL-status documentation, and historical settlement-multiple data. Lenders see contingency volume and apply unknown-risk premiums. The fix: produce a one-page mass-tort summary showing active MDL case counts, current MDL stage, and your historical fee-conversion multiple. Specialist mass tort lenders price documented MDL inventories as predictable over the long horizon. Generalist lenders see contingency and decline.
MDL volume forfeited per delayed advertising wave during an open window
Where this gets interesting at scale: a mass tort firm scaling client acquisition, adding case-management infrastructure, or acquiring a retiring attorney's mass-tort case file doesn't need ONE loan. They need a dedicated case-cost line for expert witnesses and case-management + a working capital line for client-acquisition advertising + sometimes a SBA 7(a) for case-management infrastructure + a revenue-based term loan against existing settlement revenue when acquiring a retiring attorney's case file. Four products, multiple lenders, one application — that's how mass tort firms scale from 500 to 5,000 plaintiffs without bleeding personal cash on advertising and case costs.
The mass tort attorneys who scale fastest aren't the ones who waited for the first wave of MDL settlements to fund the next wave of client acquisition. They're the ones who had advertising capital and case-management infrastructure ready to scale plaintiff acquisition during the open MDL window. Every quarter you delay scaling client acquisition during an open MDL is hundreds of plaintiffs going to competing firms with the capital to advertise. Run the numbers in 60 seconds — see what 70+ specialist lenders will offer your mass tort practice this week.
Bottom line:
Mass tort firms lose plaintiffs to competitors with the capital to advertise during open MDL windows. Show MDL stage and historical settlement-multiple — that's how a specialist prices the long-horizon inventory.
Bobby Friel
Founder, Basecamp Funding
What You're Up Against
The Real Challenges Mass Torts Face
Pricing Transparency
What Mass Tort Funding Actually Costs
Rates and terms depend on credit, revenue, time in business, and lender. Every business is unique — see what 70+ lenders will offer you in 60 seconds. Soft-pull pre-qual.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Mass tort is a capital arms race — whoever moves first gets the best cases. A firm in Atlanta needed $750K to acquire 500 cases when a new docket opened. We structured the facility in 5 days. Their projected recovery on that portfolio is $8M. That's the kind of ROI that makes financing a no-brainer.
Bobby Friel
Founder, Basecamp Funding
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Intake
Tell us about the firm, practice area, and monthly receipts. No retainer. No engagement letter.
Soft Credit Screen
We screen options with zero impact to your FICO or the firm's commercial credit profile.
Lenders Compete in the Background
Your file routes to 70+ lending partners who fund law firms. They compete; you stay focused on the docket.
One Specialist, Multiple Term Sheets
Your funding specialist walks through structures, draws, and how each affects firm liquidity. No runaround.
Choose Terms, Sign, Get Funded
Pick the structure that fits the case and the firm. E-signature. Capital lands as fast as same day.
Mass Tort Capital Uses
What Mass Tort Businesses Use Funding For
Payroll & Operations
Keep associates, paralegals, and staff paid during settlement gaps. Bridge the 30-90-day collection cycle.
Case Expenses
Expert witnesses, depositions, medical records, court costs — fund litigation without depleting reserves.
Marketing & Client Acquisition
SEO, Google Ads, LSAs, TV, radio, content marketing. Invest in the cases you want to take.
Technology & Software
Practice management, AI tools, client portals, cybersecurity. Stay competitive and efficient.
Office Space & Buildout
New office, renovation, second location. Project the credibility your clients expect.
Hiring & Expansion
New associates, of counsel arrangements, support staff. Scale without waiting on settlements.
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
These Can Be Deal-Breakers
Need commercial insurance for your mass tort business?
Professional liability and office coverage are required for most firm financing. InsuranceService365.com covers professional services across 29 states.
Don't Wait Until You Need Funding to Get Funded
Most firms wait until a trial expense or expert retainer hits to call us. The firms that win the long game pre-qualify when revenue is steady — that's when underwriting is friendliest. The best time to know your range is before you need to draw on it.
Ready?
See What Your Mass Tort Business Qualifies For
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
Soft-pull pre-qual · No obligation · Estimate only
Other Law Firms Specialties We Fund
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Recommended Products
Recommended Funding for Mass Tort Businesses
Working Capital
Fund case expenses, marketing, and operations between settlements.
Learn More →Business Line of Credit
Revolving access for expert witnesses, depositions, and case costs.
Learn More →Invoice Factoring
Accelerate collections on outstanding client invoices.
Learn More →SBA Loans
Firm acquisition, partner buy-ins, and office expansion at low rates.
Learn More →FAQs
Mass Tort Business Loan FAQs
Mass Tort Attorney Loans & Mass Tort Firm Financing — $25K to $10M+
Mass tort is a capital arms race. A new docket opens and every firm in the country starts acquiring cases. Each one costs $1,500-$3,000 to acquire. You want 500 cases. That's $750K before you do a single hour of legal work. And then there's MDL discovery — scientific experts, document review, depositions — another $200K easy. The firms that move fast and fund big get the best cases. The firms that wait get leftovers.
We fund mass tort firms that play to win. $750K case acquisition facilities structured in 5 days. Credit lines for MDL discovery costs that run for years. Working capital for intake operations when a docket opens and you need to scale overnight. One application, 70+ lenders, no hard pull. No case liens. No settlement interference. Lead counsel, co-counsel, steering committee — we've funded firms at every level of the MDL.
Stop Discounting Cases Because Cash Is Tight. Get Your Mass Tort Practice Funded Today.
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