Employment law firms handle cases that can take years — discrimination claims, wrongful termination, and wage disputes with contingency fees that don't pay until resolution. Between expert economists, e-discovery costs, and the overhead to sustain long cases — employment attorneys need patient capital.
This Is Why You're Here
A class action wage claim could recover $5M for 200 employees. But discovery, expert economists, and depositions will cost $120K over 18 months. Your firm can't self-fund that.
You're hiring a senior associate with 8 years of employment litigation experience. Salary, signing bonus, and recruiting costs total $35K. The ROI is clear but the cash outlay is immediate.
Your e-discovery costs are spiraling — $25K for document review and hosting on a single case. The client can't advance costs and the case merit is strong.
A Fortune 500 company just settled a discrimination case for $1.2M and your contingency fee is $400K — but payout is 90 days out. You've got $85K in payroll and overhead due this month.
You need a statistical expert ($15K) to prove disparate impact in a systemic discrimination case. Without the analysis, you can't get class certification. The deadline is in 3 weeks.
We landed a class action wage case worth $5M but needed $120K for e-discovery and expert economists over 18 months. Basecamp structured a $150K facility in under a week. We won the case and the ROI was unreal.
Jennifer W., Employment Litigation Partner, Chicago, IL
Employment Law Financing
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
Built for Your Business
Document review, hosting, processing, production — a single employment case can run $25K in e-discovery alone. Class actions multiply that by 10. Our lenders fund these costs without blinking because they understand litigation economics.
Lost wages calculations, damages modeling, statistical analysis for class certification — you need economists who charge $400/hour and you need them for months. That's a five-figure line item on every serious case.
Employment cases don't settle in 90 days. Banks want short payback cycles. Our lenders structure facilities around your case timeline — 18 months, 24 months, whatever the litigation demands.
When you land a 200-plaintiff wage claim, you need to staff up immediately. Temp attorneys, paralegals, document reviewers — $35K in hiring costs this month. We fund the surge so you don't miss the opportunity.
What You're Up Against
| Challenge | What It Looks Like | Funding Solution | Amount | Speed |
|---|---|---|---|---|
| Expert witness retention for trial | Labor economists, HR consultants, and vocational experts charge $300–$600/hour and require $10K–$25K retainers months before trial | Working capital | $25K–$150K | 1–2 days |
| Class action case costs | 200-plaintiff wage claims require class certification, notice administration, damages calculation, and years of litigation — costs exceed $100K before any recovery | Business LOC | $50K–$500K | 1–5 days |
| Discovery document review platform | E-discovery hosting, AI-assisted review, and document production platforms cost $15K–$50K per case for employment matters with thousands of emails and HR records | Working capital or LOC | $25K–$200K | 1–3 days |
| Trial exhibit preparation | Timeline exhibits, damages charts, deposition clips, and presentation technology for employment trials run $10K–$30K per case | Working capital | $10K–$75K | 1–2 days |
| Associate recruitment for case surge | Landing a major class action means hiring 2–3 associates immediately — recruiting fees, signing bonuses, and salary advances total $50K+ before they bill an hour | Working capital | $25K–$150K | 1–3 days |
Pricing Transparency
| Product | Amount | Term | Rate | Speed |
|---|---|---|---|---|
| Working Capital | $10K–$2M | 3-18mo | 1.1-1.4 factor | 1-3 days |
| Business LOC | $10K–$5M | Revolving | 8-22% APR | 1-5 days |
| Invoice Factoring | $10K–$5M | As invoiced | 1-4% per 30 days | 1-2 days |
| SBA Loans | $50K–$5M | 5-25yr | 6-10% APR | 3-4 weeks |
| Term Loans | $50K–$5M | 1-7yr | 7-18% APR | 2-7 days |
Rates vary by credit, revenue, and time in business. These are typical ranges.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Employment law firms sit on cases that take years to resolve. One firm in Chicago had a $5M class action but needed $120K upfront for e-discovery. Banks wouldn't touch it. We got them $150K in a week. They won the case — that's a 40x return on their financing cost.
— Bobby Friel, Basecamp Funding - Founder
How It Works
No paperwork avalanche. No bank lobby. No guessing.
Answer a few quick questions about your business. No documents needed yet.
We check your options with zero impact on your FICO. Your score stays untouched.
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
Your funding specialist presents your best options. No spam calls. No runaround.
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
Employment Law Capital Uses
Keep associates, paralegals, and staff paid during settlement gaps. Bridge the 30-90-day collection cycle.
Expert witnesses, depositions, medical records, court costs — fund litigation without depleting reserves.
SEO, Google Ads, LSAs, TV, radio, content marketing. Invest in the cases you want to take.
Practice management, AI tools, client portals, cybersecurity. Stay competitive and efficient.
New office, renovation, second location. Project the credibility your clients expect.
New associates, of counsel arrangements, support staff. Scale without waiting on settlements.
Full Transparency
Most lenders won't tell you this upfront. We will.
Need commercial insurance for your employment law business?
Professional liability and office coverage are required for most firm financing. InsuranceService365.com covers professional services across 29 states.
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
Click any specialty for tailored financing options.
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Learn More →FAQs
Employment cases take forever. That's the reality. A wrongful termination suit runs 18 months. A class action wage claim? Two to three years. And the whole time, you're bleeding cash on e-discovery, expert economists, depositions, and document review. One class action can eat $120K in costs before you see a dime. Your bank won't fund that. They don't understand why you're spending $25K on document hosting for a case that hasn't settled.
We do. We fund employment firms that are sitting on strong cases but need capital to see them through. $150K facilities for class action discovery. $35K working capital to hire the senior associate who brings their own book. Credit lines for e-discovery costs that spike without warning. One application, 70+ lenders, no hard pull. Plaintiff-side, defense-side, class action, individual claims — we fund it all.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide