Criminal defense attorneys can't predict when the phone rings — but when it does, the client needs help immediately. Between flat-fee cases that require upfront work, court-appointed cases that pay slowly, and the marketing needed to stay visible — defense attorneys need capital that's always available.
Larger lines available when revenue, cash flow, and story qualify.
This Is Why You're Here
A high-profile DUI case with a $25K retainer just walked in. But you need $8K for an accident reconstructionist and $5K for a private investigator before the preliminary hearing in 2 weeks.
Court-appointed cases are stacking up — you're owed $35K from the county but payments are 60-90 days behind. Your rent and paralegal salary can't wait.
Your criminal defense marketing is generating 40 leads/month but conversion dropped. A website redesign, Google Ads budget increase, and LSA optimization cost $15K.
A federal drug conspiracy case just retained you — $50K flat fee. But discovery alone will cost $18K in document review, and you need a forensic accountant ($7K) to trace financials. The fee won't cover your costs for months.
You lost two cases at trial back-to-back. Referrals slowed down. You need $12K to run a 90-day Google Ads blitz to rebuild your pipeline before the phones stop ringing entirely.
County owed me $42K in court-appointed fees and I was 90 days behind on everything. Basecamp matched me with a $50K working capital advance — funded in 28 hours. I stopped worrying about rent and started focusing on my clients again.
David P., Criminal Defense Attorney, Nashville, TN
Criminal Defense Financing
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. Soft-pull pre-qual.
Built for Your Business
A client calls at 2 AM from county jail. They need representation at arraignment tomorrow. You can't tell them to wait while you apply for a bank loan. Our working capital funds in 24 hours so you're ready when the phone rings.
Counties pay 60-90 days late. Sometimes longer. You're doing the work now but the check is three months away. A credit line bridges that gap so you're not choosing between rent and taking assigned cases.
Defense attorneys live and die by Google Ads, LSAs, and referral networks. A $10K/month ad budget that generates 40 leads is an investment, not an expense. Banks don't see it that way. Our lenders do.
You collect $5K flat for a DUI but spend $8K on investigators and experts before the case resolves. That math only works if you've got capital behind you. We fund the gap between what you collect and what the case costs.
Bobby's Take
Most criminal defense firm owners encounter bank lenders who evaluate them on small-business templates that weren't built for professional services. What gets missed: cash-pay retainer billing plus intermittent high-value trial fees produces cash flow banks don't know how to read. Specialist lenders fund criminal defense practices on the actual cash-flow signature, not the bank's template. Here's how to position your transaction so the right specialists see it first.
Three things determine whether a criminal defense transaction closes: monthly retainer revenue, average case-engagement value, and your case-pipeline depth. Not your personal FICO. Not your time in practice. Specialist criminal defense lenders care about whether your monthly retainer-and-engagement revenue supports a $1,500-$3,000/month payment — and whether your case pipeline gives the file the recurring engagement-fee revenue floor it needs.
The biggest mistake criminal defense operators make: applying with retainer-paid revenue and trust-replenishment commingled in bank statements. The lender sees lumpy deposits and assumes volatility. The fix: separate trust deposits, earned-fee withdrawals from trust, and direct retainer revenue. Specialist criminal defense lenders price earned-fee revenue as predictable. Generalist lenders apply general professional-services aging.
engagement revenue deferred per high-value trial without expert-witness capital
Where this gets interesting at scale: a criminal defense firm adding an associate, opening a satellite office, or taking on a high-stakes trial requiring extensive expert-witness testimony doesn't need ONE loan. They need a working capital line for associate-credentialing payroll + a case-cost line for expert witnesses + sometimes a a revenue-based term loan against retainer revenue to cover an office acquisition. Three products, three lenders, one application — that's how solo criminal defense practices scale into multi-attorney boutique defense firms.
The criminal defense attorneys who scale fastest aren't the ones who waited for the next high-profile case to land before adding an associate. They're the ones who had associate capacity and trial-fund reserves ready when case volume hit. Turning down a high-value trial because you can't fund expert witnesses is $50,000-$200,000 in deferred engagement revenue. Run the numbers in 60 seconds — see what 70+ specialist lenders will offer your criminal defense practice this week.
💡Bottom line:
Criminal defense attorneys get priced on lumpy retainer deposits when earned-fee revenue is the recurring base. Separate trust deposits from earned fees — that's the predictable engagement income specialists price first.
Bobby Friel
Founder, Basecamp Funding
What You're Up Against
| Challenge | What It Looks Like | Funding Solution | Amount | Speed |
|---|---|---|---|---|
| Retained attorney awaiting payment | Client pays a $5K–$25K retainer but the case requires months of work before completion — your cash is tied up while expenses keep hitting | Business LOC | $10K–$150K | 1–5 days |
| Expert witness fees | Forensic toxicologists, accident reconstructionists, and DNA experts charge $5K–$15K per engagement and expect payment upfront | Working capital | $10K–$75K | 1–2 days |
| Investigation costs | Private investigators, surveillance, witness interviews, and scene documentation run $3K–$12K per case on serious felony matters | Working capital | $10K–$50K | 1–2 days |
| Multi-defendant case expenses | Federal conspiracy cases with multiple defendants require separate discovery review, expert analysis, and coordination — costs multiply fast | Working capital or LOC | $25K–$200K | 1–3 days |
| Office expansion for growing caseload | Rising case volume demands more space, staff, and technology — build-out, furniture, and first months of added payroll hit before revenue catches up | SBA loan or working capital | $50K–$250K | 1–5 days (WC) / 3–4 weeks (SBA) |
Pricing Transparency
| Product | Amount | Term | Best For | Funding Speed | Typical Structure |
|---|---|---|---|---|---|
| Working Capital for Law Firms | $25K-$2M | 6mo-3yr | Trial expenses, expert retainers, payroll | 1-3 days | Often unsecured, monthly or weekly ACH |
| Business Line of Credit | $25K-$5M | Revolving | Ongoing case costs, depositions, filings | 1-5 days | PG common, draw as needed |
| Practice Acquisition Loan | $100K-$10M | 5-15yr | Buying into a firm, partner buyouts | 30-60 days | SBA-backed, PG required, longer underwriting |
| Litigation Settlement Advance | $10K-$10M | Per case | Mass tort and contingency-fee firms | 1-2 weeks | Case-collateralized, no PG typical |
| SBA 7(a) for Firm Expansion | $50K-$5M | 5-25yr | New office, partner buy-in, long-term growth | 30-60 days | PG required, lower rates, longer terms |
Rates and terms depend on credit, revenue, time in business, and lender. Every business is unique — see what 70+ lenders will offer you in 60 seconds. Soft-pull pre-qual.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Criminal defense guys are the toughest because their income is so unpredictable. One attorney in Nashville was owed $42K from the county — couldn't make rent. We got him $50K in a day. Now he's got a line of credit and never sweats those 90-day payment delays again.

Bobby Friel
Founder, Basecamp Funding

How It Works
No paperwork avalanche. No bank lobby. No guessing.
Tell us about the firm, practice area, and monthly receipts. No retainer. No engagement letter.
We screen options with zero impact to your FICO or the firm's commercial credit profile.
Your file routes to 70+ lending partners who fund law firms. They compete; you stay focused on the docket.
Your funding specialist walks through structures, draws, and how each affects firm liquidity. No runaround.
Pick the structure that fits the case and the firm. E-signature. Capital lands as fast as same day.
Criminal Defense Capital Uses
Keep associates, paralegals, and staff paid during settlement gaps. Bridge the 30-90-day collection cycle.
Expert witnesses, depositions, medical records, court costs — fund litigation without depleting reserves.
SEO, Google Ads, LSAs, TV, radio, content marketing. Invest in the cases you want to take.
Practice management, AI tools, client portals, cybersecurity. Stay competitive and efficient.
New office, renovation, second location. Project the credibility your clients expect.
New associates, of counsel arrangements, support staff. Scale without waiting on settlements.
Full Transparency
Most lenders won't tell you this upfront. We will.
Need commercial insurance for your criminal defense business?
Professional liability and office coverage are required for most firm financing. InsuranceService365.com covers professional services across 29 states.
Most firms wait until a trial expense or expert retainer hits to call us. The firms that win the long game pre-qualify when revenue is steady — that's when underwriting is friendliest. The best time to know your range is before you need to draw on it.
Ready?
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
Click any specialty for tailored financing options.
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Learn More →Firm acquisition, partner buy-ins, and office expansion at low rates.
Learn More →FAQs
Criminal defense is feast or famine. Monday your phone doesn't ring. Tuesday a $25K DUI retainer walks in and you need an accident reconstructionist by Friday. And the county? They owe you $42K for court-appointed work but they're paying net-90. Your rent doesn't wait 90 days. Your paralegal doesn't wait 90 days. You need capital that moves when you do.
We fund defense attorneys who are tired of floating their practice on credit cards. $50K working capital in 24 hours to cover the gap while the county catches up. A $100K credit line for marketing that actually brings in clients. One application, 70+ lenders compete for your business. Soft-pull pre-qual. DUI, federal, felony, misdemeanor — doesn't matter. If you've got deposits and case volume, you qualify.
60 seconds. Soft-pull pre-qual. No obligation.
See What You Qualify For →Soft-pull pre-qual · Free to check · Nationwide