This Is Why You're Here
Why Personal Injurys Come to Us Instead of Their Bank
You're 14 months into a catastrophic injury case. You've advanced $80K in expert witnesses and medical records. The case will settle for $1.5M+ but your operating account is empty.
Three strong PI cases came in this month — but each needs $15K-$25K in upfront case costs. You don't want to cherry-pick cases based on cash flow instead of merit.
Your competitor settled a mass tort case and is poaching your best paralegal with a $20K raise. You need to match the offer today or lose 5 years of training.
You just signed a wrongful death case worth $4M+ but the family needs an accident reconstructionist ($18K) and a toxicologist ($12K) before the statute deadline in 6 weeks. Your operating account has $3,200.
Settlement checks from two cases finally hit — but they're in your IOLTA account and disbursement takes 10 days. Payroll is $28K on Friday and your operating account is dry.
We had $1.8M in pending settlements but couldn't cover a $45K expert witness fee. Basecamp matched us with a lender in 6 hours — $175K funded by the next morning. We took on two more catastrophic injury cases that month.
Michael R., Managing Partner, PI Firm, Houston, TX
Personal Injury Financing
Get Your Personal Injury Business Funded in 60 Seconds
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Built for Your Business
Why Personal Injury Businesses Choose Basecamp
We Fund the 14-Month Wait
Contingency cases don't pay for a year or more. Banks see zero revenue and walk. Our lenders look at your settlement pipeline and fund based on what's coming — not what's deposited today.
Expert Witness Bills Covered Now
A single biomechanical engineer deposition runs $15K. Medical records, accident reconstruction, life care planners — it adds up to six figures before a case resolves. We fund those costs without liens on your cases.
Take Cases on Merit, Not Cash
Every PI attorney has turned down a strong case because they couldn't fund it. That stops when you have a $200K credit line. You pick cases based on merit, not your bank balance.
No Litigation Finance Strings
Litigation financiers want a cut of your settlement and a say in your strategy. Our lenders give you capital with zero case-level oversight. Your cases stay yours.
What You're Up Against
The Real Challenges Personal Injurys Face
Pricing Transparency
What Personal Injury Funding Actually Costs
Rates vary by credit, revenue, and time in business. These are typical ranges.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →PI firms are sitting on millions in case value but can't make payroll — it's the craziest thing. We had a solo attorney with $3.2M in pending settlements who needed $80K to keep the lights on. Got him funded in a day. That's what we do.
— Bobby Friel, Basecamp Funding - Founder
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Application
Answer a few quick questions about your business. No documents needed yet.
Soft Credit Check
We check your options with zero impact on your FICO. Your score stays untouched.
Lenders Compete Behind the Scenes
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
One Specialist, Multiple Offers
Your funding specialist presents your best options. No spam calls. No runaround.
Pick Your Offer & Get Funded
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
Personal Injury Capital Uses
What Personal Injury Businesses Use Funding For
Payroll & Operations
Keep associates, paralegals, and staff paid during settlement gaps. Bridge the 30-90-day collection cycle.
Case Expenses
Expert witnesses, depositions, medical records, court costs — fund litigation without depleting reserves.
Marketing & Client Acquisition
SEO, Google Ads, LSAs, TV, radio, content marketing. Invest in the cases you want to take.
Technology & Software
Practice management, AI tools, client portals, cybersecurity. Stay competitive and efficient.
Office Space & Buildout
New office, renovation, second location. Project the credibility your clients expect.
Hiring & Expansion
New associates, of counsel arrangements, support staff. Scale without waiting on settlements.
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
These Can Be Deal-Breakers
Need commercial insurance for your personal injury business?
Professional liability and office coverage are required for most firm financing. InsuranceService365.com covers professional services across 29 states.
Don't Wait Until You Need Funding to Get Funded
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
See What Your Personal Injury Business Qualifies For
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Other Law Firms Specialties We Fund
Click any specialty for tailored financing options.
Recommended Products
Recommended Funding for Personal Injury Businesses
Working Capital
Fund case expenses, marketing, and operations between settlements.
Learn More →Business Line of Credit
Revolving access for expert witnesses, depositions, and case costs.
Learn More →Invoice Factoring
Accelerate collections on outstanding client invoices.
Learn More →SBA Loans
Firm acquisition, partner buy-ins, and office expansion at low rates.
Learn More →FAQs
Personal Injury Business Loan FAQs
Personal Injury Attorney Loans & PI Law Firm Financing — $10K to $10M+
Here's the thing about PI law. You've got $3M in cases on the board but your operating account says $4,200. Expert witnesses cost $15K a pop. Medical records, depositions, accident reconstruction — you're floating $80K before a single case resolves. And your bank? They see zero income for 14 months and say no. We don't work like that. One application, 70+ lenders, no hard credit pull.
We fund PI firms every day. Solo attorneys who need $50K for case costs. Mid-size plaintiff's firms that need a $300K credit line for ongoing litigation expenses. Partners buying out a retiring attorney's $1.2M book of business through SBA. Working capital funds in 24 hours. Lines of credit in 1-3 days. Your settlement pipeline is real revenue — our lenders actually get that.
Stop Waiting on Banks. Get Your Personal Injury Business Funded Today.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide