This Is Why You're Here
Why Bankruptcys Come to Us Instead of Their Bank
Consumer bankruptcy filings surged 30% this quarter. You need to hire a paralegal and petition preparer — $8K/month in added costs. The case volume justifies it but cash needs to come first.
A mid-size company wants you to handle their Chapter 11 reorganization — $75K in projected fees over 12 months. But you need $20K in forensic accounting and financial consulting before filing.
Your competitor retired and you can absorb their client base — 200 active cases and referral relationships. Integration costs $30K including marketing, outreach, and staffing.
You've got 15 Chapter 7 flat-fee cases at $1,500 each — that's $22K in revenue. But you collected $8K upfront and the rest comes in installments. Payroll is $14K this Friday and your account has $4,200.
A small business owner wants Chapter 11 reorganization. The case needs a forensic accountant ($12K) and a financial advisor ($8K) to build the reorganization plan. Your retainer only covers $10K of the $20K upfront cost.
Filings surged 30% and I needed a paralegal and petition preparer immediately. Basecamp approved $40K in working capital overnight. I handled the surge instead of turning cases away, and that quarter became my best revenue quarter ever.
Thomas C., Bankruptcy Attorney, Detroit, MI
Bankruptcy Financing
Get Your Bankruptcy Business Funded in 60 Seconds
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
See What You Could Qualify For
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Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Built for Your Business
Why Bankruptcy Businesses Choose Basecamp
You're Busiest When Banks Are Scared
Economic downturns spike your caseload but make banks tighten lending. You need capital when everyone else is pulling back. Our lenders understand countercyclical demand — your surge is their opportunity, not a red flag.
Your Clients Can't Pay Big Retainers
People filing bankruptcy don't have $10K for a retainer. You're working on flat fees and payment plans. Banks see low per-client revenue and panic. Our lenders look at your total deposit volume and case count instead.
Chapter 11 Costs Money Upfront
A mid-size Chapter 11 needs $20K in forensic accounting and financial consulting before you even file. The $75K in fees comes over 12 months. You need the expert costs covered now — not after the plan is confirmed.
Absorb a Retiring Competitor's Cases
When a bankruptcy attorney retires, their 200 active cases and referral network are up for grabs. Integration costs $30K for marketing, outreach, and staffing. But you've got days to act before another firm scoops it.
What You're Up Against
The Real Challenges Bankruptcys Face
Pricing Transparency
What Bankruptcy Funding Actually Costs
Rates vary by credit, revenue, and time in business. These are typical ranges.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Bankruptcy is countercyclical — when the economy dips, filings spike and these attorneys get slammed. A solo practitioner in Detroit saw filings jump 30% and needed staff immediately. We got him $40K overnight. He turned that surge into his best quarter ever instead of turning people away.
— Bobby Friel, Basecamp Funding - Founder
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Application
Answer a few quick questions about your business. No documents needed yet.
Soft Credit Check
We check your options with zero impact on your FICO. Your score stays untouched.
Lenders Compete Behind the Scenes
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
One Specialist, Multiple Offers
Your funding specialist presents your best options. No spam calls. No runaround.
Pick Your Offer & Get Funded
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
Bankruptcy Capital Uses
What Bankruptcy Businesses Use Funding For
Payroll & Operations
Keep associates, paralegals, and staff paid during settlement gaps. Bridge the 30-90-day collection cycle.
Case Expenses
Expert witnesses, depositions, medical records, court costs — fund litigation without depleting reserves.
Marketing & Client Acquisition
SEO, Google Ads, LSAs, TV, radio, content marketing. Invest in the cases you want to take.
Technology & Software
Practice management, AI tools, client portals, cybersecurity. Stay competitive and efficient.
Office Space & Buildout
New office, renovation, second location. Project the credibility your clients expect.
Hiring & Expansion
New associates, of counsel arrangements, support staff. Scale without waiting on settlements.
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
These Can Be Deal-Breakers
Need commercial insurance for your bankruptcy business?
Professional liability and office coverage are required for most firm financing. InsuranceService365.com covers professional services across 29 states.
Don't Wait Until You Need Funding to Get Funded
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
See What Your Bankruptcy Business Qualifies For
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Other Law Firms Specialties We Fund
Click any specialty for tailored financing options.
Recommended Products
Recommended Funding for Bankruptcy Businesses
Working Capital
Fund case expenses, marketing, and operations between settlements.
Learn More →Business Line of Credit
Revolving access for expert witnesses, depositions, and case costs.
Learn More →Invoice Factoring
Accelerate collections on outstanding client invoices.
Learn More →SBA Loans
Firm acquisition, partner buy-ins, and office expansion at low rates.
Learn More →FAQs
Bankruptcy Business Loan FAQs
Bankruptcy Attorney Loans & Bankruptcy Law Firm Financing — $10K to $5M+
Bankruptcy law has a timing problem nobody warns you about. When the economy tanks, filings surge 30% overnight. Suddenly you need a paralegal and a petition preparer — that's $8K/month in new payroll. The cases are there. The revenue will follow. But the hiring costs hit right now. And your clients? They're filing bankruptcy. They're not putting down $10K retainers. You're running a high-volume, low-margin operation and you need capital to match the pace.
We fund bankruptcy firms that need to scale fast when demand spikes. $40K overnight for hiring during a filing surge. Credit lines that flex with case volume so you're not turning people away. SBA loans to absorb a retiring competitor's 200 active cases. One application, 70+ lenders, no hard pull. Consumer, Chapter 7, Chapter 11, Chapter 13 — if you're doing the work, we'll fund the growth.
Stop Waiting on Banks. Get Your Bankruptcy Business Funded Today.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide