This Is Why You're Here
Why Estate Plannings Come to Us Instead of Their Bank
You're launching a monthly estate planning seminar series — venue, catering, marketing, and follow-up automation cost $18K for the first 6 months. Each seminar generates 8-12 new clients.
Your document automation software is outdated. A new trust drafting platform with CRM integration costs $15K. It would cut document prep time by 60%.
A retiring estate planning attorney is selling their practice — 600 trust clients with $150K in annual recurring revenue. Price is $280K and another firm is bidding.
A high-net-worth client needs a complex irrevocable trust, charitable remainder trust, and family LLC structure. Outside tax counsel and a valuation expert cost $14K. Your flat fee is $8K — you're underwater before you start.
Your direct mail campaign pulled a 3.2% response rate — that's 32 new estate planning consultations from 1,000 mailers. You need $9K to run the next 3 months of mailers before the momentum dies.
A retiring attorney was selling his practice — 600 trust clients with $150K in recurring revenue. I needed $280K fast or another firm would get it. Basecamp connected me with an SBA lender who closed in 3 weeks. Best investment I ever made.
Robert H., Estate Planning Attorney, Denver, CO
Estate Planning Financing
Get Your Estate Planning Business Funded in 60 Seconds
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Estimated Approval Range
Based on 100-150% of monthly revenue
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Built for Your Business
Why Estate Planning Businesses Choose Basecamp
Recurring Revenue Is Your Superpower
Trust reviews, annual amendments, estate updates — you've got clients who come back every year. Banks undervalue this. Our lenders see recurring trust administration revenue for what it is: predictable, bankable income.
Seminars Cost Money Before They Pay
A monthly estate planning seminar costs $3K per event — venue, catering, mailers, follow-up automation. Each one brings in 8-12 new clients. But you need to fund six months upfront before the ROI kicks in.
Practice Acquisitions Move Fast
When a retiring attorney puts 600 trust clients on the market, you've got days — not months. Revenue-based capital stacking closes in 21-30 days through coordinated lender lines. See /loans/business-acquisition for the full structure.
Document Automation Pays for Itself
Trust drafting software that costs $15K cuts your document prep time by 60%. That's real time back in your day. But $15K out of pocket hurts. Technology financing spreads it over 24-36 months with competitive terms.
Bobby's Take
Bobby's Playbook for Estate Planning
Most estate planning firm owners encounter bank lenders who evaluate them on small-business templates that weren't built for professional services. What gets missed: annual trust-administration retainers plus engagement-based wealth-planning revenue produces cash flow banks don't know how to read. Specialist lenders fund estate planning practices on the actual cash-flow signature, not the bank's template. Here's how to position your transaction so the right specialists see it first.
Three things determine whether an estate planning transaction closes: annual trust-administration retainer base, monthly engagement revenue, and your client-portfolio assets-under-administration. Not your personal FICO. Not your time in practice. Specialist estate planning lenders care about whether your monthly recurring trust-administration revenue supports a $1,500-$3,000/month payment — and whether your AUA proves the firm has a sticky long-term client base.
The biggest mistake estate planning operators make: applying without showing the recurring trust-administration revenue separately from one-off planning engagements. The lender sees mixed deposits and underwrites to the variability. The fix: separate annual trust-administration revenue from one-off engagement revenue. Specialist estate planning lenders price recurring trust-administration as the most predictable revenue. Generalist lenders see legal-services revenue and apply general aging.
trust-administration referral revenue lost without infrastructure
Where this gets interesting at scale: an estate planning firm adding an associate, expanding into trust-administration services, or acquiring a retiring attorney's book of business doesn't need ONE loan. They need a working capital line for associate hiring + a a revenue-based term loan against existing book-of-business revenue to cover the acquisition + sometimes equipment financing for document-automation and trust-accounting software. Three products, three lenders, one application — that's how solo estate planning practices scale into multi-attorney wealth-management-aligned firms.
The estate planning attorneys who scale fastest aren't the ones who waited for the next big trust-administration referral before adding capacity. They're the ones who had associate and trust-administration infrastructure ready when wealth-advisor referrals started flowing. Turning down trust-administration referrals because you can't take them on is $80,000-$200,000 in annual recurring revenue going to competing firms. Run the numbers in 60 seconds — see what 70+ specialist lenders will offer your estate planning practice this week.
Bottom line:
Estate planning firms get underwritten on one-off engagement variability when annual trust-administration retainers are the recurring sticky revenue. Separate them on the file — that's the predictable base specialists price first.
Bobby Friel
Founder, Basecamp Funding
What You're Up Against
The Real Challenges Estate Plannings Face
Pricing Transparency
What Estate Planning Funding Actually Costs
Rates and terms depend on credit, revenue, time in business, and lender. Every business is unique — see what 70+ lenders will offer you in 60 seconds. Soft-pull pre-qual.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Estate planning is all about recurring revenue — trust reviews, amendments, estate updates. When a retiring attorney sells 600 clients, that's a gold mine. We helped an attorney in Denver close a $280K acquisition in three weeks through a revenue-based capital stack against existing trust-fee revenue. He paid for the practice with the revenue it was already generating.
Bobby Friel
Founder, Basecamp Funding
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Intake
Tell us about the firm, practice area, and monthly receipts. No retainer. No engagement letter.
Soft Credit Screen
We screen options with zero impact to your FICO or the firm's commercial credit profile.
Lenders Compete in the Background
Your file routes to 70+ lending partners who fund law firms. They compete; you stay focused on the docket.
One Specialist, Multiple Term Sheets
Your funding specialist walks through structures, draws, and how each affects firm liquidity. No runaround.
Choose Terms, Sign, Get Funded
Pick the structure that fits the case and the firm. E-signature. Capital lands as fast as same day.
Estate Planning Capital Uses
What Estate Planning Businesses Use Funding For
Payroll & Operations
Keep associates, paralegals, and staff paid during settlement gaps. Bridge the 30-90-day collection cycle.
Case Expenses
Expert witnesses, depositions, medical records, court costs — fund litigation without depleting reserves.
Marketing & Client Acquisition
SEO, Google Ads, LSAs, TV, radio, content marketing. Invest in the cases you want to take.
Technology & Software
Practice management, AI tools, client portals, cybersecurity. Stay competitive and efficient.
Office Space & Buildout
New office, renovation, second location. Project the credibility your clients expect.
Hiring & Expansion
New associates, of counsel arrangements, support staff. Scale without waiting on settlements.
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
These Can Be Deal-Breakers
Need commercial insurance for your estate planning business?
Professional liability and office coverage are required for most firm financing. InsuranceService365.com covers professional services across 29 states.
Don't Wait Until You Need Funding to Get Funded
Most firms wait until a trial expense or expert retainer hits to call us. The firms that win the long game pre-qualify when revenue is steady — that's when underwriting is friendliest. The best time to know your range is before you need to draw on it.
Ready?
See What Your Estate Planning Business Qualifies For
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
Soft-pull pre-qual · No obligation · Estimate only
Other Law Firms Specialties We Fund
Click any specialty for tailored financing options.
Recommended Products
Recommended Funding for Estate Planning Businesses
Working Capital
Fund case expenses, marketing, and operations between settlements.
Learn More →Business Line of Credit
Revolving access for expert witnesses, depositions, and case costs.
Learn More →Invoice Factoring
Accelerate collections on outstanding client invoices.
Learn More →SBA Loans
Firm acquisition, partner buy-ins, and office expansion at low rates.
Learn More →FAQs
Estate Planning Business Loan FAQs
Estate Planning Attorney Loans & Trust Law Firm Financing — $10K to $20M+
Estate planning is a different animal. You're not chasing big settlements — you're building a practice on steady volume and recurring trust administration fees. But growth costs money. Seminars that bring in 10 new clients cost $3K each to run. Document automation software that cuts prep time by 60% costs $15K. And when a retiring attorney puts 600 trust clients on the market for $280K? You've got about two weeks before another firm snaps it up.
That's where we come in. Revenue-based capital stacking for practice acquisitions — term loan against existing trust-fee revenue, working capital for transition, technology financing for the trust drafting platform. Working capital in 24 hours for seminar marketing and staff hiring. SBA 504 if you own the office building. One application, 70+ lenders, no hard pull. Your practice generates predictable revenue — our lenders love that. You'll probably get better terms than most law firms.
Stop Discounting Cases Because Cash Is Tight. Get Your Estate Planning Practice Funded Today.
60 seconds. Soft-pull pre-qual. No obligation.
See What You Qualify For →Soft-pull pre-qual · Free to check · Nationwide