Tennessee Market
Tennessee is having a moment. Nashville is the #1 destination for corporate relocations — Oracle, Amazon, AllianceBernstein, and dozens more have moved operations to Music City. No state income tax makes the math simple for every business owner. Memphis is the logistics capital of the world (FedEx HQ) and the undisputed center of medical device manufacturing. Knoxville is a growing healthcare and energy hub anchored by the University of Tennessee and Oak Ridge National Laboratory.
Nashville's healthcare industry alone is worth $92B — it's literally the healthcare capital of the United States. HCA, Community Health Systems, Envision Healthcare, and dozens of other healthcare companies are headquartered here. That creates enormous demand for practice acquisitions, medical office buildings, and healthcare equipment financing. Business costs are lower than peer markets (Atlanta, Charlotte, Austin) but the opportunity is equal or greater. Tennessee businesses that can access capital fast are positioning themselves in one of the best business climates in America.
Real Results
Real financing scenarios for Tennessee businesses. Every number is based on actual transactions through our lender network.
$3.8M acquisition of a medical office building in the Gulch. Healthcare tenant on a 10-year lease. SBA 504 with 10% down. DSCR: 1.52x. Building appreciation in Nashville's hottest commercial corridor.
$3.8M funded → 10% down → 1.52x DSCR
$2.2M to acquire a multi-location dental group in Brentwood. 6 operatories, $3.5M annual revenue. SBA 7(a) with 10% down. Nashville's healthcare ecosystem creates built-in referral networks.
$2.2M funded → 10% down → healthcare capital advantage
$3.2M capital stack for a medical device manufacturer expanding production. $1.8M facility (SBA 504), $1M equipment line, $400K working capital. Positioned near FedEx hub for same-day shipping to 90% of the US.
$3.2M capital stack → FedEx adjacent → 3 products
$750K for a hot chicken concept opening a second location on Broadway. Kitchen + equipment + working capital for the tourist season. SBA 7(a) with 10% down.
$750K funded → 10% down → Broadway location
$1.4M for a commercial contractor mobilizing for Oak Ridge National Lab expansion projects. $900K equipment + $500K working capital.
$1.4M funded → 2 products → federal contractor ready
$1.5M in CNC and automation equipment for an automotive parts manufacturer. 10% down ($150K). Section 179 deducted $1.5M. Tax savings: $555K at 37%. No state income tax means Tennessee manufacturers keep even more.
$1.5M equipment → $150K down → $555K federal + $0 state tax
“Nashville healthcare real estate is the most competitive in the country. Medical office buildings get 10+ offers. Our bank couldn't move fast enough and we lost two properties. Basecamp had our SBA 504 commitment in 6 days. Closed in 26 days. We own the building now.”
— Healthcare investor, Nashville TN
Get Started
One application — 60 seconds. 70+ lenders compete. Your dedicated specialist presents your best options.
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Industries We Fund
Nashville's $92B healthcare ecosystem is the largest in America. Practice acquisitions, medical office, and equipment financing.
🏭Memphis medical devices, automotive parts, Chattanooga VW — Tennessee's manufacturing base is diverse and growing.
🏗️Nashville's development boom is multi-year. Commercial, residential, and infrastructure projects statewide.
🍽️Nashville's food scene is nationally recognized. Memphis BBQ is an institution. Tourism drives restaurant demand statewide.
🚛FedEx Memphis, I-40/I-65 corridors — Tennessee is a logistics powerhouse.
📦FedEx logistics hub makes Memphis the center of US distribution. Wholesale thrives here.
🔧Millions of vehicles on Tennessee's highways. Year-round demand for maintenance and repair.
⚖️Nashville's legal market is growing with corporate relocations. Healthcare law is a major specialty.
💆Nashville and Memphis are driving Tennessee's booming aesthetics market. Population growth and medical tourism fuel constant demand.
Market Data
| Metro | 2025 CRE Lending Vol | Hottest Sector | Avg Transaction | Vacancy Trend |
|---|---|---|---|---|
| Nashville | $3.2B | Medical office / multifamily | $3.0M | Stable |
| Memphis | $1.5B | Industrial / logistics | $2.2M | Declining |
| Knoxville | $650M | Medical / mixed-use | $1.5M | Stable |
| Chattanooga | $450M | Industrial / mixed-use | $1.2M | Stable |
Tennessee's $5.8B CRE market is anchored by Nashville's healthcare-driven demand, with Memphis industrial and logistics creating strong secondary volume.
See What You Qualify For in Tennessee →By City
City-specific funding guides with local market data, funded scenarios, and lender insights.
Whether you're a growing startup or a multi-million-dollar operation, we match you with the right product and amount.
$10K – $1M
Revenue-based funding for working capital, equipment, and growth. Most fund in 1–3 days.
See What You Qualify For →$1M – $5M
Structured financing with capital stacking. Dedicated commercial specialist. Multiple lenders optimized.
Talk to a Commercial Specialist →$5M – $10M+
Complex transactions. Multi-lender capital stacks. Acquisitions, CRE, fleet buildouts. Dedicated team.
Request a Financing Review →Products
Every product available through our 70+ lender network. Each links to a detailed product page.
Flexible cash to cover operations, payroll, and growth.
Draw funds as needed. Only pay interest on what you use.
Finance or lease equipment with the asset as collateral.
Government-backed loans with competitive rates and long terms.
Get paid today on invoices due in 30–90 days.
Repayments flex with your daily or weekly revenue.
Lump sum with fixed monthly payments over 6 months–10 years.
Advance on future card sales. Fast funding, flexible repayment.
Finance property purchases, renovations, or refinancing.
Funding built for franchise acquisitions and expansions.
Acquire a competitor, buy a practice, expand your portfolio.
Fund large orders before you fulfill them. The PO is the collateral.
Requirements
Most Tennessee businesses qualify. Here's what you need to get started.
Based on your last 4 months of bank deposits
Minimum time in business for most products
Dedicated business account required
Proof your business is registered
Driver's license or passport
Lenders for every credit profile
FAQ
Nashville's healthcare ecosystem is unlike anything in the country. $92B in healthcare revenue, headquartered right here — HCA, Community Health Systems, and dozens more. Our team works with healthcare practice owners every week who are acquiring practices, buying medical office buildings, and financing equipment. Memphis is the other side of the coin — FedEx makes it the logistics center of the world, and medical device manufacturers are expanding production to stay close to that distribution network.
Here's what makes Tennessee special for business owners: no state income tax. That's not just a marketing line — it directly improves your cash flow, your DSCR, and your loan qualification. A $3.8M medical office acquisition with a 1.52x DSCR in Nashville would be a 1.38x in a state with 5% income tax. That's the difference between approval and denial. Capital stacking is how our team structures these — SBA 504 for the building, equipment line for what goes inside, working capital to bridge. Run your numbers through our commercial funding calculator.
— Bobby Friel, Basecamp Funding - Founder
One application. 70+ lenders compete. Your dedicated specialist presents your best options.
No credit impact · No obligation · 60 seconds
