Memphis Market
Memphis is the logistics capital of the world. FedEx's global headquarters is here, and the Memphis International Airport handles more cargo than any other airport in the Western Hemisphere. That logistics infrastructure attracts manufacturing, distribution, and wholesale businesses from every industry.
Medical device manufacturing is Memphis's other powerhouse. Medtronic, Smith & Nephew, and Wright Medical all have major operations here. The combination of FedEx shipping and medical device production creates a unique corridor — manufacturers can ship to 90% of the US population within two days. The Port of Memphis on the Mississippi River adds another dimension to the logistics story.
Blues and BBQ tourism draw visitors year-round, and Beale Street remains one of America's most iconic entertainment districts. For Memphis business owners, the cost advantage is real — commercial rents and property prices are a fraction of Nashville's, but the logistics infrastructure is world-class.
Real Results
Real financing scenarios for Memphis businesses through our lender network.
$3.2M capital stack for a medical device manufacturer expanding production. $1.8M facility (SBA 504), $1M equipment line, $400K working capital. Positioned near FedEx hub for same-day shipping.
$3.2M capital stack → FedEx adjacent → 3 products
$1.5M fleet expansion for a logistics company serving FedEx's last-mile network. 8 new trucks + 3 trailers. Equipment financing at 10% down.
$1.5M funded → 10% down → FedEx last-mile ready
$800K warehouse acquisition near the Memphis airport. SBA 504 with 10% down. Distribution company serving 3 states. Building appraised at $950K — instant equity.
$800K funded → 10% down → $150K instant equity
$500K for a BBQ restaurant expanding to a second location on Beale Street. Kitchen buildout + equipment + 3 months working capital. SBA 7(a) with 10% down.
$500K funded → 10% down → Beale Street location
“We're a medical device manufacturer and needed to expand production fast. Our bank wanted 90 days and 25% down. Basecamp stacked an SBA 504 for the facility, equipment line for the machines, and working capital to hire. Three products, one application. We were in production 45 days later.”
— Medical device manufacturer, Memphis TN
Get Started
One application — 60 seconds. 70+ lenders compete. Your dedicated specialist presents your best options.
Industries We Fund
Medical devices, automotive parts, food processing — Memphis manufacturing thrives on FedEx logistics.
🚛FedEx HQ, I-40 corridor, Mississippi River — Memphis is the logistics center of the world.
📦FedEx logistics makes Memphis the center of US distribution. Wholesale and distribution thrive here.
🦷Medical device manufacturing, hospitals, and growing healthcare services across the metro.
🍽️Beale Street, Memphis BBQ, and a growing food scene beyond the tourist district.
🏗️Industrial development, warehouse construction, and commercial projects across Shelby County.
Market Data
Key business cost metrics for Memphis, TN.
| Category | Memphis Data |
|---|---|
| Commercial Rent | $16–$28/sq ft (office) · $5–$9/sq ft (industrial) |
| Average Wages | $44,800 median household income |
| Permits & Licensing | $600–$5,000 depending on scope |
| Commercial Property Prices | $100–$200/sq ft (commercial office) |
Why Basecamp
Here's why Memphis business owners choose Basecamp over their local bank.
| Category | Traditional Bank | Basecamp Funding |
|---|---|---|
| Number of lenders | 1 bank, 1 answer | 70+ lenders compete for your business |
| Application time | 60–90 minutes in-branch | 60 seconds online |
| Time to funding | 45–90 days | Same day to 30 days |
| Capital available | Limited to bank's appetite | Capital stacks up to $10M+ |
| Credit requirements | 720+ FICO typical | Revenue-focused — we evaluate total business performance |
| Specialist support | Loan officer managing 50+ files | Dedicated specialist for your transaction |
Whether you're a growing startup or a multi-million-dollar operation, we match you with the right product and amount.
$10K – $1M
Revenue-based funding for working capital, equipment, and growth. Most fund in 1–3 days.
See What You Qualify For →$1M – $5M
Structured financing with capital stacking. Dedicated commercial specialist.
Talk to a Commercial Specialist →$5M – $10M+
Complex transactions. Multi-lender capital stacks. Acquisitions, CRE, fleet buildouts.
Request a Financing Review →Recommended Products
The most popular funding types for businesses in Memphis. Each links to a detailed product page.
Manufacturing equipment, truck fleets, warehouse machinery — Memphis businesses are asset-heavy.
View Product Details →Best rates for facility acquisitions, manufacturing expansions, and restaurant growth in Memphis.
View Product Details →Memphis industrial and warehouse CRE is undervalued compared to Nashville. SBA 504 at 10% down.
View Product Details →Bridge production ramps, seasonal logistics demand, or fund rapid growth. Fund in 1–3 days.
View Product Details →FAQ
Memphis is the logistics capital of the world — and our team sees that in every transaction. Medical device manufacturers expanding production to stay close to FedEx. Trucking companies scaling fleets for last-mile delivery. Wholesale distributors acquiring warehouses near the airport. The common thread is logistics — and Memphis has more of it than anywhere in America.
Here's what makes Memphis special for business owners: the cost advantage. Commercial rents are half of Nashville's. Industrial space near FedEx is still affordable. That means your dollar goes further, your DSCR looks better, and lenders compete harder for your business. Capital stacking is how our team structures manufacturing projects — SBA 504 for the facility, equipment line for the machines, working capital to hire and ramp. Run your numbers through our commercial funding calculator.

Bobby Friel
Founder, Basecamp Funding
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For capital stacks combining SBA, commercial real estate, equipment, and working capital into one structured package from $500K to $10M+, our commercial team structures the full deal across multiple lenders.
Explore Commercial Financing →One application. 70+ lenders compete. Your dedicated specialist presents your best options.
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