IV Therapy business funding — Medical professional adjusting an IV vitamin drip for a patient during infusion therapy
No Hard Credit Pull · Same-Day Funding Available
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IV Therapy Business Loans — Funded in 24 Hours

IV therapy is one of the fastest-growing wellness services — low startup costs, high margins, and growing consumer demand. Between IV supplies, medical director agreements, and the marketing to build a client base in a new category — IV therapy businesses need capital to scale quickly.

No hard credit pull to see your options
Revenue-based approval, not FICO-based
70+ lending partners compete for your business
Funded as fast as same day
$10M+
Max Funding
Per deal or stacked
Same-Day
Available
Fastest funding option
IV Therapy
Funding Experts
Specialized underwriting
70+
Lenders
Banks compete for you
5.0★★★★★78 Google ReviewsBasecamp Funding BBB Business Review
No Minimum Credit Score$10K+ Monthly Deposits6+ Months OperatingNo Hard Credit PullAll Med Spa Types

This Is Why You're Here

Why IV Therapys Come to Us Instead of Their Bank

1

You're launching an IV therapy bar inside your existing med spa. Supplies, furniture, marketing, and 3 months of IV-specific inventory cost $25K. Each drip generates $150-$400.

2

A corporate client wants weekly IV wellness sessions for 50 employees. Setup, supplies, and a mobile IV team cost $15K upfront. The contract is $8K/month.

3

Your IV compounding costs are eating margins. A membership model would smooth revenue but requires $10K in marketing and a booking platform upgrade.

4

NAD+ infusions are the hottest add-on in your market — $500-$1,000 per session. But NAD+ costs $300-$600 per vial wholesale. You need $18K in NAD+ inventory to launch the program and your supplier doesn't do net-30.

5

A music festival 2 hours away wants an on-site IV hydration tent for 3 days. You need $12K for a mobile setup, extra staff, and 200 IV bags. The event will expose your brand to 15,000 attendees and you'll clear $25K in drip revenue.

★★★★★

Launched our IV drip bar inside our existing med spa with $28K from Basecamp — supplies, furniture, and a marketing blitz. We hit $18K/month in IV revenue within 60 days. Best ROI of any service we've added.

Christina M., IV Therapy Bar Owner, Denver, CO

IV Therapy Financing

Get Your IV Therapy Business Funded in 60 Seconds

Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.

Estimated range appears instantly
Auto-advances as you answer — no extra clicks
Soft credit pull only — your FICO stays untouched
Real specialist reviews your file within the hour
No obligation — see your options and decide
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$75K/mo$2M+

Estimated Approval Range

$75K$113K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

5.0★★★★★78 ReviewsBasecamp Funding BBB Business Review

Built for Your Business

Why IV Therapy Businesses Choose Basecamp

💧

Vitamin Inventory Has Short Shelf Life

IV vitamins and minerals expire. You can't stockpile 6 months of glutathione and NAD+. But you need enough on hand to handle walk-ins and group bookings. We fund rolling inventory so you never turn away a drip.

🚐

Mobile IV Rigs Need Fast Financing

Mobile IV services need outfitted vans — $40K-$60K each with medical equipment, supplies, and branding. Banks don't finance mobile medical vehicles. We do, because mobile is where the margins are.

⚖️

Compliance Costs Hit Before Revenue Does

Medical director agreements, state licensing, pharmacy relationships, liability coverage — $10K-$20K before you open. Banks want revenue history from a business that doesn't exist yet. We fund launch costs based on your plan and deposits.

🎯

Group Bookings Spike Your Supply Needs

A corporate wellness event books 30 drips in one day. That's $6K in supplies you need to order this week. Your regular supply order doesn't cover it. We fund surge inventory so you never cap your bookings.

What You're Up Against

The Real Challenges IV Therapys Face

ChallengeWhat It Looks LikeFunding SolutionAmountSpeed
Vitamin and medication inventory costsNAD+ costs $300-$600 per vial wholesale. Glutathione, B12, and mineral blends add up fast. A full IV menu requires $10K-$25K in inventory on hand.Line of credit for rolling inventory purchases$10K–$30KPre-approved, draw as needed
Medical director compliance requirementsState regulations require a medical director agreement ($2K-$5K/month), pharmacy relationships, and liability coverage — $15K-$25K before treating your first patient.Working capital for compliance and licensing setup$15K–$30K1–3 days
Mobile IV van buildout ($40K–$60K)Mobile IV services need outfitted vans with medical equipment, refrigeration, supplies, and branding. Banks don't finance mobile medical vehicles.Equipment financing for mobile IV van buildout$40K–$65K3–7 days
Event and festival season pre-stockingMusic festivals, corporate wellness events, and group bookings spike demand 3-5x overnight. You need $10K-$20K in surge inventory and extra nursing staff.Working capital for event pre-stocking$10K–$25K1–3 days
Nursing staff scaling for volumeEach IV nurse handles 6-8 drips per shift. Scaling from 15 to 40 drips/day means hiring 3-4 additional RNs at $35-$50/hour plus onboarding costs.Working capital for staffing ramp-up$20K–$50K1–3 days

Pricing Transparency

What IV Therapy Funding Actually Costs

ProductAmountTermRateSpeed
Working Capital$10K–$2M3–18mo8–22% APR1–3 days
Equipment Financing$10K–$5M2–5yr5–15% APR3–7 days
SBA Loans$50K–$5M5–25yr6–10% APR3–4 weeks
Business LOC$10K–$5MRevolving8–24% APR1–5 days
Term Loans$50K–$5M1–5yr7–18% APR1–3 days

Rates vary by credit, revenue, and time in business. These are typical ranges.

These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.

Calculate Your Real Cost →

Tax Strategy

Section 179 Breakdown for IV Therapys

EquipmentCostTax RateDeductionTax SavingsNet Cost
IV prep station$8,00035%$8,000$2,800$5,200
Mobile IV van buildout$55,00040%$55,000$22,000$33,000
Medical refrigeration$10,00035%$10,000$3,500$6,500

Finance the equipment. Keep your cash. Take the deduction. Your mobile iv van buildout costs $33,000 after taxes and you never touched your reserves.

— Bobby Friel, Basecamp Funding - Founder

How It Works

From Application to Funded in 5 Steps

No paperwork avalanche. No bank lobby. No guessing.

📝
1

60-Second Application

Answer a few quick questions about your business. No documents needed yet.

🔍
2

Soft Credit Check

We check your options with zero impact on your FICO. Your score stays untouched.

🏦
3

Lenders Compete Behind the Scenes

Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.

📞
4

One Specialist, Multiple Offers

Your funding specialist presents your best options. No spam calls. No runaround.

5

Pick Your Offer & Get Funded

Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.

IV Therapy Capital Uses

What IV Therapy Businesses Use Funding For

Laser & Light Devices

IPL, fractional CO2, Nd:YAG, diode. Fund the next-gen platform without draining your operating account.

💉

Injectable Inventory

Botox, Dysport, Juvederm, Restylane, Sculptra. Buy in bulk for better margins. Never turn clients away.

🏥

Buildout & Renovation

Treatment rooms, reception areas, Instagrammable spaces. Create the premium experience your clients expect.

🔬

Body Contouring Systems

CoolSculpting, Emsculpt, RF body tightening, laser lipo. High-ticket services that pay for themselves.

👩‍⚕️

Staffing & Training

Licensed aestheticians, RNs, NPs, front desk. Fund hiring and certification programs.

📣

Marketing & Client Acquisition

Instagram ads, Google Ads, influencer partnerships, before/after content, loyalty programs.

Full Transparency

What Kills Your Qualification (And What Doesn't)

Most lenders won't tell you this upfront. We will.

✅ These Won't Stop You

Low personal credit score (no minimum FICO)
Newer practice (6 months is enough)
Clinical professional with no business finance background
Existing equipment leases or vendor financing
Single treatment room or small operation
Seasonal client volume fluctuations
No collateral beyond equipment
Prior bank denial for business financing

These Can Be Deal-Breakers

Less than $10,000/month in bank deposits
Less than 6 months in operation
No business checking account
Active (undischarged) bankruptcy
Negative average daily bank balance
Heavy NSF/overdraft activity on statements
Revoked or suspended medical license
Undisclosed existing positions or defaults

Need commercial insurance for your iv therapy business?

Medical malpractice and business property coverage are required before most equipment financing closes. InsuranceService365.com covers med spas across 29 states.

Check Coverage Options →

Don't Wait Until You Need Funding to Get Funded

68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.

Ready?

See What Your IV Therapy Business Qualifies For

Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.

Estimated approval range appears instantly
Auto-advances — no extra buttons to click
Soft pull only — FICO untouched
70+ lenders compete for your business
No obligation to accept any offer
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$75K/mo$2M+

Estimated Approval Range

$75K$113K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

5.0★★★★★78 ReviewsBasecamp Funding BBB Business Review

Other Med Spas Specialties We Fund

Click any specialty for tailored financing options.

Recommended Products

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FAQs

IV Therapy Business Loan FAQs

IV Therapy Business Loans & IV Drip Bar Financing — $10K to $500K+

IV therapy has some of the best margins in wellness. A $150 bag of saline, vitamins, and minerals sells for $300-$400 per drip. That's 70%+ margins all day. But launching a drip bar costs more than people think. Medical director agreement, state licensing, pharmacy relationships, treatment chairs, supplies, marketing — you're looking at $25K-$50K before the first IV line goes in. And banks see 'IV therapy' and have no idea what to do with it.

Here's the thing. IV therapy is a volume game. You need walk-ins, corporate wellness contracts, group bookings, and mobile services to max out your chairs. A corporate event books 30 drips and you need $6K in supplies this week. A mobile van costs $50K to outfit. We fund the launch, the inventory, and the expansion. 70+ lenders who actually understand wellness businesses. No hard pull. Most drip bar owners hear back same day.

Stop Waiting on Banks. Get Your IV Therapy Business Funded Today.

60 seconds. No credit impact. No obligation.

See What You Qualify For →

No hard credit pull · Free to check · Nationwide