This Is Why You're Here
Why IV Therapys Come to Us Instead of Their Bank
You're launching an IV therapy bar inside your existing med spa. Supplies, furniture, marketing, and 3 months of IV-specific inventory cost $25K. Each drip generates $150-$400.
A corporate client wants weekly IV wellness sessions for 50 employees. Setup, supplies, and a mobile IV team cost $15K upfront. The contract is $8K/month.
Your IV compounding costs are eating margins. A membership model would smooth revenue but requires $10K in marketing and a booking platform upgrade.
NAD+ infusions are the hottest add-on in your market — $500-$1,000 per session. But NAD+ costs $300-$600 per vial wholesale. You need $18K in NAD+ inventory to launch the program and your supplier doesn't do net-30.
A music festival 2 hours away wants an on-site IV hydration tent for 3 days. You need $12K for a mobile setup, extra staff, and 200 IV bags. The event will expose your brand to 15,000 attendees and you'll clear $25K in drip revenue.
Launched our IV drip bar inside our existing med spa with $28K from Basecamp — supplies, furniture, and a marketing blitz. We hit $18K/month in IV revenue within 60 days. Best ROI of any service we've added.
Christina M., IV Therapy Bar Owner, Denver, CO
IV Therapy Financing
Get Your IV Therapy Business Funded in 60 Seconds
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. Soft-pull pre-qual.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
Soft-pull pre-qual · No obligation · Estimate only
Built for Your Business
Why IV Therapy Businesses Choose Basecamp
Vitamin Inventory Has Short Shelf Life
IV vitamins and minerals expire. You can't stockpile 6 months of glutathione and NAD+. But you need enough on hand to handle walk-ins and group bookings. We fund rolling inventory so you never turn away a drip.
Mobile IV Rigs Need Fast Financing
Mobile IV services need outfitted vans — $40K-$60K each with medical equipment, supplies, and branding. Banks don't finance mobile medical vehicles. We do, because mobile is where the margins are.
Compliance Costs Hit Before Revenue Does
Medical director agreements, state licensing, pharmacy relationships, liability coverage — $10K-$20K before you open. Banks want revenue history from a business that doesn't exist yet. We fund launch costs based on your plan and deposits.
Group Bookings Spike Your Supply Needs
A corporate wellness event books 30 drips in one day. That's $6K in supplies you need to order this week. Your regular supply order doesn't cover it. We fund surge inventory so you never cap your bookings.
Bobby's Take
Bobby's Playbook for IV Therapy
Most IV therapy practice owners learn quickly that bank lenders evaluate them like consumer borrowers — personal FICO first, practice cash flow second. The lenders who actually fund IV therapy don't start with FICO. They start with your $200-per-bag ASPs, wellness-membership recurring revenue, and mobile-and-clinic hybrid mix. The difference is whether your file gets evaluated as a small business or as a credit-card application. Here's how to position your transaction so the right specialists see it first.
Three things determine whether an IV therapy transaction closes: weekly drip volume, your wellness-membership conversion rate, and supply-cost ratio per treatment. Not your personal FICO. Not whether you have years of medical-practice history. Specialist IV therapy lenders care about whether your weekly drip revenue supports a $1,000-$2,000/month payment — and whether your membership conversion rate signals a recurring base rather than one-off concierge bookings.
The biggest mistake IV therapy operators make: applying with mobile-IV revenue mixed in with clinic-based revenue, with no breakdown by channel. The lender sees blended deposits and underwrites to the lower-margin channel. The fix: separate mobile, clinic-walk-in, and membership revenue on the file. Specialist IV therapy lenders price each channel correctly. Generalist lenders treat it all as one bucket and assume the lowest margin applies.
recurring drip revenue lost on delayed expansion
Where this gets interesting at scale: an IV therapy practice adding drip rooms or expanding mobile capacity doesn't need ONE loan. They need equipment financing for the IV chairs and supplies + a working capital line for product inventory and concierge-booking marketing + sometimes a SBA microloan for a mobile-van fit-out. Three products, three lenders, one application — that's how single-room IV therapy practices scale into multi-room wellness clinics or hybrid mobile-and-clinic operations.
The IV therapy operators who scale fastest aren't the ones who waited for membership numbers to be perfect. They're the ones who had drip-room capacity and mobile-van fit-out ready when local demand hit a tipping point. Every quarter you delay opening a second drip room or launching a mobile arm is $8,000-$18,000 in monthly recurring drip revenue. Run the numbers in 60 seconds — see what 70+ specialist lenders will offer your IV therapy practice this week.
Bottom line:
IV therapy practices get priced like medical equipment when they're really retail wellness. Separate mobile, clinic, and membership revenue on the file — that's how a specialist prices each channel correctly.
Bobby Friel
Founder, Basecamp Funding
What You're Up Against
The Real Challenges IV Therapys Face
Pricing Transparency
What IV Therapy Funding Actually Costs
Rates and terms depend on credit, revenue, time in business, and lender. Every business is unique — see what 70+ lenders will offer you in 60 seconds. Soft-pull pre-qual.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Tax Strategy
Section 179 Breakdown for IV Therapys
Finance the equipment. Keep your cash. Take the deduction. Your mobile iv van buildout costs $33,000 after taxes and you never touched your reserves.
Bobby Friel
Founder, Basecamp Funding
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Intake
Tell us about your med-spa, services offered, and monthly revenue. No patient data or P&L upload.
Soft Credit Screen
We screen options with no impact on personal FICO or practice commercial credit.
Aesthetic-Specialty Lenders Compete
70+ lenders who fund med-spas, laser practices, and aesthetics review your file in parallel.
One Specialist, Multiple Term Sheets
Your funding specialist walks through equipment finance, working capital, and acquisition structures.
Choose Your Offer, Sign, Get Funded
E-signature. Capital lands in time to install lasers, stock injectables, or open the second location.
IV Therapy Capital Uses
What IV Therapy Businesses Use Funding For
Laser & Light Devices
IPL, fractional CO2, Nd:YAG, diode. Fund the next-gen platform without draining your operating account.
Injectable Inventory
Botox, Dysport, Juvederm, Restylane, Sculptra. Buy in bulk for better margins. Never turn clients away.
Buildout & Renovation
Treatment rooms, reception areas, Instagrammable spaces. Create the premium experience your clients expect.
Body Contouring Systems
CoolSculpting, Emsculpt, RF body tightening, laser lipo. High-ticket services that pay for themselves.
Staffing & Training
Licensed aestheticians, RNs, NPs, front desk. Fund hiring and certification programs.
Marketing & Client Acquisition
Instagram ads, Google Ads, influencer partnerships, before/after content, loyalty programs.
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
These Can Be Deal-Breakers
Need commercial insurance for your iv therapy business?
Medical malpractice and business property coverage are required before most equipment financing closes. InsuranceService365.com covers med spas across 29 states.
Don't Wait Until You Need Funding to Get Funded
Aesthetic equipment is the fastest-payback category in healthcare — but only if the equipment is installed before the next promotional cycle. The practices that scale funded the laser, the body-contouring platform, or the second-room buildout BEFORE the next campaign launched. Pre-qualify when revenue is steady — that's when lenders structure the friendliest terms.
Ready?
See What Your IV Therapy Business Qualifies For
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
Soft-pull pre-qual · No obligation · Estimate only
Other Med Spas Specialties We Fund
Click any specialty for tailored financing options.
Recommended Products
Recommended Funding for IV Therapy Businesses
Working Capital
Fund injectable inventory, marketing, and payroll. Funded same day.
Learn More →Equipment Financing
Finance lasers, body contouring devices, and platforms — asset-backed.
Learn More →SBA Loans
New location buildout or practice acquisition at government-backed rates.
Learn More →Business Line of Credit
Revolving access for Botox, filler, and supply inventory.
Learn More →FAQs
IV Therapy Business Loan FAQs
IV Therapy Business Loans & IV Drip Bar Financing — $10K to $500K+
IV therapy has some of the best margins in wellness. A $150 bag of saline, vitamins, and minerals sells for $300-$400 per drip. That's 70%+ margins all day. But launching a drip bar costs more than people think. Medical director agreement, state licensing, pharmacy relationships, treatment chairs, supplies, marketing — you're looking at $25K-$50K before the first IV line goes in. And banks see 'IV therapy' and have no idea what to do with it.
Here's the thing. IV therapy is a volume game. You need walk-ins, corporate wellness contracts, group bookings, and mobile services to max out your chairs. A corporate event books 30 drips and you need $6K in supplies this week. A mobile van costs $50K to outfit. We fund the launch, the inventory, and the expansion. 70+ lenders who actually understand wellness businesses. No hard pull. Most drip bar owners hear back same day.
Stop Postponing the Equipment That Pays for Itself. Get Your IV Therapy Practice Funded Today.
60 seconds. Soft-pull pre-qual. No obligation.
See What You Qualify For →Soft-pull pre-qual · Free to check · Nationwide