IV therapy is one of the fastest-growing wellness services — low startup costs, high margins, and growing consumer demand. Between IV supplies, medical director agreements, and the marketing to build a client base in a new category — IV therapy businesses need capital to scale quickly.
This Is Why You're Here
You're launching an IV therapy bar inside your existing med spa. Supplies, furniture, marketing, and 3 months of IV-specific inventory cost $25K. Each drip generates $150-$400.
A corporate client wants weekly IV wellness sessions for 50 employees. Setup, supplies, and a mobile IV team cost $15K upfront. The contract is $8K/month.
Your IV compounding costs are eating margins. A membership model would smooth revenue but requires $10K in marketing and a booking platform upgrade.
NAD+ infusions are the hottest add-on in your market — $500-$1,000 per session. But NAD+ costs $300-$600 per vial wholesale. You need $18K in NAD+ inventory to launch the program and your supplier doesn't do net-30.
A music festival 2 hours away wants an on-site IV hydration tent for 3 days. You need $12K for a mobile setup, extra staff, and 200 IV bags. The event will expose your brand to 15,000 attendees and you'll clear $25K in drip revenue.
Launched our IV drip bar inside our existing med spa with $28K from Basecamp — supplies, furniture, and a marketing blitz. We hit $18K/month in IV revenue within 60 days. Best ROI of any service we've added.
Christina M., IV Therapy Bar Owner, Denver, CO
IV Therapy Financing
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
Built for Your Business
IV vitamins and minerals expire. You can't stockpile 6 months of glutathione and NAD+. But you need enough on hand to handle walk-ins and group bookings. We fund rolling inventory so you never turn away a drip.
Mobile IV services need outfitted vans — $40K-$60K each with medical equipment, supplies, and branding. Banks don't finance mobile medical vehicles. We do, because mobile is where the margins are.
Medical director agreements, state licensing, pharmacy relationships, liability coverage — $10K-$20K before you open. Banks want revenue history from a business that doesn't exist yet. We fund launch costs based on your plan and deposits.
A corporate wellness event books 30 drips in one day. That's $6K in supplies you need to order this week. Your regular supply order doesn't cover it. We fund surge inventory so you never cap your bookings.
What You're Up Against
| Challenge | What It Looks Like | Funding Solution | Amount | Speed |
|---|---|---|---|---|
| Vitamin and medication inventory costs | NAD+ costs $300-$600 per vial wholesale. Glutathione, B12, and mineral blends add up fast. A full IV menu requires $10K-$25K in inventory on hand. | Line of credit for rolling inventory purchases | $10K–$30K | Pre-approved, draw as needed |
| Medical director compliance requirements | State regulations require a medical director agreement ($2K-$5K/month), pharmacy relationships, and liability coverage — $15K-$25K before treating your first patient. | Working capital for compliance and licensing setup | $15K–$30K | 1–3 days |
| Mobile IV van buildout ($40K–$60K) | Mobile IV services need outfitted vans with medical equipment, refrigeration, supplies, and branding. Banks don't finance mobile medical vehicles. | Equipment financing for mobile IV van buildout | $40K–$65K | 3–7 days |
| Event and festival season pre-stocking | Music festivals, corporate wellness events, and group bookings spike demand 3-5x overnight. You need $10K-$20K in surge inventory and extra nursing staff. | Working capital for event pre-stocking | $10K–$25K | 1–3 days |
| Nursing staff scaling for volume | Each IV nurse handles 6-8 drips per shift. Scaling from 15 to 40 drips/day means hiring 3-4 additional RNs at $35-$50/hour plus onboarding costs. | Working capital for staffing ramp-up | $20K–$50K | 1–3 days |
Pricing Transparency
| Product | Amount | Term | Rate | Speed |
|---|---|---|---|---|
| Working Capital | $10K–$2M | 3–18mo | 8–22% APR | 1–3 days |
| Equipment Financing | $10K–$5M | 2–5yr | 5–15% APR | 3–7 days |
| SBA Loans | $50K–$5M | 5–25yr | 6–10% APR | 3–4 weeks |
| Business LOC | $10K–$5M | Revolving | 8–24% APR | 1–5 days |
| Term Loans | $50K–$5M | 1–5yr | 7–18% APR | 1–3 days |
Rates vary by credit, revenue, and time in business. These are typical ranges.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Tax Strategy
| Equipment | Cost | Tax Rate | Deduction | Tax Savings | Net Cost |
|---|---|---|---|---|---|
| IV prep station | $8,000 | 35% | $8,000 | $2,800 | $5,200 |
| Mobile IV van buildout | $55,000 | 40% | $55,000 | $22,000 | $33,000 |
| Medical refrigeration | $10,000 | 35% | $10,000 | $3,500 | $6,500 |
Finance the equipment. Keep your cash. Take the deduction. Your mobile iv van buildout costs $33,000 after taxes and you never touched your reserves.
— Bobby Friel, Basecamp Funding - Founder
How It Works
No paperwork avalanche. No bank lobby. No guessing.
Answer a few quick questions about your business. No documents needed yet.
We check your options with zero impact on your FICO. Your score stays untouched.
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
Your funding specialist presents your best options. No spam calls. No runaround.
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
IV Therapy Capital Uses
IPL, fractional CO2, Nd:YAG, diode. Fund the next-gen platform without draining your operating account.
Botox, Dysport, Juvederm, Restylane, Sculptra. Buy in bulk for better margins. Never turn clients away.
Treatment rooms, reception areas, Instagrammable spaces. Create the premium experience your clients expect.
CoolSculpting, Emsculpt, RF body tightening, laser lipo. High-ticket services that pay for themselves.
Licensed aestheticians, RNs, NPs, front desk. Fund hiring and certification programs.
Instagram ads, Google Ads, influencer partnerships, before/after content, loyalty programs.
Full Transparency
Most lenders won't tell you this upfront. We will.
Need commercial insurance for your iv therapy business?
Medical malpractice and business property coverage are required before most equipment financing closes. InsuranceService365.com covers med spas across 29 states.
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
Click any specialty for tailored financing options.
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Learn More →FAQs
IV therapy has some of the best margins in wellness. A $150 bag of saline, vitamins, and minerals sells for $300-$400 per drip. That's 70%+ margins all day. But launching a drip bar costs more than people think. Medical director agreement, state licensing, pharmacy relationships, treatment chairs, supplies, marketing — you're looking at $25K-$50K before the first IV line goes in. And banks see 'IV therapy' and have no idea what to do with it.
Here's the thing. IV therapy is a volume game. You need walk-ins, corporate wellness contracts, group bookings, and mobile services to max out your chairs. A corporate event books 30 drips and you need $6K in supplies this week. A mobile van costs $50K to outfit. We fund the launch, the inventory, and the expansion. 70+ lenders who actually understand wellness businesses. No hard pull. Most drip bar owners hear back same day.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide