This Is Why You're Here
Why Hair Restorations Come to Us Instead of Their Bank
You're adding FUE hair transplant services. The ARTAS robotic system is $250K. Each procedure generates $10K-$15K. Three procedures per month cover the payment.
Your PRP centrifuge needs replacing — a new system with advanced platelet separation is $18K. PRP hair treatments generate $2K+ each with 85% margins.
Hair loss consultations convert at 40% but you only get 15/month. Increasing marketing spend from $3K to $10K/month would generate 40+ consultations and 16+ procedures.
A hair transplant surgeon with 15 years of experience and a personal following of 50K on Instagram wants to join your practice. Signing bonus, build-out of a dedicated surgical suite, and equipment total $90K — but he's fielding two other offers this week.
You're losing $12K/month in PRP revenue because your single centrifuge can only process one patient at a time. A second PRP station with a dual-spin centrifuge and dedicated treatment chair is $22K. You've got 8 patients on a waitlist right now.
Funded $265K through Basecamp for an ARTAS robotic FUE system and marketing launch. Each transplant procedure brings in $12K. We did 5 procedures the first month — the device is already paying for itself.
Dr. Kevin P., Hair Restoration Surgeon, Dallas, TX
Hair Restoration Financing
Get Your Hair Restoration Business Funded in 60 Seconds
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. Soft-pull pre-qual.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
Soft-pull pre-qual · No obligation · Estimate only
Built for Your Business
Why Hair Restoration Businesses Choose Basecamp
Robotic Systems Cost More Than Most Practices
An ARTAS iX robotic FUE system is $250K-$350K. That's more than some practices' entire annual revenue. Banks won't touch it. We finance robotic hair restoration systems with the device as collateral — same week.
Consultation-to-Procedure Takes 60-90 Days
Hair transplant patients don't book on the first visit. They consult, think, research, come back. That's 60-90 days of marketing spend before your first $12K procedure. We fund the ramp-up period so you're not bleeding cash waiting for conversions.
PRP Revenue Bridges Between Transplants
PRP hair therapy at $1,500 per session fills your schedule between $12K transplant procedures. But the centrifuge, kits, and supplies cost $15K-$25K to set up. We fund the PRP launch so you have revenue flowing between surgical days.
Patient Acquisition Costs Are the Highest in Aesthetics
Hair restoration patients cost $500-$1,500 to acquire through marketing. A $10K monthly ad budget that converts 8 consultations might close 3 procedures. That's $36K in revenue but $10K in marketing first. We fund the patient pipeline.
Bobby's Take
Bobby's Playbook for Hair Restoration
Most hair restoration practice owners learn quickly that bank lenders evaluate them like consumer borrowers — personal FICO first, practice cash flow second. The lenders who actually fund hair restoration don't start with FICO. They start with your $8K-$15K per-procedure ASPs, single-day case revenue, and consult-to-procedure conversion rate. The difference is whether your file gets evaluated as a small business or as a credit-card application. Here's how to position your transaction so the right specialists see it first.
Three things determine whether a hair restoration transaction closes: monthly procedure count, average case value, and the surgeon or technician productivity. Not your personal FICO. Not your years in business. Specialist hair restoration lenders care about whether your monthly procedure revenue supports a $3,500-$5,500/month payment — and whether the device (NeoGraft, ARTAS, manual FUE) holds resale value to underwrite the loan against the asset itself.
The biggest mistake hair restoration operators make: applying without showing patient-financing volume separately from cash-pay revenue. Lenders see mixed deposits and underwrite to the lower-margin cash-pay column. The fix: separate patient-financed cases (CareCredit, Alphaeon, etc.) from cash-pay cases. Specialist hair restoration lenders price patient-financed revenue as predictable. Generalist lenders see all aesthetic revenue as one bucket.
case revenue going to competitors with shorter wait lists
Where this gets interesting at scale: a hair restoration practice adding a second device, second technician, or second location doesn't need ONE loan. They need equipment financing for the new device + a working capital line for the launch's marketing and consult-room staffing + a revenue-based term loan against existing case revenue to cover a second-location lease and buildout. Three products, three lenders, one application — that's how single-device hair restoration practices scale into multi-room or multi-location hair restoration centers.
The hair restoration operators who scale fastest aren't the ones who waited until consultation volume couldn't be absorbed by the single device. They're the ones who had the second technician trained and the equipment ready before consultation volume started overflowing. Every quarter you delay adding capacity is $30,000-$80,000 in deferred case revenue going to competitors with shorter wait lists. Run the numbers in 60 seconds — see what 70+ specialist lenders will offer your hair restoration practice this week.
Bottom line:
Hair restoration practices lose because patient-financed cases are blended with cash on the file. A specialist sees the financed volume as the recurring contracted base — generalists treat all aesthetic revenue as one bucket.
Bobby Friel
Founder, Basecamp Funding
What You're Up Against
The Real Challenges Hair Restorations Face
Pricing Transparency
What Hair Restoration Funding Actually Costs
Rates and terms depend on credit, revenue, time in business, and lender. Every business is unique — see what 70+ lenders will offer you in 60 seconds. Soft-pull pre-qual.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Tax Strategy
Section 179 Breakdown for Hair Restorations
Finance the equipment. Keep your cash. Take the deduction. Your microsurgery instruments costs $22,750 after taxes and you never touched your reserves.
Bobby Friel
Founder, Basecamp Funding
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Intake
Tell us about your med-spa, services offered, and monthly revenue. No patient data or P&L upload.
Soft Credit Screen
We screen options with no impact on personal FICO or practice commercial credit.
Aesthetic-Specialty Lenders Compete
70+ lenders who fund med-spas, laser practices, and aesthetics review your file in parallel.
One Specialist, Multiple Term Sheets
Your funding specialist walks through equipment finance, working capital, and acquisition structures.
Choose Your Offer, Sign, Get Funded
E-signature. Capital lands in time to install lasers, stock injectables, or open the second location.
Hair Restoration Capital Uses
What Hair Restoration Businesses Use Funding For
Laser & Light Devices
IPL, fractional CO2, Nd:YAG, diode. Fund the next-gen platform without draining your operating account.
Injectable Inventory
Botox, Dysport, Juvederm, Restylane, Sculptra. Buy in bulk for better margins. Never turn clients away.
Buildout & Renovation
Treatment rooms, reception areas, Instagrammable spaces. Create the premium experience your clients expect.
Body Contouring Systems
CoolSculpting, Emsculpt, RF body tightening, laser lipo. High-ticket services that pay for themselves.
Staffing & Training
Licensed aestheticians, RNs, NPs, front desk. Fund hiring and certification programs.
Marketing & Client Acquisition
Instagram ads, Google Ads, influencer partnerships, before/after content, loyalty programs.
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
These Can Be Deal-Breakers
Need commercial insurance for your hair restoration business?
Medical malpractice and business property coverage are required before most equipment financing closes. InsuranceService365.com covers med spas across 29 states.
Don't Wait Until You Need Funding to Get Funded
Aesthetic equipment is the fastest-payback category in healthcare — but only if the equipment is installed before the next promotional cycle. The practices that scale funded the laser, the body-contouring platform, or the second-room buildout BEFORE the next campaign launched. Pre-qualify when revenue is steady — that's when lenders structure the friendliest terms.
Ready?
See What Your Hair Restoration Business Qualifies For
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
Soft-pull pre-qual · No obligation · Estimate only
Other Med Spas Specialties We Fund
Click any specialty for tailored financing options.
Recommended Products
Recommended Funding for Hair Restoration Businesses
Working Capital
Fund injectable inventory, marketing, and payroll. Funded same day.
Learn More →Equipment Financing
Finance lasers, body contouring devices, and platforms — asset-backed.
Learn More →SBA Loans
New location buildout or practice acquisition at government-backed rates.
Learn More →Business Line of Credit
Revolving access for Botox, filler, and supply inventory.
Learn More →FAQs
Hair Restoration Business Loan FAQs
Hair Restoration Practice Loans & Hair Transplant Financing — $10K to $20M+
Hair restoration is the highest-ticket service in aesthetics. $10K-$15K per transplant procedure. But the equipment investment is massive. An ARTAS robotic FUE system runs $250K-$350K. A NeoGraft is $120K-$180K. PRP centrifuges and kits add another $15K-$25K. And here's what banks miss — hair transplant patients don't walk in and book. They consult, go home, think about it for 60-90 days, then come back. So you're spending $10K a month on marketing for 3 months before your first $12K procedure closes.
That patient acquisition gap is what kills new hair restoration practices. You need capital to survive the ramp. PRP therapy at $1,500 per session bridges the gap between transplant procedures — but you need the equipment first. We fund the robotic system, the PRP setup, the marketing campaign, and the 90-day ramp. 70+ lenders. Device as collateral. No hard pull. Most hair restoration practices get funded within a week.
Stop Postponing the Equipment That Pays for Itself. Get Your Hair Restoration Practice Funded Today.
60 seconds. Soft-pull pre-qual. No obligation.
See What You Qualify For →Soft-pull pre-qual · Free to check · Nationwide