This Is Why You're Here
Why Multi-Locations Come to Us Instead of Their Bank
Location 1 does $80K/month. Location 2 build-out, equipment, and launch capital total $300K. The new market has zero direct competitors within 10 miles.
You're acquiring a competitor's practice — 800 patients, 3 devices, and a fully built-out space for $250K. Integration costs another $30K for rebranding and marketing.
Your 3rd location needs a full device suite — CoolSculpting, Morpheus8, and a diode laser. Equipment total: $280K. Financing all three under one facility saves on rates.
Your landlord at location 1 is raising rent 30% at renewal. A $180K build-out in a better space 2 miles away would cut your rent by $2K/month and give you 800 more square feet. But you need to move in 60 days or sign the overpriced lease.
You just hired a medical director for location 2 but she can't start for 45 days. Payroll, insurance, and credentialing costs are $18K before she sees her first patient — and location 2 is burning $6K/month in overhead while ramping up.
Acquired a competitor's 2-location med spa for $250K through Basecamp's SBA lending network. Closed in 24 days. Combined revenue across all 4 locations hit $320K/month within 6 months of the acquisition.
Dr. Nathan F., Multi-Location Med Spa Owner, Phoenix, AZ
Multi-Location Financing
Get Your Multi-Location Business Funded in 60 Seconds
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Built for Your Business
Why Multi-Location Businesses Choose Basecamp
Location 2 Build-Out Is a $300K+ Project
Lease, build-out, equipment, staff, marketing — a second location runs $300K-$700K total. And your bank wants to underwrite it like a startup even though location 1 does $80K/month. We underwrite based on your proven performance.
Acquisitions Move Fast or Not at All
A competitor closing? Their patient list and equipment are worth $200K-$400K. But the transaction closes in 30 days or it's gone. SBA takes 3-4 months. We structure bridge financing to close fast and refinance into SBA terms after.
Staffing Two Locations Doubles Payroll Overnight
Location 2 needs a medical director, 2-3 providers, front desk, and marketing — $30K-$50K/month in new payroll before the patient volume catches up. We fund the 90-day staffing ramp so payroll doesn't drain location 1.
Centralized Systems Cost Real Money
Multi-location means shared EMR, centralized scheduling, unified marketing, and standardized training. That infrastructure costs $20K-$40K to set up. Banks don't fund software and systems. We fund the operational backbone that makes scaling possible.
What You're Up Against
The Real Challenges Multi-Locations Face
Pricing Transparency
What Multi-Location Funding Actually Costs
Rates vary by credit, revenue, and time in business. These are typical ranges.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Tax Strategy
Section 179 Breakdown for Multi-Locations
Finance the equipment. Keep your cash. Take the deduction. Your equipment package per location costs $57,000 after taxes and you never touched your reserves.
— Bobby Friel, Basecamp Funding - Founder
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Application
Answer a few quick questions about your business. No documents needed yet.
Soft Credit Check
We check your options with zero impact on your FICO. Your score stays untouched.
Lenders Compete Behind the Scenes
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
One Specialist, Multiple Offers
Your funding specialist presents your best options. No spam calls. No runaround.
Pick Your Offer & Get Funded
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
Multi-Location Capital Uses
What Multi-Location Businesses Use Funding For
Laser & Light Devices
IPL, fractional CO2, Nd:YAG, diode. Fund the next-gen platform without draining your operating account.
Injectable Inventory
Botox, Dysport, Juvederm, Restylane, Sculptra. Buy in bulk for better margins. Never turn clients away.
Buildout & Renovation
Treatment rooms, reception areas, Instagrammable spaces. Create the premium experience your clients expect.
Body Contouring Systems
CoolSculpting, Emsculpt, RF body tightening, laser lipo. High-ticket services that pay for themselves.
Staffing & Training
Licensed aestheticians, RNs, NPs, front desk. Fund hiring and certification programs.
Marketing & Client Acquisition
Instagram ads, Google Ads, influencer partnerships, before/after content, loyalty programs.
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
These Can Be Deal-Breakers
Need commercial insurance for your multi-location business?
Medical malpractice and business property coverage are required before most equipment financing closes. InsuranceService365.com covers med spas across 29 states.
Don't Wait Until You Need Funding to Get Funded
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
See What Your Multi-Location Business Qualifies For
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Other Med Spas Specialties We Fund
Click any specialty for tailored financing options.
Recommended Products
Recommended Funding for Multi-Location Businesses
Working Capital
Fund injectable inventory, marketing, and payroll. Funded same day.
Learn More →Equipment Financing
Finance lasers, body contouring devices, and platforms — asset-backed.
Learn More →SBA Loans
New location buildout or practice acquisition at government-backed rates.
Learn More →Business Line of Credit
Revolving access for Botox, filler, and supply inventory.
Learn More →FAQs
Multi-Location Business Loan FAQs
Multi-Location Med Spa Loans & Aesthetics Expansion Financing — $25K to $10M+
Location 1 proves the model. Location 2 proves you can scale. But scaling a med spa means $300K-$700K for the second spot — lease, build-out, equipment, staff, marketing. Your bank looks at your application and treats it like a startup loan. They don't care that location 1 does $80K a month with a waitlist. They want 2 years of P&L for the new location. That doesn't exist yet. We underwrite location 2 based on location 1's proven performance.
And acquisitions? A competitor closing down is a once-in-5-years opportunity. Their patient list, their equipment, their trained staff — worth $200K-$400K. But the transaction closes in 30 days or the patients scatter. SBA takes 3-4 months. We bridge the acquisition fast and refinance into SBA terms after. 70+ lenders. No hard pull. We've funded $250K competitor acquisitions, $500K new-location build-outs, and $1M+ multi-location expansions. All through our network.
Stop Waiting on Banks. Get Your Multi-Location Business Funded Today.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide