This Is Why You're Here
Why MedSpa Franchises Come to Us Instead of Their Bank
You're buying a Laser Away / Ideal Image / LaserMD franchise. Total startup: $450K including franchise fee, build-out, equipment, and working capital. You have $100K in savings.
Corporate mandated an equipment upgrade — new devices by Q2 or lose the franchise agreement. Cost: $80K. Revenue is strong but the timeline is tight.
You're a multi-unit franchisee adding your 3rd location. Corporate approved the territory. Build-out, equipment, and working capital total $350K.
Your franchise agreement requires a $50K renovation to meet new brand standards by June. Corporate won't extend the deadline and non-compliance means losing the territory. The renovation is cosmetic — new signage, lobby refresh, treatment room updates — but the cash isn't there.
Royalties are $4,500/month and your location just opened 6 weeks ago. Patient volume is ramping but you're burning $8K/month more than you're bringing in. You need $30K in working capital to bridge the 90-day ramp before the location hits breakeven.
Needed $380K for my second Ideal Image franchise location — franchise fee, build-out, equipment, and 3 months of operating capital. Basecamp structured an SBA loan plus equipment financing and we closed in 22 days. Location 2 was profitable by month four.
David C., Med Spa Franchisee, Tampa, FL
MedSpa Franchise Financing
Get Your MedSpa Franchise Business Funded in 60 Seconds
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Built for Your Business
Why MedSpa Franchise Businesses Choose Basecamp
Franchise Fees Aren't Negotiable
A $50K-$100K franchise fee is due before you break ground. Then there's the mandated build-out, required equipment packages, and corporate training fees. That's $300K-$500K in non-negotiable costs. We structure SBA plus equipment financing to cover the full launch.
Corporate Mandates Don't Come With Financing
The franchisor tells you which laser to buy, how to build out the space, and which software to use. But they don't fund any of it. You're stuck sourcing $200K in mandated equipment on your own. We handle the financing so you meet corporate specs on time.
Build-Out Timelines Are Non-Negotiable
Your franchise agreement says open in 6 months. The SBA process takes 3-4 months. That leaves zero margin for delay. We run SBA and equipment financing in parallel so you hit your opening date.
Royalties Start Before Revenue Peaks
Franchise royalties of 5-8% kick in from day one. You're paying $3K-$5K/month to corporate while still ramping up patient volume. We fund 3-6 months of operating capital so royalties don't eat your cash before you're profitable.
What You're Up Against
The Real Challenges MedSpa Franchises Face
Pricing Transparency
What MedSpa Franchise Funding Actually Costs
Rates vary by credit, revenue, and time in business. These are typical ranges.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Tax Strategy
Section 179 Breakdown for MedSpa Franchises
Finance the equipment. Keep your cash. Take the deduction. Your equipment package costs $72,000 after taxes and you never touched your reserves.
— Bobby Friel, Basecamp Funding - Founder
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Application
Answer a few quick questions about your business. No documents needed yet.
Soft Credit Check
We check your options with zero impact on your FICO. Your score stays untouched.
Lenders Compete Behind the Scenes
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
One Specialist, Multiple Offers
Your funding specialist presents your best options. No spam calls. No runaround.
Pick Your Offer & Get Funded
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
MedSpa Franchise Capital Uses
What MedSpa Franchise Businesses Use Funding For
Laser & Light Devices
IPL, fractional CO2, Nd:YAG, diode. Fund the next-gen platform without draining your operating account.
Injectable Inventory
Botox, Dysport, Juvederm, Restylane, Sculptra. Buy in bulk for better margins. Never turn clients away.
Buildout & Renovation
Treatment rooms, reception areas, Instagrammable spaces. Create the premium experience your clients expect.
Body Contouring Systems
CoolSculpting, Emsculpt, RF body tightening, laser lipo. High-ticket services that pay for themselves.
Staffing & Training
Licensed aestheticians, RNs, NPs, front desk. Fund hiring and certification programs.
Marketing & Client Acquisition
Instagram ads, Google Ads, influencer partnerships, before/after content, loyalty programs.
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
These Can Be Deal-Breakers
Need commercial insurance for your medspa franchise business?
Medical malpractice and business property coverage are required before most equipment financing closes. InsuranceService365.com covers med spas across 29 states.
Don't Wait Until You Need Funding to Get Funded
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
See What Your MedSpa Franchise Business Qualifies For
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Other Med Spas Specialties We Fund
Click any specialty for tailored financing options.
Recommended Products
Recommended Funding for MedSpa Franchise Businesses
Working Capital
Fund injectable inventory, marketing, and payroll. Funded same day.
Learn More →Equipment Financing
Finance lasers, body contouring devices, and platforms — asset-backed.
Learn More →SBA Loans
New location buildout or practice acquisition at government-backed rates.
Learn More →Business Line of Credit
Revolving access for Botox, filler, and supply inventory.
Learn More →FAQs
MedSpa Franchise Business Loan FAQs
Med Spa Franchise Loans & Franchise Aesthetics Financing — $25K to $5M+
Med spa franchises are a proven model. The brand is built. The systems are proven. The marketing playbook exists. But the startup costs are real. $50K-$100K franchise fee. $150K-$250K mandated build-out. $100K-$200K in required equipment packages. Corporate training fees. Grand opening marketing. You're at $350K-$500K before you treat patient one. And the franchisor tells you exactly what to buy but doesn't help you pay for it.
And here's what catches first-time franchisees off guard. Royalties. 5-8% of revenue goes to corporate from day one. That's $3K-$5K a month while you're still ramping up patient volume. You need operating capital to cover that gap. We structure SBA loans for the franchise fee and build-out, equipment financing for the mandated devices, and working capital for the first 3-6 months. One application covers all of it. 70+ lenders. No hard pull.
Stop Waiting on Banks. Get Your MedSpa Franchise Business Funded Today.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide