Wellness clinics blend medical services with holistic care — hormone therapy, functional medicine, weight management, and regenerative treatments. Between specialized lab testing, supplement inventory, and the providers needed to offer comprehensive wellness — these clinics need capital that supports a multi-service model.
This Is Why You're Here
You're adding hormone replacement therapy (HRT). Lab setup, bioidentical hormone inventory, and provider training cost $30K. Each HRT patient generates $300-$500/month in recurring revenue.
Your weight management program needs a body composition scanner ($15K) and GLP-1 medication inventory ($20K). Demand for medical weight loss has tripled in your market.
A functional medicine physician is available to join your practice. Recruiting, credentialing, and lab setup cost $40K. Their patient panel would add $25K/month in revenue.
Your semaglutide supplier raised prices 25% and your competitor is offering tirzepatide at $399/month. You need $35K to switch compounding pharmacies, rebrand your weight loss program, and run a patient acquisition campaign before you lose market share.
You've got 120 GLP-1 patients on monthly subscriptions but your in-house blood draw lab is at capacity. A $28K lab expansion — phlebotomy station, centrifuge, refrigerated storage — would eliminate the 2-week wait for new patient labs that's killing your conversion rate.
We added GLP-1 weight loss and HRT programs with $52K from Basecamp — medication inventory, body comp scanner, lab setup, everything. Within 90 days we had 85 patients on monthly recurring plans generating $35K/month.
Dr. Marcus L., Wellness Clinic Medical Director, Charlotte, NC
Wellness Clinic Financing
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
Built for Your Business
Semaglutide and tirzepatide cost $200-$500 per patient per month wholesale. With 50 patients, that's $15K-$25K in medication you need on hand before collecting a dime. Banks don't fund pharmaceutical inventory. We do.
In-house blood draws, hormone panels, body composition scanners — $20K-$40K in diagnostic equipment before you've enrolled a single patient. Banks want 2 years of history. We fund based on your deposits and growth trajectory.
HRT and weight loss programs are subscription models. It takes 60-90 days to build a patient panel to breakeven. You need working capital to cover payroll and supplies during the ramp. We bridge that gap.
Private-label supplements and nutraceuticals mean $10K-$20K in initial inventory. You can't sell from a half-empty shelf. We fund the full product launch so your retail display drives revenue from day one.
What You're Up Against
| Challenge | What It Looks Like | Funding Solution | Amount | Speed |
|---|---|---|---|---|
| Supplement and nutraceutical inventory | Private-label supplements and functional medicine products require $10K-$20K in initial inventory. You need a full retail display to drive revenue — half-empty shelves don't sell. | Working capital for full product line launch | $10K–$25K | 1–3 days |
| Functional lab testing supplies and equipment | In-house hormone panels, micronutrient testing, and blood draws require $15K-$30K in diagnostic equipment and ongoing supply costs. | Equipment financing for lab setup | $15K–$40K | 3–7 days |
| Practitioner recruitment for new modalities | Functional medicine physicians and HRT specialists command $150K+ salaries. Recruiting and credentialing a new provider costs $30K-$50K before they see their first patient. | Working capital for recruitment and salary bridge | $30K–$60K | 1–3 days |
| Marketing for new treatment modalities | Launching GLP-1 weight loss, HRT, or cryotherapy requires $15K-$30K in patient education content, Google Ads, and community outreach before the first enrollment. | Working capital for program launch marketing | $15K–$35K | 1–3 days |
| Retail product display and wellness space buildout | Wellness clinics need inviting retail displays, consultation rooms, and treatment spaces. Buildout for a professional wellness environment runs $20K-$50K. | Working capital or SBA loan for buildout | $20K–$55K | 1–5 days |
Pricing Transparency
| Product | Amount | Term | Rate | Speed |
|---|---|---|---|---|
| Working Capital | $10K–$2M | 3–18mo | 8–22% APR | 1–3 days |
| Equipment Financing | $10K–$5M | 2–7yr | 5–15% APR | 3–7 days |
| SBA Loans | $50K–$5M | 5–25yr | 6–10% APR | 3–4 weeks |
| Business LOC | $10K–$5M | Revolving | 8–24% APR | 1–5 days |
| Term Loans | $50K–$5M | 1–5yr | 7–18% APR | 1–3 days |
Rates vary by credit, revenue, and time in business. These are typical ranges.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Tax Strategy
| Equipment | Cost | Tax Rate | Deduction | Tax Savings | Net Cost |
|---|---|---|---|---|---|
| Body composition scanner | $15,000 | 35% | $15,000 | $5,250 | $9,750 |
| Cryotherapy chamber | $45,000 | 35% | $45,000 | $15,750 | $29,250 |
| Hyperbaric chamber | $35,000 | 35% | $35,000 | $12,250 | $22,750 |
Finance the equipment. Keep your cash. Take the deduction. Your cryotherapy chamber costs $29,250 after taxes and you never touched your reserves.
— Bobby Friel, Basecamp Funding - Founder
How It Works
No paperwork avalanche. No bank lobby. No guessing.
Answer a few quick questions about your business. No documents needed yet.
We check your options with zero impact on your FICO. Your score stays untouched.
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
Your funding specialist presents your best options. No spam calls. No runaround.
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
Wellness Clinic Capital Uses
IPL, fractional CO2, Nd:YAG, diode. Fund the next-gen platform without draining your operating account.
Botox, Dysport, Juvederm, Restylane, Sculptra. Buy in bulk for better margins. Never turn clients away.
Treatment rooms, reception areas, Instagrammable spaces. Create the premium experience your clients expect.
CoolSculpting, Emsculpt, RF body tightening, laser lipo. High-ticket services that pay for themselves.
Licensed aestheticians, RNs, NPs, front desk. Fund hiring and certification programs.
Instagram ads, Google Ads, influencer partnerships, before/after content, loyalty programs.
Full Transparency
Most lenders won't tell you this upfront. We will.
Need commercial insurance for your wellness clinic business?
Medical malpractice and business property coverage are required before most equipment financing closes. InsuranceService365.com covers med spas across 29 states.
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
Click any specialty for tailored financing options.
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Learn More →FAQs
GLP-1 weight loss changed everything for wellness clinics. Semaglutide and tirzepatide patients pay $300-$500 a month, every month, on subscription. But you need $15K-$25K in medication inventory before your first patient walks in. Add a body composition scanner at $8K, lab equipment at $15K, and a marketing push to fill your panel — you're at $50K+ before month one. Banks hear 'weight loss clinic' and think it's a gym. It's not. It's a medical practice with recurring revenue that puts most businesses to shame.
And HRT is the same story. Hormone pellets, testosterone, estrogen — patients stay for years. But the lab setup, provider training, and medication inventory cost real money upfront. We fund the whole launch. Labs, inventory, scanner, marketing. 70+ lenders who understand subscription-model medical practices. One application. No hard pull. Most wellness clinics hear back within hours.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide