Injectable practices are the backbone of med spa revenue — Botox alone generates $4.4 billion annually in the U.S. But maintaining inventory of Botox, Dysport, Juvederm, Restylane, and Sculptra costs $20K-$50K/month depending on volume. Between inventory cycles, injector hiring costs, and the marketing needed to keep chairs full — injectable clinics need capital that moves as fast as their business.
This Is Why You're Here
You need $30K in Botox and filler inventory for a promotional event that will generate $80K in treatments over 2 days. Your supplier wants prepayment.
A nurse injector with a $15K/month book of business is available immediately. Signing bonus, relocation, and 2 months of salary total $35K.
Your Google Ads are converting at 8:1 ROI but you capped your budget at $3K/month because cash is tied up in inventory. You're leaving $60K/year on the table.
Allergan just offered you tier-3 pricing on Juvederm — 18% discount — but only if you commit to a $45K order by Friday. You don't have the cash on hand, and passing means paying full price for the next 6 months.
Your lead injector quit and took 40% of her patients to a competitor across town. You need $25K for a recruiting firm, signing bonus, and a patient-retention marketing blitz before you lose the rest of the book.
We needed $45K for a Botox and filler inventory push before our summer promo. Basecamp funded it in 2 days — we did $120K in treatments that month and paid it back before the first due date.
Jessica R., Injectable Clinic Owner, Nashville, TN
Botox & Injectables Financing
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
Built for Your Business
Botox has a shelf life. Dysport has a shelf life. Your bank takes 6 weeks to approve a $30K inventory line while product expires on the shelf. We fund injectable inventory in 48 hours so you never run dry mid-month.
Allergan and Galderma require minimum order quantities. Miss the threshold and you lose tier pricing. We fund bulk buys so you hit every rebate bracket and keep your per-unit cost down.
A nurse injector with a $20K/month book walks in with an offer from a competitor. You need a $15K counter-offer today, not in 3 weeks. We fund retention packages fast enough to keep your best providers.
A Botox party or filler event generates $50K-$80K in a weekend. But you need $25K in product before the first patient sits down. We fund event inventory so your biggest revenue days actually happen.
What You're Up Against
| Challenge | What It Looks Like | Funding Solution | Amount | Speed |
|---|---|---|---|---|
| Botox expires 24 hours after reconstitution | Once reconstituted, Botox must be used within 24 hours or discarded. Overstocking means waste; understocking means turning away walk-ins. | Working capital for just-in-time inventory replenishment | $10K–$50K | 1–2 days |
| Seasonal demand peaks (wedding season, holidays) | Injectable demand spikes 40-60% before weddings, holidays, and summer. You need double inventory and extra injectors for 8-12 weeks. | Line of credit to scale inventory and temp staffing | $25K–$100K | Pre-approved, draw as needed |
| Allergan/Galderma minimum order requirements | Tier pricing requires $30K-$50K minimum orders. Missing the threshold means paying 15-20% more per unit for the next quarter. | Working capital to hit supplier tier thresholds | $30K–$75K | 1–3 days |
| Injector recruitment and retention | Top nurse injectors command $15K signing bonuses and $120K+ salaries. Losing one means losing $15K-$20K/month in treatment revenue. | Working capital for signing bonuses and salary bridges | $25K–$80K | 1–3 days |
| Patient financing program setup | Offering in-house financing or partnering with patient lending platforms requires $10K-$20K in setup and marketing to drive higher case acceptance. | Working capital for program launch and marketing | $10K–$30K | 1–3 days |
Pricing Transparency
| Product | Amount | Term | Rate | Speed |
|---|---|---|---|---|
| Working Capital | $10K–$2M | 3–18mo | 8–22% APR | 1–3 days |
| Equipment Financing | $10K–$5M | 2–7yr | 5–15% APR | 3–7 days |
| SBA Loans | $50K–$5M | 5–25yr | 6–10% APR | 3–4 weeks |
| Business LOC | $10K–$5M | Revolving | 8–24% APR | 1–5 days |
| Term Loans | $50K–$5M | 1–5yr | 7–18% APR | 1–3 days |
Rates vary by credit, revenue, and time in business. These are typical ranges.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Tax Strategy
| Equipment | Cost | Tax Rate | Deduction | Tax Savings | Net Cost |
|---|---|---|---|---|---|
| Cannula and injection system | $8,000 | 35% | $8,000 | $2,800 | $5,200 |
| Treatment chairs (x4) | $16,000 | 35% | $16,000 | $5,600 | $10,400 |
| Medical-grade refrigeration | $12,000 | 35% | $12,000 | $4,200 | $7,800 |
Finance the equipment. Keep your cash. Take the deduction. Your treatment chairs (x4) costs $10,400 after taxes and you never touched your reserves.
— Bobby Friel, Basecamp Funding - Founder
How It Works
No paperwork avalanche. No bank lobby. No guessing.
Answer a few quick questions about your business. No documents needed yet.
We check your options with zero impact on your FICO. Your score stays untouched.
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
Your funding specialist presents your best options. No spam calls. No runaround.
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
Botox & Injectables Capital Uses
IPL, fractional CO2, Nd:YAG, diode. Fund the next-gen platform without draining your operating account.
Botox, Dysport, Juvederm, Restylane, Sculptra. Buy in bulk for better margins. Never turn clients away.
Treatment rooms, reception areas, Instagrammable spaces. Create the premium experience your clients expect.
CoolSculpting, Emsculpt, RF body tightening, laser lipo. High-ticket services that pay for themselves.
Licensed aestheticians, RNs, NPs, front desk. Fund hiring and certification programs.
Instagram ads, Google Ads, influencer partnerships, before/after content, loyalty programs.
Full Transparency
Most lenders won't tell you this upfront. We will.
Need commercial insurance for your botox & injectables business?
Medical malpractice and business property coverage are required before most equipment financing closes. InsuranceService365.com covers med spas across 29 states.
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
Click any specialty for tailored financing options.
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Fund injectable inventory, marketing, and payroll. Funded same day.
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Learn More →Revolving access for Botox, filler, and supply inventory.
Learn More →FAQs
Here's the thing about injectable practices. Your biggest expense isn't rent or payroll — it's product. $20K-$50K a month in Botox, Dysport, Juvederm, Restylane. And your supplier doesn't care that your patients pay next week. They want payment now. So you're constantly floating $30K-$40K between buying product and collecting revenue. Banks don't get that cycle. They see 'inventory' and think you're a retail store. We see a practice doing $80K in treatments a month that needs $35K to keep the chairs full.
Look. If you're rationing Botox because cash is tight, you're losing patients. If you're turning down a nurse injector with a $15K/month book because you can't fund the signing bonus, you're leaving money on the table. One application. 70+ lenders. No hard credit pull. Most injectable practices hear back the same day.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide