Janitorial / Cleaning business funding — Professional janitorial supply cart with cleaning products and equipment in a commercial facility
No Hard Credit Pull · Same-Day Funding Available
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Janitorial / Cleaning Business Loans — Funded in 24 Hours

Janitorial supply distributors serve offices, schools, hospitals, and property managers — accounts that order predictably but pay slowly. Between chemical inventory, dispensing equipment, and the delivery fleet to service hundreds of accounts — jan-san distributors need capital that keeps product flowing.

No hard credit pull to see your options
Revenue-based approval, not FICO-based
70+ lending partners compete for your business
Funded as fast as same day
$10M+
Max Funding
Per deal or stacked
Same-Day
Available
Fastest funding option
Janitorial / Cleaning
Funding Experts
Specialized underwriting
70+
Lenders
Banks compete for you
5.0★★★★★78 Google ReviewsBasecamp Funding BBB Business Review
No Minimum Credit Score$10K+ Monthly Deposits6+ Months OperatingNo Hard Credit PullAll Distribution Types

This Is Why You're Here

Why Janitorial / Cleanings Come to Us Instead of Their Bank

1

A hospital system awarded you a cleaning supply contract — $20K/month recurring. Initial product stocking and dispenser installations cost $50K. They pay net-60.

2

Your top chemical supplier is offering 10% off on a $60K annual commitment. The discount saves $6K but you need to prepay quarterly.

3

You're adding 50 new office building accounts. Each requires $500 in dispensers and initial product. That's $25K in setup costs with $8K/month in recurring revenue.

4

A school district awarded you a cleaning supply contract for 22 buildings — $18K/month recurring. Initial stocking and dispenser installations across all sites cost $42K. They pay net-60 through district procurement.

5

Your delivery van broke down and the repair quote is $8K. You're running routes in a rental at $200/day while you wait. A new van costs $38K but eliminates $600/month in maintenance on the old one.

★★★★★

Landed a hospital cleaning supply contract — $20K/month but $50K upfront for dispensers and stocking. Basecamp funded it in 48 hours. That account has been on autopilot for 11 months now, best recurring revenue we have.

Gerald P., Janitorial Supply Distributor, Tampa, FL

Janitorial / Cleaning Financing

Get Your Janitorial / Cleaning Business Funded in 60 Seconds

Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.

Estimated range appears instantly
Auto-advances as you answer — no extra clicks
Soft credit pull only — your FICO stays untouched
Real specialist reviews your file within the hour
No obligation — see your options and decide
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$100K/mo$2M+

Estimated Approval Range

$100K$150K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

5.0★★★★★78 ReviewsBasecamp Funding BBB Business Review

Built for Your Business

Why Janitorial / Cleaning Businesses Choose Basecamp

🧴

Dispenser Installs Lock In Accounts

Every new facility needs dispensers, initial product, and installation. That's $500-$1,000 per location. Sign 50 office buildings and you're out $25K-$50K before the first reorder. But those accounts reorder every single month. We fund the setup.

🏥

Hospital and Government Accounts Pay Slow

Your best accounts — hospitals, schools, government buildings — pay net-60 or net-90. You've got $40K in delivered product and they won't cut a check for 2 more months. Meanwhile, your chemical supplier wants payment this week.

💸

Volume Discounts Require Upfront Cash

Your top supplier offers 10% off on a $60K annual commitment. That saves $6K. But you need to prepay quarterly — $15K every 3 months. The savings easily cover the financing cost. You just need the cash to capture it.

🚛

Route Density Drives Your Profit Margin

Adding 50 accounts in a tight geographic area doubles your delivery efficiency. But the setup costs — dispensers, product, installation — run $25K. The $8K/month in recurring revenue pays back in 3 months. We fund the growth.

What You're Up Against

The Real Challenges Janitorial / Cleanings Face

ChallengeWhat It Looks LikeFunding SolutionAmountSpeed
Institutional contract ramp-upA hospital system awarded you a $20K/month cleaning supply contract. Initial product stocking and dispenser installations across 6 buildings cost $50K. They pay net-60 through procurement.Working Capital$10K–$2M1–3 days
Fleet vans for delivery routesYour delivery van broke down and you're running routes in a rental at $200/day. A new van costs $38K but eliminates $600/month in maintenance on the old one and keeps your routes on schedule.Equipment Financing$10K–$5M3–7 days
Product line expansionGreen cleaning products are taking over. Your customers want eco-certified chemicals but switching requires $30K in new inventory, reformulated dispensers, and updated SDS documentation.Working Capital$10K–$2M1–3 days
Seasonal school and office demandBack-to-school season means 22 school buildings need full restocking in August. That's $42K in product and dispensers due before the school year starts, but the district pays net-60.Business LOC$10K–$5M1–5 days
Bid bond requirements for government contractsA county government RFP requires a $15K bid bond plus proof of inventory capacity. Winning the contract means $35K/month in recurring revenue but the bond ties up cash you need for operations.Working Capital$10K–$2M1–3 days

Pricing Transparency

What Janitorial / Cleaning Funding Actually Costs

ProductAmountTermRateSpeed
Working Capital$10K–$2M3-18mo8-22% APR1-3 days
Invoice Factoring$10K–$5MPer invoice1-3% per 30 days1-2 days
Business LOC$10K–$5MRevolving8-24% APR1-5 days
Equipment Financing$10K–$5M2-6yr5-14% APR3-7 days
PO Financing$25K–$5MPer order1.5-4% per 30 days3-5 days

Rates vary by credit, revenue, and time in business. These are typical ranges.

These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.

Calculate Your Real Cost →

Jan-san distribution is the definition of sticky revenue — once you install the dispensers and stock the closet, that account orders every month like clockwork. A $50K setup that generates $20K/month? We fund that all day because the payback is obvious.

— Bobby Friel, Basecamp Funding - Founder

How It Works

From Application to Funded in 5 Steps

No paperwork avalanche. No bank lobby. No guessing.

📝
1

60-Second Application

Answer a few quick questions about your business. No documents needed yet.

🔍
2

Soft Credit Check

We check your options with zero impact on your FICO. Your score stays untouched.

🏦
3

Lenders Compete Behind the Scenes

Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.

📞
4

One Specialist, Multiple Offers

Your funding specialist presents your best options. No spam calls. No runaround.

5

Pick Your Offer & Get Funded

Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.

Janitorial / Cleaning Capital Uses

What Janitorial / Cleaning Businesses Use Funding For

💵

Working Capital & Cash Flow

Bridge the gap between paying suppliers and collecting from customers. Keep operations running.

📦

Inventory & Purchase Orders

Fund large inventory buys. Fill purchase orders without draining your cash reserves.

🏭

Warehouse & Facility

Expand warehouse space, add racking, or purchase a facility with SBA financing.

🚚

Fleet & Delivery

Finance delivery trucks, vans, and logistics equipment to expand your delivery radius.

📄

Invoice Factoring

Convert net-30/60/90 receivables into cash in 24 hours. Stop waiting on slow-paying customers.

🌍

Import & Export

Bridge ocean transit cash gaps. Finance containers, customs bonds, and international freight.

Full Transparency

What Kills Your Qualification (And What Doesn't)

Most lenders won't tell you this upfront. We will.

✅ These Won't Stop You

Low personal credit score (no minimum FICO)
Previous bank denial
Less than 2 years in business (6 months is fine)
No collateral or business assets
No business plan or projections
Industry banks call 'high risk'
Existing business debt or MCA positions
Seasonal or inconsistent revenue

These Can Be Deal-Breakers

Less than $10,000/month in bank deposits
Less than 6 months in business
No business checking account
Active (undischarged) bankruptcy
Negative average daily bank balance
Heavy NSF/overdraft activity on statements
Federal tax liens (state may be workable)
Undisclosed existing positions or defaults

Need commercial insurance for your janitorial / cleaning business?

Inventory and warehouse insurance is required for most business loans. InsuranceService365.com covers distribution companies across 29 states.

Check Coverage Options →

Don't Wait Until You Need Funding to Get Funded

68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.

Ready?

See What Your Janitorial / Cleaning Business Qualifies For

Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.

Estimated approval range appears instantly
Auto-advances — no extra buttons to click
Soft pull only — FICO untouched
70+ lenders compete for your business
No obligation to accept any offer
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$100K/mo$2M+

Estimated Approval Range

$100K$150K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

5.0★★★★★78 ReviewsBasecamp Funding BBB Business Review

Other Wholesale & Distribution Companies Specialties We Fund

Click any specialty for tailored financing options.

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FAQs

Janitorial / Cleaning Business Loan FAQs

Janitorial Supply Distribution Loans — $10K to $5M+

Look. Jan-san distribution has the most predictable recurring revenue in wholesale. You install dispensers, stock the janitorial closet, and that building reorders every single month. The problem isn't demand — it's the setup cost. Every new facility needs $500-$1,000 in dispensers and initial product. Sign 50 office buildings and you're out $25K-$50K before the first reorder hits. And your best accounts — hospitals, schools, government buildings — pay net-60 or net-90. That's a lot of cash sitting in delivered product.

Here's what makes jan-san a great business to fund. The payback is obvious. A $50K investment in 50 new accounts generates $8K/month in recurring revenue. That's a 3-month payback. Banks see janitorial supplies and yawn. We see a subscription business with 95% retention. We match you with 70+ lenders who get it. $10K dispenser run or a $500K territory expansion — 60 seconds, no hard pull.

Stop Waiting on Banks. Get Your Janitorial / Cleaning Business Funded Today.

60 seconds. No credit impact. No obligation.

See What You Qualify For →

No hard credit pull · Free to check · Nationwide