This Is Why You're Here
Why Medical Suppliess Come to Us Instead of Their Bank
A hospital system awarded you a supply contract — $50K/month in recurring orders. Initial stocking and compliance setup cost $120K. They pay net-60 through their GPO.
A flu season surge doubled demand for PPE and diagnostic supplies. You need $80K in emergency inventory. Manufacturers want prepayment during shortage conditions.
FDA requires a recall-ready inventory tracking system. Implementation costs $35K including software, barcode infrastructure, and training.
A surgery center chain wants you to supply sterile instruments and disposables across 8 locations — $15K/month recurring. Initial product stocking and cold chain setup cost $65K. They pay through their GPO on net-75.
Your manufacturer just discontinued a high-demand wound care line. The replacement product requires new certifications and $40K in initial inventory. Your existing customers need supply continuity in 30 days or they'll switch distributors.
A hospital system awarded us a $50K/month supply contract but needed $120K upfront for stocking and compliance setup. Basecamp funded the full amount in 3 days. That contract has been running for 14 months now.
Patricia H., Medical Supply Distributor, Nashville, TN
Medical Supplies Financing
Get Your Medical Supplies Business Funded in 60 Seconds
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Built for Your Business
Why Medical Supplies Businesses Choose Basecamp
Hospital Contracts Pay Net-60 or Worse
You won a hospital supply contract worth $50K/month. But they pay through their GPO on net-60 — sometimes net-90. That's $100K-$150K in delivered product before you see your first check. We bridge that gap in 48 hours.
Surge Demand Hits Without Warning
Flu season doubles PPE demand overnight. Manufacturers switch to prepayment during shortages. You need $80K in emergency inventory right now — not after a 2-week bank review. We fund surge purchasing same-day.
FDA Compliance Costs Are Non-Negotiable
A recall-ready tracking system costs $35K — software, barcoding, training. Without it, you lose your distribution license. This isn't optional spending. It's the cost of staying in business. We fund compliance upgrades fast.
Contract Stocking Is All Upfront
Landing a hospital contract costs $120K in initial product stocking and compliance setup. The $50K/month recurring revenue is incredible. But every dollar of setup cost hits before the first order ships. We fund the launch so you capture the contract.
What You're Up Against
The Real Challenges Medical Suppliess Face
Pricing Transparency
What Medical Supplies Funding Actually Costs
Rates vary by credit, revenue, and time in business. These are typical ranges.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Medical supply is one of the stickiest verticals — once a hospital locks you in, that contract runs for years. A $120K setup cost for a $50K/month recurring contract? That pays back in under 3 months. We fund hospital contract stocking all the time.
— Bobby Friel, Basecamp Funding - Founder
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Application
Answer a few quick questions about your business. No documents needed yet.
Soft Credit Check
We check your options with zero impact on your FICO. Your score stays untouched.
Lenders Compete Behind the Scenes
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
One Specialist, Multiple Offers
Your funding specialist presents your best options. No spam calls. No runaround.
Pick Your Offer & Get Funded
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
Medical Supplies Capital Uses
What Medical Supplies Businesses Use Funding For
Working Capital & Cash Flow
Bridge the gap between paying suppliers and collecting from customers. Keep operations running.
Inventory & Purchase Orders
Fund large inventory buys. Fill purchase orders without draining your cash reserves.
Warehouse & Facility
Expand warehouse space, add racking, or purchase a facility with SBA financing.
Fleet & Delivery
Finance delivery trucks, vans, and logistics equipment to expand your delivery radius.
Invoice Factoring
Convert net-30/60/90 receivables into cash in 24 hours. Stop waiting on slow-paying customers.
Import & Export
Bridge ocean transit cash gaps. Finance containers, customs bonds, and international freight.
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
These Can Be Deal-Breakers
Need commercial insurance for your medical supplies business?
Inventory and warehouse insurance is required for most business loans. InsuranceService365.com covers distribution companies across 29 states.
Don't Wait Until You Need Funding to Get Funded
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
See What Your Medical Supplies Business Qualifies For
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Other Wholesale & Distribution Companies Specialties We Fund
Click any specialty for tailored financing options.
Recommended Products
Recommended Funding for Medical Supplies Businesses
Working Capital
Fund inventory purchases and warehouse costs. Funded in 24 hours.
Learn More →Invoice Factoring
Get paid on customer invoices today instead of waiting 30-60 days.
Learn More →Business Line of Credit
Revolving access for inventory replenishment and seasonal buys.
Learn More →Equipment Financing
Finance forklifts, racking, and warehouse equipment — asset-backed.
Learn More →FAQs
Medical Supplies Business Loan FAQs
Medical Supply Distribution Loans — $10K to $10M+
Medical supply distribution has the best recurring revenue in wholesale. Once a hospital locks you in, that contract runs for years. But the entry cost is brutal. $120K in stocking and compliance setup before you ship a single box of gloves. And the hospital pays net-60 through their GPO. That means $170K out the door before the first check arrives. Banks see healthcare receivables and get nervous about the payment cycle. We see a 3-year contract with a 97% renewal rate.
And then there's the surge problem. Flu season hits, PPE demand doubles overnight, and manufacturers switch to prepayment. You need $80K in product right now. Not next week. We've funded medical supply distributors from $20K inventory orders to $1M contract setups. 60-second application, no hard pull, and our lenders actually understand what a GPO is.
Stop Waiting on Banks. Get Your Medical Supplies Business Funded Today.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide