This Is Why You're Here
Why Auto Partss Come to Us Instead of Their Bank
You're adding 3,000 SKUs for Asian imports — the fastest-growing segment in your market. Initial inventory investment is $95K. Without these parts, you're losing repair shops to competitors.
A 20-location tire chain wants you as their exclusive brake and suspension supplier. Initial stocking across all locations costs $140K. They pay net-30.
Your delivery fleet needs 2 new vans ($35K each) to expand same-day delivery from 15 miles to 30 miles. The expanded radius covers 200 more repair shops.
A fleet management company wants you as their sole-source brake and filter supplier for 800 vehicles. Initial stocking costs $110K and they pay net-45. The contract is worth $30K/month but your cash is tied up in existing inventory.
Your supplier is discontinuing a popular aftermarket brake line — 6-month supply available at 25% off. That's $55K in product you'll sell through in 4 months at full margin, but the buy window closes Friday.
Needed $95K to add 3,000 Asian import SKUs — the fastest-growing segment in our market. Basecamp funded it in 2 days. Within 6 months those SKUs were generating $40K/month and we stopped losing shops to competitors.
Tony V., Auto Parts Distributor, Phoenix, AZ
Auto Parts Financing
Get Your Auto Parts Business Funded in 60 Seconds
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Built for Your Business
Why Auto Parts Businesses Choose Basecamp
Stockouts Send Shops to Your Competitor
A repair shop needs a water pump for a 2019 Camry right now. If it's not on your shelf, they call the other guy. And once they switch, they don't come back. A $95K SKU expansion prevents that from happening 15 times a day.
Asian Import SKUs Are Exploding
Hyundai, Kia, Subaru — the fastest-growing segment in your market. But adding 3,000 SKUs costs $95K. Without those parts, you're losing repair shops to competitors who stocked them first. We fund the expansion in 48 hours.
Delivery Range Equals Market Share
Your same-day delivery covers 15 miles. But 200 more repair shops sit in the 15-30 mile ring. Two new vans at $35K each doubles your coverage area. The revenue from those shops pays for the vans in 5 months.
Fleet Account Stocking Costs Hit Hard
A 20-location tire chain wants you as their exclusive brake supplier. Initial stocking across all locations costs $140K. They pay net-30 — reliable as clockwork. But you need the $140K before the first order ships.
What You're Up Against
The Real Challenges Auto Partss Face
Pricing Transparency
What Auto Parts Funding Actually Costs
Rates vary by credit, revenue, and time in business. These are typical ranges.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Auto parts is an availability game — if the part isn't on the shelf, the shop calls your competitor. A $95K SKU expansion that generates $40K a month? That's a no-brainer. We fund parts inventory fast because your customers won't wait.
— Bobby Friel, Basecamp Funding - Founder
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Application
Answer a few quick questions about your business. No documents needed yet.
Soft Credit Check
We check your options with zero impact on your FICO. Your score stays untouched.
Lenders Compete Behind the Scenes
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
One Specialist, Multiple Offers
Your funding specialist presents your best options. No spam calls. No runaround.
Pick Your Offer & Get Funded
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
Auto Parts Capital Uses
What Auto Parts Businesses Use Funding For
Working Capital & Cash Flow
Bridge the gap between paying suppliers and collecting from customers. Keep operations running.
Inventory & Purchase Orders
Fund large inventory buys. Fill purchase orders without draining your cash reserves.
Warehouse & Facility
Expand warehouse space, add racking, or purchase a facility with SBA financing.
Fleet & Delivery
Finance delivery trucks, vans, and logistics equipment to expand your delivery radius.
Invoice Factoring
Convert net-30/60/90 receivables into cash in 24 hours. Stop waiting on slow-paying customers.
Import & Export
Bridge ocean transit cash gaps. Finance containers, customs bonds, and international freight.
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
These Can Be Deal-Breakers
Need commercial insurance for your auto parts business?
Inventory and warehouse insurance is required for most business loans. InsuranceService365.com covers distribution companies across 29 states.
Don't Wait Until You Need Funding to Get Funded
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
See What Your Auto Parts Business Qualifies For
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Other Wholesale & Distribution Companies Specialties We Fund
Click any specialty for tailored financing options.
Recommended Products
Recommended Funding for Auto Parts Businesses
Working Capital
Fund inventory purchases and warehouse costs. Funded in 24 hours.
Learn More →Invoice Factoring
Get paid on customer invoices today instead of waiting 30-60 days.
Learn More →Business Line of Credit
Revolving access for inventory replenishment and seasonal buys.
Learn More →Equipment Financing
Finance forklifts, racking, and warehouse equipment — asset-backed.
Learn More →FAQs
Auto Parts Business Loan FAQs
Auto Parts Distribution Loans & Parts Wholesale Financing — $10K to $10M+
Auto parts distribution runs on one thing: availability. The repair shop needs a brake rotor for a 2021 F-150 right now. Not tomorrow. Not when your supplier ships. Right now. If you don't have it, they call your competitor and you just lost that shop for good. That's why parts distributors carry 10,000+ SKUs and tie up $200K-$400K in inventory. We funded a $95K SKU expansion that started generating $40K/month within 6 months.
Here's the thing about auto parts. Your customers are repair shops running on thin margins and tight schedules. They don't shop around — they call whoever has the part in stock. So your inventory depth is your competitive advantage. And expanding it costs real money. We match you with 70+ lenders who fund parts inventory fast. $15K restock or a $1M warehouse build — 60 seconds to apply, no hard pull.
Stop Waiting on Banks. Get Your Auto Parts Business Funded Today.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide