This Is Why You're Here
Why Box Truck / Last Miles Come to Us Instead of Their Bank
You landed an Amazon DSP route — 20 stops/day, guaranteed volume. But you need 3 box trucks ($45K each) before the route starts in 6 weeks. Banks won’t finance a new DSP contract.
Your 2019 Isuzu NPR needs a new transmission — $7K. It handles 30% of your daily deliveries. Every day without it means subbing out routes at $400/day.
FedEx Ground is offering ISP routes in your area. Startup cost is $80K for trucks, insurance, and working capital. The revenue is $200K+/year but you need the capital upfront.
Holiday peak season starts in 4 weeks and your delivery volume is about to triple. You need 2 more cargo vans at $32K each and 3 seasonal drivers. That's $74K in costs before the first peak-season package moves.
Two of your box trucks failed emissions testing — $4,800 each in DPF system repairs. They handle 60% of your daily routes and every day they're down you're paying $350/truck to sub out those deliveries.
Landed an Amazon DSP route but needed 3 box trucks in 6 weeks. Banks laughed at a new DSP contract. Basecamp financed $135K across 3 Isuzu NPRs at 9% with 15% down. Route went live on time.
Andre J., DSP Fleet Owner, Charlotte, NC
Box Truck / Last Mile Financing
Get Your Box Truck / Last Mile Business Funded in 60 Seconds
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Built for Your Business
Why Box Truck / Last Mile Businesses Choose Basecamp
Banks Don't Understand DSP/ISP Contracts
Amazon and FedEx guarantee your volume. Banks see a startup and say no. Our lenders see a contract-backed revenue stream and fund the trucks you need to service it.
One Dead Truck Means 30% Lost Revenue
Your Isuzu NPR handles 30% of daily deliveries. A $7K transmission repair can't wait while you sub out routes at $400/day. We fund repairs in 24 hours so your delivery rate stays up.
Holiday Surges Need Trucks in Weeks, Not Months
Peak delivery season is 3 weeks out and you need 2 more vans. Banks take 8 weeks for vehicle financing. We do it in under 7 days because your route doesn't wait for paperwork.
Route Startups Cost $80K Before Dollar One
ISP route startup means trucks, insurance, uniforms, and working capital — all before your first delivery. We fund the full startup package so you're operational from day one.
What You're Up Against
The Real Challenges Box Truck / Last Miles Face
Pricing Transparency
What Box Truck / Last Mile Funding Actually Costs
Rates and terms depend on credit, revenue, time in business, and lender. Every business is unique — see what 70+ lenders will offer you in 60 seconds. No hard credit pull.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Tax Strategy
Section 179 Breakdown for Box Truck / Last Miles
Finance the equipment. Keep your cash. Take the deduction. Your delivery vans (x5) costs $135,000 after taxes and you never touched your reserves.
Bobby Friel
Founder, Basecamp Funding
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Application
Answer a few quick questions about your business. No documents needed yet.
Soft Credit Check
We check your options with zero impact on your FICO. Your score stays untouched.
Lenders Compete Behind the Scenes
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
One Specialist, Multiple Offers
Your funding specialist presents your best options. No runaround. No pressure.
Pick Your Offer & Get Funded
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
Box Truck / Last Mile Capital Uses
What Box Truck / Last Mile Businesses Use Funding For
Truck & Trailer Purchase
Semis, reefers, flatbeds, box trucks, trailers. Finance your next unit without a massive down payment.
Fuel & Operating Costs
Diesel, DEF, tolls, permits, lumper fees. Bridge the gap between delivery and payment.
Fleet Expansion
Add trucks, hire drivers, take on bigger contracts. Scale without draining your reserves.
Maintenance & Repairs
Engine rebuilds, tires, DOT inspections, breakdowns. Keep your trucks on the road, not in the shop.
Insurance & Permits
Liability, cargo, physical damage, MC authority, IFTA. Cover the costs that never stop.
Driver Hiring & Payroll
CDL drivers, owner-operator settlements, office staff. Fund payroll while you wait on broker payments.
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
These Can Be Deal-Breakers
Need commercial insurance for your box truck / last mile business?
Trucking insurance runs $12K-$25K per truck per year. InsuranceService365.com covers trucking companies across 29 states — liability, cargo, physical damage, authority compliance.
Don't Wait Until You Need Funding to Get Funded
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
See What Your Box Truck / Last Mile Business Qualifies For
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Other Trucking Companies Specialties We Fund
Click any specialty for tailored financing options.
Recommended Products
Recommended Funding for Box Truck / Last Mile Businesses
Working Capital
Cover fuel, repairs, and insurance while waiting on brokers to pay.
Learn More →Equipment Financing
Finance trucks, trailers, and fleet additions — asset-backed rates.
Learn More →Business Line of Credit
Revolving access for fuel, maintenance, and operating expenses.
Learn More →Invoice Factoring
Get paid on loads today instead of waiting 30-45 days.
Learn More →FAQs
Box Truck / Last Mile Business Loan FAQs
Box Truck Loans & Last Mile Delivery Financing — $10K to $5M+
You landed the Amazon DSP route. Twenty stops a day, guaranteed volume. But you need 3 box trucks at $45K each before the route starts in 6 weeks. Your bank looked at a brand-new DSP contract and said no. They don't understand that Amazon is literally guaranteeing your revenue. So now you're 6 weeks out with no trucks and a contract that starts whether you're ready or not.
And that's not just Amazon. FedEx ISP routes cost $80K to start up. Your 2019 Isuzu NPR needs a $7K transmission and every day without it means subbing out routes at $400/day. You need 2 more vans for a holiday surge that starts in 3 weeks. We've financed $135K in box truck fleets, $80K ISP startups, and $7K emergency transmission repairs — all for operators whose banks didn't understand the contract model. One application. No hard pull. Your route goes live on time.
Stop Waiting on Banks. Get Your Box Truck / Last Mile Business Funded Today.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide