Moving / Relocation business funding — Moving truck being loaded with household furniture and boxes
No Hard Credit Pull · Same-Day Funding Available
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Moving / Relocation Business Loans — Funded in 24 Hours

Moving companies face extreme seasonality — summer is chaos, winter is crickets. Between $80K moving trucks, storage facility costs, and the crew scaling needed for peak season — movers need capital that flexes with the calendar.

No hard credit pull to see your options
Revenue-based approval, not FICO-based
70+ lending partners compete for your business
Funded as fast as same day
$10M+
Max Funding
Per deal or stacked
Same-Day
Available
Fastest funding option
Moving / Relocation
Funding Experts
Specialized underwriting
70+
Lenders
Banks compete for you
5.0★★★★★78 Google ReviewsBasecamp Funding BBB Business Review
No Minimum Credit Score$10K+ Monthly Deposits6+ Months OperatingNo Hard Credit PullOwner-Operators Welcome

This Is Why You're Here

Why Moving / Relocations Come to Us Instead of Their Bank

1

Peak moving season starts in 6 weeks. You need 2 more 26-foot trucks ($55K each), 4 seasonal movers, and $15K in packing supplies. Revenue will 3x but costs hit first.

2

A corporate relocation firm wants you as their local partner — 15 moves/month guaranteed. You need a warehouse for staging ($4K/month), a third truck, and 3 full-time crew members.

3

It’s November and revenue dropped 60%. Payroll for your 4 full-time movers is $16K/month. You need bridge capital to keep your crew through winter so you don’t lose them for spring.

4

A military base relocation contract landed — 25 moves over 90 days at $3,200 each. You need a second 26-foot truck ($55K), moving blankets and equipment ($4K), and a CDL driver before the first move date in 3 weeks.

5

Your lift gate failed on your primary truck during a $4,800 commercial move. Replacement is $3,900 and you’ve got 6 moves booked this week. Every reschedule costs you a $500 deposit refund and risks a 1-star review.

★★★★★

Peak season was 6 weeks away and I needed 2 trucks, 4 movers, and $15K in supplies. Basecamp financed $125K total — trucks and working capital. Revenue tripled that summer.

Chris D., Moving Company Owner, Denver, CO

Moving / Relocation Financing

Get Your Moving / Relocation Business Funded in 60 Seconds

Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.

Estimated range appears instantly
Auto-advances as you answer — no extra clicks
Soft credit pull only — your FICO stays untouched
Real specialist reviews your file within the hour
No obligation — see your options and decide
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$75K/mo$2M+

Estimated Approval Range

$75K$113K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

5.0★★★★★78 ReviewsBasecamp Funding BBB Business Review

Built for Your Business

Why Moving / Relocation Businesses Choose Basecamp

☀️

Peak Season Costs Hit Before Revenue Does

You need trucks, movers, and supplies 6 weeks before summer revenue starts flowing. That's $125K+ in upfront costs. We fund the ramp-up so you're ready when the phone starts ringing.

❄️

Winter Payroll Doesn't Stop at 60% Revenue

Revenue drops 60% in November but your 4 full-time movers still need $16K/month. Lose them in winter and you're scrambling to hire in March when everyone else is too. We bridge the gap.

🏢

Corporate Contracts Need Warehouse Staging

A relocation firm wants you as their local partner — 15 moves/month. But you need a staging warehouse at $4K/month and a third truck. We fund the startup costs so you can land the contract.

📦

Packing Supplies Disappear at Scale

At 3x summer volume you're burning through $15K in boxes, wrap, and tape before your first June invoice clears. We fund supply orders so you're not turning away moves because you ran out of materials.

What You're Up Against

The Real Challenges Moving / Relocations Face

ChallengeWhat It Looks LikeFunding SolutionAmountSpeed
Peak summer truck additionJune–August is 70% of revenue, need 3 more 26-footersEquipment Financing$60K–$180K5–10 days
Storage facility expansionAdding 50 units to accommodate long-term moving contractsSBA Loans or LOC$50K–$200K5–30 days
Packing supply inventoryBoxes, blankets, tape — $15K pre-season inventory purchaseWorking Capital$10K–$25K1–3 days
Long-distance claim reserveCustomer damage claims averaging $3K each, need cash reserveWorking Capital$10K–$30K1–3 days
Marketing for peak seasonGoogle Ads, Yelp, and referral program need $10K before MayWorking Capital$8K–$20K1–3 days

Pricing Transparency

What Moving / Relocation Funding Actually Costs

ProductAmountTermRateSpeed
Moving Truck Financing$10K–$5M3-6yr5-12% APR3-7 days
Working Capital$10K–$2M3-18mo10-22% APR1-3 days
Business LOC$10K–$5MRevolving8-24% APR1-5 days
Invoice Factoring$10K–$5MPer invoice2-5% per invoiceSame day
Revenue-Based Financing$10K–$1M3-18mo1.1-1.5 factor1-3 days

Rates vary by credit, revenue, and time in business. These are typical ranges.

These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.

Calculate Your Real Cost →

Tax Strategy

Section 179 Breakdown for Moving / Relocations

EquipmentCostTax RateDeductionTax SavingsNet Cost
26-ft box trucks (x3)$195,00040%$195,000$78,000$117,000
Loading ramps + dollies$12,00035%$12,000$4,200$7,800
Storage containers (x20)$40,00035%$40,000$14,000$26,000

Finance the equipment. Keep your cash. Take the deduction. Your 26-ft box trucks (x3) costs $117,000 after taxes and you never touched your reserves.

— Bobby Friel, Basecamp Funding - Founder

How It Works

From Application to Funded in 5 Steps

No paperwork avalanche. No bank lobby. No guessing.

📝
1

60-Second Application

Answer a few quick questions about your business. No documents needed yet.

🔍
2

Soft Credit Check

We check your options with zero impact on your FICO. Your score stays untouched.

🏦
3

Lenders Compete Behind the Scenes

Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.

📞
4

One Specialist, Multiple Offers

Your funding specialist presents your best options. No spam calls. No runaround.

5

Pick Your Offer & Get Funded

Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.

Moving / Relocation Capital Uses

What Moving / Relocation Businesses Use Funding For

🚛

Truck & Trailer Purchase

Semis, reefers, flatbeds, box trucks, trailers. Finance your next unit without a massive down payment.

Fuel & Operating Costs

Diesel, DEF, tolls, permits, lumper fees. Bridge the gap between delivery and payment.

🚚

Fleet Expansion

Add trucks, hire drivers, take on bigger contracts. Scale without draining your reserves.

🔧

Maintenance & Repairs

Engine rebuilds, tires, DOT inspections, breakdowns. Keep your trucks on the road, not in the shop.

🛡️

Insurance & Permits

Liability, cargo, physical damage, MC authority, IFTA. Cover the costs that never stop.

💵

Driver Hiring & Payroll

CDL drivers, owner-operator settlements, office staff. Fund payroll while you wait on broker payments.

Full Transparency

What Kills Your Qualification (And What Doesn't)

Most lenders won't tell you this upfront. We will.

✅ These Won't Stop You

Low personal credit score (no minimum FICO)
Owner-operator with a single truck
Seasonal or cyclical freight volume
Existing equipment loans or leases
Currently using freight factoring
No collateral beyond your trucks
Prior bank denial for financing
Independent contractor / 1099 income history

These Can Be Deal-Breakers

Less than $10,000/month in bank deposits
Less than 6 months in operation
No business checking account
Active (undischarged) bankruptcy
Negative average daily bank balance
Heavy NSF/overdraft activity on statements
Revoked MC authority or out-of-service orders
Undisclosed existing positions or defaults

Need commercial insurance for your moving / relocation business?

Trucking insurance runs $12K-$25K per truck per year. InsuranceService365.com covers trucking companies across 29 states — liability, cargo, physical damage, authority compliance.

Check Coverage Options →

Don't Wait Until You Need Funding to Get Funded

68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.

Ready?

See What Your Moving / Relocation Business Qualifies For

Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.

Estimated approval range appears instantly
Auto-advances — no extra buttons to click
Soft pull only — FICO untouched
70+ lenders compete for your business
No obligation to accept any offer
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$75K/mo$2M+

Estimated Approval Range

$75K$113K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

5.0★★★★★78 ReviewsBasecamp Funding BBB Business Review

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FAQs

Moving / Relocation Business Loan FAQs

Moving Company Loans & Relocation Business Financing — $10K to $5M+

Peak season starts in 6 weeks. You need 2 more 26-foot trucks at $55K each, 4 seasonal movers, and $15K in packing supplies. Your revenue is about to triple — but every dollar of cost hits before the first customer pays. And in November? Revenue drops 60% but your truck payments, warehouse rent, and full-time crew payroll don't stop. That's the moving business. Feast and famine on a 12-month loop.

Here's what we fund for movers. $125K startup packages for 2 trucks and seasonal crew before summer hits. $4K/month warehouse leases for staging corporate relocation contracts. $16K bridge capital to keep your 4 full-time movers through winter so you don't lose them to a competitor in March. A mover in Denver funded $125K through us and did $380K in revenue that summer. The math on that investment is obvious. One application. No hard pull. Your trucks roll when the phone starts ringing.

Stop Waiting on Banks. Get Your Moving / Relocation Business Funded Today.

60 seconds. No credit impact. No obligation.

See What You Qualify For →

No hard credit pull · Free to check · Nationwide