This Is Why You're Here
Why Flatbed / Heavy Hauls Come to Us Instead of Their Bank
You won a contract hauling wind turbine components — 18 loads at $12K each. But you need a $95K step-deck trailer and $8K in specialized securement equipment before the first load.
Oversize permit fees, escort vehicles, and route planning for a 150,000 lb transformer move cost $15K upfront. The load pays $28K but the shipper pays net-45.
Your flatbed trailer deck is warped and failing DOT inspection. Re-decking costs $8K. You’ve got 3 loads booked this week that require a flat deck.
You’re hauling steel coils for a manufacturing plant — 12 loads/month at $6,500 each. They want to double your volume but you need a second tractor and conestoga trailer totaling $155K. The increased revenue covers payments by month 3.
A bridge replacement project needs 40 loads of structural steel beams at $9K per load. Escort vehicles, overweight permits, and route surveys cost $22K upfront. The GC pays net-45 on a $360K contract.
Won a wind turbine contract — 18 loads at $12K each. Needed a $95K step-deck and $8K in securement gear before load one. Basecamp funded the whole package in 5 days.
Jake H., Flatbed/Heavy Haul Operator, Tulsa, OK
Flatbed / Heavy Haul Financing
Get Your Flatbed / Heavy Haul Business Funded in 60 Seconds
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Built for Your Business
Why Flatbed / Heavy Haul Businesses Choose Basecamp
Best Loads Need Equipment You Don't Have Yet
Wind turbines, steel beams, transformers — the highest-paying flatbed loads need specialty trailers costing $60K-$120K. We finance the trailer so you don't pass on $200K contracts.
Permits and Escorts Are Due Before You Haul
Oversize permits cost $1,500-$5,000 per load. Escort vehicles run $500/day. That's $10K-$15K out of pocket before the shipper pays you anything. We front those costs in 24 hours.
DOT Inspections Don't Give You Two Weeks
Your deck is warped and DOT flagged it. Re-decking costs $8K and you've got 3 loads booked this week. We fund emergency repairs fast enough to keep you legal and earning.
Heavy Haul Pays Net-45 on Five-Figure Loads
You delivered a $28K load but the shipper pays net-45. Meanwhile permits, fuel, and escort fees for the next load are due now. We bridge that gap without touching your freight margins.
What You're Up Against
The Real Challenges Flatbed / Heavy Hauls Face
Pricing Transparency
What Flatbed / Heavy Haul Funding Actually Costs
Rates and terms depend on credit, revenue, time in business, and lender. Every business is unique — see what 70+ lenders will offer you in 60 seconds. No hard credit pull.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Tax Strategy
Section 179 Breakdown for Flatbed / Heavy Hauls
Finance the equipment. Keep your cash. Take the deduction. Your boom truck costs $99,000 after taxes and you never touched your reserves.
Bobby Friel
Founder, Basecamp Funding
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Application
Answer a few quick questions about your business. No documents needed yet.
Soft Credit Check
We check your options with zero impact on your FICO. Your score stays untouched.
Lenders Compete Behind the Scenes
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
One Specialist, Multiple Offers
Your funding specialist presents your best options. No runaround. No pressure.
Pick Your Offer & Get Funded
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
Flatbed / Heavy Haul Capital Uses
What Flatbed / Heavy Haul Businesses Use Funding For
Truck & Trailer Purchase
Semis, reefers, flatbeds, box trucks, trailers. Finance your next unit without a massive down payment.
Fuel & Operating Costs
Diesel, DEF, tolls, permits, lumper fees. Bridge the gap between delivery and payment.
Fleet Expansion
Add trucks, hire drivers, take on bigger contracts. Scale without draining your reserves.
Maintenance & Repairs
Engine rebuilds, tires, DOT inspections, breakdowns. Keep your trucks on the road, not in the shop.
Insurance & Permits
Liability, cargo, physical damage, MC authority, IFTA. Cover the costs that never stop.
Driver Hiring & Payroll
CDL drivers, owner-operator settlements, office staff. Fund payroll while you wait on broker payments.
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
These Can Be Deal-Breakers
Need commercial insurance for your flatbed / heavy haul business?
Trucking insurance runs $12K-$25K per truck per year. InsuranceService365.com covers trucking companies across 29 states — liability, cargo, physical damage, authority compliance.
Don't Wait Until You Need Funding to Get Funded
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
See What Your Flatbed / Heavy Haul Business Qualifies For
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Other Trucking Companies Specialties We Fund
Click any specialty for tailored financing options.
Recommended Products
Recommended Funding for Flatbed / Heavy Haul Businesses
Working Capital
Cover fuel, repairs, and insurance while waiting on brokers to pay.
Learn More →Equipment Financing
Finance trucks, trailers, and fleet additions — asset-backed rates.
Learn More →Business Line of Credit
Revolving access for fuel, maintenance, and operating expenses.
Learn More →Invoice Factoring
Get paid on loads today instead of waiting 30-45 days.
Learn More →FAQs
Flatbed / Heavy Haul Business Loan FAQs
Flatbed & Heavy Haul Trucking Loans — $10K to $5M+
You just landed an 18-load wind turbine contract worth $216K. But you need a $95K step-deck and $8K in securement gear before load one ships. Your bank wants to think about it for 6 weeks. The shipper wants you on-site in 3. This is the flatbed dilemma — the best-paying loads require the most capital upfront.
And the costs don't stop at trailers. Oversize permits run $1,500-$5,000 per load. Escort vehicles cost $500/day. Route surveys, police escorts, utility line coordination — all out of pocket before the shipper pays you a dime. We've financed $95K step-decks, $15K permit packages for 150,000-lb transformer moves, and $8K emergency re-deckings when DOT flagged a warped deck mid-week. One application. No hard pull. Your heavy iron keeps moving.
Stop Waiting on Banks. Get Your Flatbed / Heavy Haul Business Funded Today.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide