This Is Why You're Here
Why Fleet (2-10 Trucks)s Come to Us Instead of Their Bank
You’re running 5 trucks and want to add 3 more. Each used truck costs $55K-$75K. Your bank approved 1 — you need a lender who’ll finance the full expansion.
Driver turnover hit you — 2 drivers quit in one month. Recruiting, training, and sign-on bonuses cost $8K per driver. Meanwhile those 2 trucks are sitting and payments don’t stop.
Insurance renewal came in 22% higher — $85K this year vs $70K last year. You need to pay the premium in full to keep your authority active. The renewal is due in 3 weeks.
You landed a dedicated retail contract worth $52K/month but it requires ELD upgrades across all 7 trucks — $4,200 per unit plus installation. That's $29K in compliance costs before the first load moves.
Three trucks need tires at the same time — $4,800 per truck for drive and steer tires. That's $14,400 this month on top of a $38K fuel bill. Your broker payments won't clear for another 22 days.
Needed 3 trucks to land a dedicated contract. Bank approved 1. Basecamp got me $195K in fleet financing at 8.5% with 10% down. All 3 Kenworths delivered in 12 days.
Miguel R., Fleet Owner, 7 Trucks, Dallas, TX
Fleet (2-10 Trucks) Financing
Get Your Fleet (2-10 Trucks) Business Funded in 60 Seconds
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Built for Your Business
Why Fleet (2-10 Trucks) Businesses Choose Basecamp
Banks Only Finance One Truck at a Time
You need 3 trucks for a contract that starts in 6 weeks. Your bank will approve one and take 8 weeks. We package multi-truck financing under one facility with one application.
Driver Turnover Drains Cash Fast
Two drivers quit and you're out $16K in recruiting, training, and sign-on bonuses — while those trucks sit earning nothing. We fund hiring costs in 24 hours so empty trucks don't stay empty.
Insurance Renewals Hit All at Once
Your fleet insurance jumped 22% to $85K and it's due in 3 weeks. That's a cash bomb most fleet owners can't absorb. We fund the full premium so your authority stays active.
Fleet Maintenance Compounds Weekly
Five trucks means five sets of tires, brakes, oil changes, and DOT inspections. A $45K maintenance reserve keeps you from choosing which truck gets fixed first.
What You're Up Against
The Real Challenges Fleet (2-10 Trucks)s Face
Pricing Transparency
What Fleet (2-10 Trucks) Funding Actually Costs
Rates vary by credit, revenue, and time in business. These are typical ranges.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Tax Strategy
Section 179 Breakdown for Fleet (2-10 Trucks)s
Finance the equipment. Keep your cash. Take the deduction. Your 5-truck package costs $390,000 after taxes and you never touched your reserves.
— Bobby Friel, Basecamp Funding - Founder
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Application
Answer a few quick questions about your business. No documents needed yet.
Soft Credit Check
We check your options with zero impact on your FICO. Your score stays untouched.
Lenders Compete Behind the Scenes
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
One Specialist, Multiple Offers
Your funding specialist presents your best options. No spam calls. No runaround.
Pick Your Offer & Get Funded
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
Fleet (2-10 Trucks) Capital Uses
What Fleet (2-10 Trucks) Businesses Use Funding For
Truck & Trailer Purchase
Semis, reefers, flatbeds, box trucks, trailers. Finance your next unit without a massive down payment.
Fuel & Operating Costs
Diesel, DEF, tolls, permits, lumper fees. Bridge the gap between delivery and payment.
Fleet Expansion
Add trucks, hire drivers, take on bigger contracts. Scale without draining your reserves.
Maintenance & Repairs
Engine rebuilds, tires, DOT inspections, breakdowns. Keep your trucks on the road, not in the shop.
Insurance & Permits
Liability, cargo, physical damage, MC authority, IFTA. Cover the costs that never stop.
Driver Hiring & Payroll
CDL drivers, owner-operator settlements, office staff. Fund payroll while you wait on broker payments.
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
These Can Be Deal-Breakers
Need commercial insurance for your fleet (2-10 trucks) business?
Trucking insurance runs $12K-$25K per truck per year. InsuranceService365.com covers trucking companies across 29 states — liability, cargo, physical damage, authority compliance.
Don't Wait Until You Need Funding to Get Funded
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
See What Your Fleet (2-10 Trucks) Business Qualifies For
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Other Trucking Companies Specialties We Fund
Click any specialty for tailored financing options.
Recommended Products
Recommended Funding for Fleet (2-10 Trucks) Businesses
Working Capital
Cover fuel, repairs, and insurance while waiting on brokers to pay.
Learn More →Equipment Financing
Finance trucks, trailers, and fleet additions — asset-backed rates.
Learn More →Business Line of Credit
Revolving access for fuel, maintenance, and operating expenses.
Learn More →Invoice Factoring
Get paid on loads today instead of waiting 30-45 days.
Learn More →FAQs
Fleet (2-10 Trucks) Business Loan FAQs
Small Fleet Trucking Loans & Fleet Expansion Financing — $10K to $5M+
You landed a dedicated contract worth $65K/month. But you need 3 more trucks to service it. Your bank approved one — at 25% down. That's $50K cash you don't have, for one truck when you need three. And the contract starts in 6 weeks. This is where fleet owners get stuck.
Here's what we do differently. We finance multi-truck packages under one facility. Three Kenworths at $65K each — $195K total, 10% down, 8% APR. Your payment is $3,955/month and the contract revenue covers it by month four. We've also funded $85K insurance renewals that jumped 22% overnight, $16K in driver recruiting costs when two guys quit the same week, and $45K maintenance reserves for fleets burning through tires and brakes. One application. No hard pull. Your fleet keeps growing.
Stop Waiting on Banks. Get Your Fleet (2-10 Trucks) Business Funded Today.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide