Bend Market
Bend is Central Oregon's economic hub and one of the fastest-growing cities in the Pacific Northwest. The outdoor recreation industry anchors the economy — skiing at Mt. Bachelor, mountain biking, fly fishing, and hiking draw millions of visitors annually. Tourism drives hotels, restaurants, retail, and guide services that generate hundreds of millions in annual revenue.
Bend's craft beer scene is nationally renowned, with over 30 breweries in a city of 100,000. The Bend Ale Trail attracts beer tourists from across the country. Healthcare is a major employer — St. Charles Health System is the largest employer in Central Oregon and drives demand for practice acquisitions and medical equipment. The city's growing tech scene includes remote workers, software startups, and outdoor recreation tech companies.
Bend's commercial real estate market is competitive and prices have risen sharply as population growth outpaces development. Hospitality, retail, and restaurant space in the Old Mill District and downtown command premium rents. Industrial space for breweries and manufacturing is in high demand.
Real Results
Real financing scenarios for Bend businesses through our lender network.
$220K working capital for a Bend restaurant group funding seasonal tourism prep — additional staff, expanded patio, and inventory ahead of peak summer and ski seasons.
$220K funded → seasonal prep complete → 5-day funding
$650K equipment financing for a Bend brewery adding a canning line and expanding fermentation capacity. Equipment as collateral. Ready for peak tourist season.
$650K funded → 10% down → production capacity expanded
$480K revenue-based capital stack for a Bend sports medicine practice acquisition near St. Charles: term loan against $1.0M annual revenue + equipment financing + working capital (see /loans/business-acquisition).
$480K funded → 22 days → St. Charles corridor
$420K equipment financing for a Bend contractor purchasing equipment for residential and commercial development in Central Oregon's growth corridor.
$420K funded → 10% down → equipment deployed
“Summer tourist season doubles our revenue but we needed working capital to hire and expand our patio. Basecamp funded $220K in 5 days. Our bank would have taken 6 weeks.”
— Restaurant group, Bend OR
Get Started
One application — 60 seconds. 70+ lenders compete. Your dedicated specialist presents your best options.
Slide to your annual gross revenue. We size capital off your top line — not your credit score.
Estimated Capital Range
Based on 10-15% of annual revenue. Lenders return real term sheets once they see your file.
60 seconds · No obligation · Estimate only
Industries We Fund
Old Mill District, downtown Bend, brewery scene. Tourism-driven dining creates year-round restaurant investment.
🏗️Fastest-growing city in Oregon. Residential, commercial, and hospitality construction demand is strong.
🦷St. Charles Health System, sports medicine, specialty clinics. Central Oregon's healthcare hub.
🔧Mountain driving, winter conditions, tourism traffic. Year-round repair demand in Central Oregon.
💉Growing aesthetic medicine market in Bend. Active, affluent population drives demand.
Market Data
Key business cost metrics for Bend, OR.
| Category | Bend Data |
|---|---|
| Commercial Rent | $20–$35/sq ft (office) · $8–$14/sq ft (retail/industrial) |
| Average Wages | $65,000 median household income |
| Permits & Licensing | $500–$7,000+ depending on scope |
| Commercial Property Prices | $250–$420/sq ft (commercial office) |
Why Basecamp
Here's why Bend business owners choose Basecamp over their local bank.
| Category | Traditional Bank | Basecamp Funding |
|---|---|---|
| Number of lenders | 1 bank, 1 answer | 70+ lenders compete for your business |
| Application time | 60–90 minutes in-branch | 60 seconds online |
| Time to funding | 45–90 days | Same day to 30 days |
| Capital available | Limited to bank's appetite | Capital stacks up to $20M+ |
| Credit requirements | 700+ FICO typical | Revenue-focused — we evaluate total business performance |
| Specialist support | Loan officer managing 50+ files | Dedicated specialist for your transaction |
Whether you're a growing startup or a multi-million-dollar operation, we match you with the right product and amount.
$10K – $1M
Revenue-based funding for working capital, equipment, and growth. Most fund in 1–3 days.
See What You Qualify For →$1M – $5M
Structured financing with capital stacking. Dedicated commercial specialist.
Talk to a Commercial Specialist →$5M – $20M+
Complex transactions. Multi-lender capital stacks. Acquisitions, CRE, fleet buildouts.
Request a Financing Review →Recommended Products
The most popular funding types for businesses in Bend. Each links to a detailed product page.
Seasonal tourism creates cash flow gaps. Bridge working capital funds in 1–3 days.
View Product Details →Brewery equipment, restaurant buildouts, construction machinery — the asset is your collateral.
View Product Details →Lowest rates for business acquisitions and property. 10% down for most transactions.
View Product Details →Bend's $280M CRE market is competitive. SBA 504 with 10% down for acquisitions.
View Product Details →FAQ
Our team works with Bend business owners every day. Tourism drives demand for working capital to prepare for peak seasons. The craft beer scene creates constant need for equipment financing. St. Charles drives healthcare practice acquisitions.
Here's what works in Bend: seasonal working capital for restaurant prep, equipment financing for brewery expansion, and revenue-based capital stacking for business acquisitions. Check our loan cost calculator to see real numbers.
Bobby Friel
Founder, Basecamp Funding
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For capital stacks combining SBA, commercial real estate, equipment, and working capital into one structured package from $500K to $20M+, our commercial team structures the full transaction across multiple lenders.
Explore Commercial Financing →One application. 70+ lenders compete. Your dedicated specialist presents your best options.
Soft-pull pre-qual · No obligation · 60 seconds
