This Is Why You're Here
Why Woodworkings Come to Us Instead of Their Bank
You landed a $90K custom cabinet contract for a luxury home. Hardwood and plywood materials cost $25K upfront. The builder pays 50% at install, 50% at completion — 8 weeks out.
Your CNC router is 15 years old and can’t hold tolerances on complex joinery. A new Biesse is $95K. Every rework costs $500-$1,000 in wasted material and labor.
A hospitality group wants custom furniture for 3 restaurants — $180K contract over 6 months. You need $50K in materials and $15K in jigs and fixtures before production starts.
Your wide-belt sander’s conveyor belt snapped during a $45K millwork run. Replacement parts are $8K and take 10 days. You’re hand-sanding to stay on deadline, burning $1,200/day in extra labor costs.
A builder wants you to do all the cabinetry for a 12-unit condo development — $340K over 9 months. You need to hire two finish carpenters and buy $60K in sheet goods and hardware before the first unit is ready for install.
We won a $520K custom cabinetry contract for a hotel chain but needed a CNC router and edge bander — $190K total. Basecamp found us equipment financing at 7.2% in 5 days. Best investment we ever made.
Carl B., Woodworking Shop Owner, Asheville, NC
Woodworking Financing
Get Your Woodworking Business Funded in 60 Seconds
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Built for Your Business
Why Woodworking Businesses Choose Basecamp
Hardwood Costs Hit Before the Deposit
A $90K custom cabinet job needs $25K in walnut and plywood upfront. The builder pays 50% at install, 50% at completion. That's 8 weeks of float. We fund material purchases in 24-48 hours.
Old Routers Cost More Than New Ones
Your 15-year-old CNC router wastes $500-$1,000 per rework on bad cuts. A $95K Biesse pays for itself in reduced waste and doubled output. Equipment financing with the router as collateral — 0-10% down.
Hospitality Contracts Need Scale Capital
A hotel chain wants custom furniture for 3 locations — $180K contract. Materials, jigs, and fixtures cost $65K before production starts. We fund the ramp-up so you can take contracts your cash alone won't cover.
Dust Collection Isn't Optional Anymore
OSHA compliance, fire codes, insurance requirements — a $20K-$40K dust collection system isn't a luxury. We fund compliance upgrades fast enough to avoid fines and shutdowns.
What You're Up Against
The Real Challenges Woodworkings Face
Pricing Transparency
What Woodworking Funding Actually Costs
Rates vary by credit, revenue, and time in business. These are typical ranges.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Tax Strategy
Section 179 Breakdown for Woodworkings
Finance the equipment. Keep your cash. Take the deduction. Your cnc router (5x10) costs $57,000 after taxes and you never touched your reserves.
— Bobby Friel, Basecamp Funding - Founder
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Application
Answer a few quick questions about your business. No documents needed yet.
Soft Credit Check
We check your options with zero impact on your FICO. Your score stays untouched.
Lenders Compete Behind the Scenes
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
One Specialist, Multiple Offers
Your funding specialist presents your best options. No spam calls. No runaround.
Pick Your Offer & Get Funded
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
Woodworking Capital Uses
What Woodworking Businesses Use Funding For
Equipment & Machinery
CNC machines, lathes, presses, conveyors, welders. Finance upgrades without draining cash reserves.
Raw Materials & Inventory
Steel, resin, lumber, components. Lock in bulk pricing and fill large orders without cash crunches.
Facility Expansion
New production lines, warehouse space, cold storage. Scale your footprint to match demand.
Workforce & Hiring
Skilled operators, engineers, floor supervisors. Staff up for large contracts and seasonal surges.
Technology & Automation
Robotics, ERP systems, IoT sensors, AI quality control. Invest in Industry 4.0 without cash strain.
Supply Chain Resilience
Dual-source suppliers, safety stock, domestic reshoring. Protect against disruptions and tariff exposure.
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
These Can Be Deal-Breakers
Need commercial insurance for your woodworking business?
Commercial insurance is required for most equipment loans over $50K. InsuranceService365.com covers manufacturers across 29 states.
Don't Wait Until You Need Funding to Get Funded
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
See What Your Woodworking Business Qualifies For
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Other Manufacturers Specialties We Fund
Click any specialty for tailored financing options.
Recommended Products
Recommended Funding for Woodworking Businesses
Working Capital
Fund raw materials and payroll before customer payment arrives.
Learn More →Equipment Financing
Finance CNC machines, presses, and production equipment — asset-backed.
Learn More →Invoice Factoring
Convert net-30/60/90 invoices into same-day cash.
Learn More →Business Line of Credit
Draw for materials and tooling as production orders fluctuate.
Learn More →FAQs
Woodworking Business Loan FAQs
Woodworking & Cabinet Shop Loans — $10K to $5M+
A CNC router costs $95K. A wide-belt sander runs $40K. And the walnut for that custom kitchen just went up 20% since you quoted the job. That's woodworking. You're fronting $25K in hardwood and plywood before the builder's first draw, cutting material that costs $15 a board foot, and hoping the client doesn't change the door style halfway through. Banks don't understand project-based cash flow. Our 70+ lenders do.
But here's the real issue — most cabinet shops and millwork companies are still running 15-year-old equipment. The router drifts, you rework the panel, waste $800 in material. A $95K CNC upgrade cuts waste by half and doubles throughput. That's $20K a month in new capacity. Equipment financing with the machine as collateral, 0-10% down. Or maybe you need $50K for hardwood inventory on a hospitality contract. Working capital in 24 hours. One application, no hard pull.
Stop Waiting on Banks. Get Your Woodworking Business Funded Today.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide