This Is Why You're Here
Why Electronics Assemblys Come to Us Instead of Their Bank
A contract manufacturer dropped your client. You can pick up their 50K-unit/month PCB assembly contract. But you need $100K in component inventory and a $65K reflow oven before production starts in 4 weeks.
Component lead times went from 8 weeks to 20 weeks. You need to pre-order $80K in ICs and passives now to avoid production delays on committed orders.
Your AOI machine is missing defects. A new system is $45K. Every defective board that ships costs $200 in rework and warranty claims.
A medical device startup awarded you a 3-year assembly contract worth $1.2M annually. You need to build a dedicated clean room assembly cell — $92K in equipment and modifications — before the FDA audit in 8 weeks.
Your pick-and-place machine's feeder bank is failing. Half your feeders jam every shift. A full feeder replacement kit is $38K. Without it, your placement rate drops 40% and you can't hit delivery dates on three active contracts worth $175K combined.
Lead times on ICs hit 26 weeks. We had to pre-order $180K in components to lock pricing for a medical device contract. Basecamp got us working capital in 2 days — saved us $45K in price increases.
Janet W., Electronics Assembly CEO, San Jose, CA
Electronics Assembly Financing
Get Your Electronics Assembly Business Funded in 60 Seconds
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Built for Your Business
Why Electronics Assembly Businesses Choose Basecamp
Component Lead Times Won't Stall You
IC lead times went from 8 weeks to 26 weeks overnight. You need to pre-order $80K in chips now or miss your delivery window. A credit line lets you lock in components before prices spike another 30%.
Testing Equipment Pays for Itself Fast
A $45K AOI system catches defects your visual inspection misses. Every board that ships bad costs $200 in rework and warranty. We fund testing upgrades in days, not weeks.
New Contracts Need Upfront Capital
You land a 50K-unit PCB assembly contract. That's $100K in component inventory and a $65K reflow oven before production starts. We fund multi-product launches in 1-2 weeks.
Your Cash Cycle Is 120+ Days. Ours Isn't.
Buy components net-30, produce for 3 weeks, ship, customer pays net-60. That's 4 months with capital locked up. Invoice factoring gets you 90% in 24 hours so the next run starts immediately.
What You're Up Against
The Real Challenges Electronics Assemblys Face
Pricing Transparency
What Electronics Assembly Funding Actually Costs
Rates vary by credit, revenue, and time in business. These are typical ranges.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Tax Strategy
Section 179 Breakdown for Electronics Assemblys
Finance the equipment. Keep your cash. Take the deduction. Your smt pick-and-place machine costs $99,000 after taxes and you never touched your reserves.
— Bobby Friel, Basecamp Funding - Founder
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Application
Answer a few quick questions about your business. No documents needed yet.
Soft Credit Check
We check your options with zero impact on your FICO. Your score stays untouched.
Lenders Compete Behind the Scenes
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
One Specialist, Multiple Offers
Your funding specialist presents your best options. No spam calls. No runaround.
Pick Your Offer & Get Funded
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
Electronics Assembly Capital Uses
What Electronics Assembly Businesses Use Funding For
Equipment & Machinery
CNC machines, lathes, presses, conveyors, welders. Finance upgrades without draining cash reserves.
Raw Materials & Inventory
Steel, resin, lumber, components. Lock in bulk pricing and fill large orders without cash crunches.
Facility Expansion
New production lines, warehouse space, cold storage. Scale your footprint to match demand.
Workforce & Hiring
Skilled operators, engineers, floor supervisors. Staff up for large contracts and seasonal surges.
Technology & Automation
Robotics, ERP systems, IoT sensors, AI quality control. Invest in Industry 4.0 without cash strain.
Supply Chain Resilience
Dual-source suppliers, safety stock, domestic reshoring. Protect against disruptions and tariff exposure.
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
These Can Be Deal-Breakers
Need commercial insurance for your electronics assembly business?
Commercial insurance is required for most equipment loans over $50K. InsuranceService365.com covers manufacturers across 29 states.
Don't Wait Until You Need Funding to Get Funded
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
See What Your Electronics Assembly Business Qualifies For
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Other Manufacturers Specialties We Fund
Click any specialty for tailored financing options.
Recommended Products
Recommended Funding for Electronics Assembly Businesses
Working Capital
Fund raw materials and payroll before customer payment arrives.
Learn More →Equipment Financing
Finance CNC machines, presses, and production equipment — asset-backed.
Learn More →Invoice Factoring
Convert net-30/60/90 invoices into same-day cash.
Learn More →Business Line of Credit
Draw for materials and tooling as production orders fluctuate.
Learn More →FAQs
Electronics Assembly Business Loan FAQs
Electronics Assembly Loans & PCB Manufacturing Financing — $10K to $10M+
Electronics assembly has the worst cash cycle in manufacturing. You're pre-ordering $80K in ICs with 20-week lead times, buying $30K in PCB substrates, running production for 3 weeks, shipping, and then waiting net-60 for payment. That's 4+ months with your capital completely locked up. Banks see a low account balance and say no. Our lenders see a full production schedule and committed POs. And they fund around that reality.
And the component shortage made everything worse. Chips that cost $2 last year cost $8 now. Lead times doubled. If you don't pre-order, you miss delivery dates. If you do pre-order, you need $100K-$200K in working capital you didn't budget for. We connect you with 70+ lenders who fund electronics assemblers every week. Pick-and-place machines, reflow ovens, AOI systems, component inventory. $20K to $1M. One application, no hard pull, most shops approved within hours.
Stop Waiting on Banks. Get Your Electronics Assembly Business Funded Today.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide