This Is Why You're Here
Why Packagings Come to Us Instead of Their Bank
A CPG brand awarded you a $400K annual packaging contract. Your current line can’t handle the volume. A $250K flow-wrapper and case packer would add the capacity — but the contract starts in 6 weeks.
Corrugated board prices jumped 15%. Your committed orders total $300K in packaging at old material quotes. You need $45K in extra working capital to honor pricing and keep the customer.
Your die-cutting press needs a $30K overhaul. Lead time on parts is 3 weeks. Every day of downtime costs $4K in delayed orders.
A pet food brand wants blister packaging for a new product launch — 500K units in 60 days. Custom thermoforming tooling is $42K and film inventory is $28K. They pay net-45. Miss this window and they go with a larger packager.
Your gluing system is causing a 6% reject rate on carton assembly. A new hot-melt system is $18K. At current production volume, that reject rate costs you $3,200/week in wasted board and labor to re-run bad cartons.
A CPG brand needed 2 million units packed and shipped in 6 weeks. We had the capacity but needed $85K for die tooling and corrugated inventory upfront. Basecamp funded us in 48 hours.
Lisa P., Packaging Operations Director, Memphis, TN
Packaging Financing
Get Your Packaging Business Funded in 60 Seconds
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. Soft-pull pre-qual.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
Soft-pull pre-qual · No obligation · Estimate only
Built for Your Business
Why Packaging Businesses Choose Basecamp
Die Tooling Costs Hit Day One
Custom dies run $15K-$50K per job and they're due before the first box gets cut. Your CPG customer pays net-60. We fund tooling costs in 24-48 hours so you take the contract without draining reserves.
Corrugated Price Swings Don't Kill You
Board prices jumped 15% and you've got $300K in committed orders at old quotes. A credit line lets you absorb material increases and honor pricing instead of renegotiating every contract.
Line Upgrades That Match Contract Growth
A CPG brand awards you $400K annually but your current line can't handle volume. A $250K flow-wrapper upgrade is the answer. Equipment financing with the line as collateral — funded in 3-10 days.
CPG Clients Pay Slow. We Pay Fast.
Your biggest customers are Fortune 500 CPG brands. Great contracts, terrible payment terms — net-45 to net-60. Invoice factoring turns those invoices into same-day cash.
Bobby's Take
Bobby's Playbook for Packaging
Most packaging manufacturing operators walk into a bank and get steered toward general commercial real estate financing or generic equipment loans. What banks miss is that a $300K corrugator or flexo press plus material inventory plus ancillary finishing equipment usually needs three different products from three specialists, not one generalist loan. Capital stacking changes the math. Here's how to position your transaction so the right specialists see it first.
Three things determine whether a packaging transaction closes: customer mix (FMCG, e-commerce, industrial), your raw-material (corrugate, film, ink) supplier relationships, and the resale value of the press or converting equipment. Not your personal FICO. Not your time in business. Specialist packaging lenders care about whether your monthly contract revenue supports a $4,500-$8,000/month payment — and whether your equipment portfolio holds resale value to anchor the loan.
The biggest mistake packaging operators make: applying without showing the recurring nature of FMCG and e-commerce contracts. Lenders see one-time large invoices and assume revenue is lumpy. The fix: separate recurring FMCG and e-commerce contract revenue from one-off industrial orders. Specialist packaging lenders price recurring contract revenue as the most predictable. Generalist lenders see lumpiness and underwrite to the worst-month invoice.
FMCG recurring run revenue forfeited without press capacity
Where this gets interesting at scale: a packaging operator adding a flexo press, expanding into custom corrugated capacity, or buying a building doesn't need ONE loan. They need equipment financing for the new press + a working capital line for corrugate, film, and ink inventory + invoice factoring on the longer-paying FMCG accounts + sometimes a SBA 504 for the building. Four products, multiple lenders, one application — that's how single-line packaging shops scale into multi-line custom-packaging operations.
The packaging operators who scale fastest aren't the ones who waited until the FMCG client gave them a multi-year contract before adding capacity. They're the ones who had press capacity ready when the brand or e-commerce account asked for an additional run. Turning down a $400K-per-year recurring run because you can't add capacity is revenue going to a competitor. Run the numbers in 60 seconds — see what 70+ specialist lenders will offer your packaging business this week.
Bottom line:
Packaging shops get priced on lumpy invoices when FMCG and e-commerce contracts are recurring revenue. Separate them on the file — generalists see one-off industrial orders and underwrite to the worst month.
Bobby Friel
Founder, Basecamp Funding
What You're Up Against
The Real Challenges Packagings Face
Pricing Transparency
What Packaging Funding Actually Costs
Rates and terms depend on credit, revenue, time in business, and lender. Every business is unique — see what 70+ lenders will offer you in 60 seconds. Soft-pull pre-qual.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Tax Strategy
Section 179 Breakdown for Packagings
Finance the equipment. Keep your cash. Take the deduction. Your folder-gluer machine costs $105,000 after taxes and you never touched your reserves.
Bobby Friel
Founder, Basecamp Funding
How It Works
From Application to Funded in 5 Steps
No paperwork avalanche. No bank lobby. No guessing.
60-Second Intake
Tell us about your shop, what you produce, and monthly revenue. No P&L upload yet.
Soft Credit Screen
We screen options with no impact on your FICO or your supplier credit lines.
Manufacturing-Specialty Lenders Compete
70+ lenders who fund CNC shops, fabricators, and assemblers review your file in parallel.
One Specialist, Multiple Term Sheets
Your funding specialist walks through equipment finance, working capital, and PO/invoice structures.
Choose Your Offer, Sign, Get Funded
E-signature. Capital lands in time to keep production on schedule and POs flowing.
Packaging Capital Uses
What Packaging Businesses Use Funding For
Equipment & Machinery
CNC machines, lathes, presses, conveyors, welders. Finance upgrades without draining cash reserves.
Raw Materials & Inventory
Steel, resin, lumber, components. Lock in bulk pricing and fill large orders without cash crunches.
Facility Expansion
New production lines, warehouse space, cold storage. Scale your footprint to match demand.
Workforce & Hiring
Skilled operators, engineers, floor supervisors. Staff up for large contracts and seasonal surges.
Technology & Automation
Robotics, ERP systems, IoT sensors, AI quality control. Invest in Industry 4.0 without cash strain.
Supply Chain Resilience
Dual-source suppliers, safety stock, domestic reshoring. Protect against disruptions and tariff exposure.
Full Transparency
What Kills Your Qualification (And What Doesn't)
Most lenders won't tell you this upfront. We will.
✅ These Won't Stop You
These Can Be Deal-Breakers
Need commercial insurance for your packaging business?
Commercial insurance is required for most equipment loans over $50K. InsuranceService365.com covers manufacturers across 29 states.
Don't Wait Until You Need Funding to Get Funded
Manufacturing revenue is concentrated — a few large customers, net-30/60 terms, raw materials due upfront. The shops that scale steadily funded equipment and working capital BEFORE the big PO landed. By the time you're scrambling for a $200K CNC down payment, the customer is already shopping a competitor. Pre-qualify when production is steady.
Ready?
See What Your Packaging Business Qualifies For
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
See What You Could Qualify For
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
Soft-pull pre-qual · No obligation · Estimate only
Other Manufacturers Specialties We Fund
Click any specialty for tailored financing options.
Recommended Products
Recommended Funding for Packaging Businesses
Working Capital
Fund raw materials and payroll before customer payment arrives.
Learn More →Equipment Financing
Finance CNC machines, presses, and production equipment — asset-backed.
Learn More →Invoice Factoring
Convert net-30/60/90 invoices into same-day cash.
Learn More →Business Line of Credit
Draw for materials and tooling as production orders fluctuate.
Learn More →FAQs
Packaging Business Loan FAQs
Packaging Manufacturing Loans & Packaging Company Financing — $10K to $20M+
Packaging is a weird business. Your customers are Fortune 500 CPG brands with great credit — and terrible payment terms. Net-45 to net-60 on every invoice. Meanwhile, you're fronting $85K for custom dies and $45K for corrugated inventory before the first case gets packed. And when board prices spike 15% mid-contract, you eat it or lose the account. Banks see packaging and think "boxes." Our lenders see recurring revenue from blue-chip customers.
Here's what I tell packaging companies — you've got the best collateral in manufacturing. Committed contracts from name-brand CPG companies. Flow wrappers and case packers that hold value. Recurring monthly volume. That's exactly what lenders want to see. A $250K line upgrade that doubles capacity? Equipment financing with competitive terms. A $75K working capital advance to cover die tooling on a new contract? Funded in 48 hours. 70+ lenders competing for your business. One application, no hard pull.
Stop Letting Raw Material Costs Outpace Customer Payments. Get Your Packaging Operation Funded Today.
60 seconds. Soft-pull pre-qual. No obligation.
See What You Qualify For →Soft-pull pre-qual · Free to check · Nationwide