Packaging manufacturers serve every industry — food, pharma, consumer goods — and the equipment is expensive, specialized, and constantly evolving. Between $300K packaging lines, custom die costs, and the material inventory to run high-volume orders — packaging companies need capital that scales with production.
This Is Why You're Here
A CPG brand awarded you a $400K annual packaging contract. Your current line can’t handle the volume. A $250K flow-wrapper and case packer would add the capacity — but the contract starts in 6 weeks.
Corrugated board prices jumped 15%. Your committed orders total $300K in packaging at old material quotes. You need $45K in extra working capital to honor pricing and keep the customer.
Your die-cutting press needs a $30K overhaul. Lead time on parts is 3 weeks. Every day of downtime costs $4K in delayed orders.
A pet food brand wants blister packaging for a new product launch — 500K units in 60 days. Custom thermoforming tooling is $42K and film inventory is $28K. They pay net-45. Miss this window and they go with a larger packager.
Your gluing system is causing a 6% reject rate on carton assembly. A new hot-melt system is $18K. At current production volume, that reject rate costs you $3,200/week in wasted board and labor to re-run bad cartons.
A CPG brand needed 2 million units packed and shipped in 6 weeks. We had the capacity but needed $85K for die tooling and corrugated inventory upfront. Basecamp funded us in 48 hours.
Lisa P., Packaging Operations Director, Memphis, TN
Packaging Financing
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
Built for Your Business
Custom dies run $15K-$50K per job and they're due before the first box gets cut. Your CPG customer pays net-60. We fund tooling costs in 24-48 hours so you take the contract without draining reserves.
Board prices jumped 15% and you've got $300K in committed orders at old quotes. A credit line lets you absorb material increases and honor pricing instead of renegotiating every contract.
A CPG brand awards you $400K annually but your current line can't handle volume. A $250K flow-wrapper upgrade is the answer. Equipment financing with the line as collateral — funded in 3-10 days.
Your biggest customers are Fortune 500 CPG brands. Great contracts, terrible payment terms — net-45 to net-60. Invoice factoring turns those invoices into same-day cash.
What You're Up Against
| Challenge | What It Looks Like | Funding Solution | Amount | Speed |
|---|---|---|---|---|
| Folder-gluer machine acquisition | A $150K–$250K folder-gluer handles carton assembly at 50K+ units/hour — manual assembly caps production and costs 3x more per unit in labor | Equipment Financing | $150K–$250K | 3–10 days |
| Die-cutting equipment upgrade | Custom rotary and flatbed die-cutters at $80K–$200K handle complex packaging shapes — worn dies cause 6%+ reject rates costing $3K/week in waste | Equipment Financing | $80K–$200K | 3–10 days |
| Corrugator maintenance and overhaul | A corrugator overhaul runs $40K–$80K — deferred maintenance causes board delamination and customer complaints on $300K+ in committed orders | Working Capital | $40K–$80K | 1–3 days |
| Large print order material pre-buy | A 2M-unit packaging run needs $85K in corrugated board, film, and adhesives upfront — the CPG customer pays net-60 after delivery | PO Financing | $50K–$200K | 3–7 days |
| Warehouse expansion for finished goods | CPG clients require 30-day safety stock — storing 500K+ units needs $60K–$120K in racking, dock equipment, and lease deposits | SBA Loans | $60K–$150K | 30–60 days |
Pricing Transparency
| Product | Amount | Term | Rate | Speed |
|---|---|---|---|---|
| Working Capital | $10K–$2M | 3-18mo | 8-22% APR | 1-3 days |
| Equipment Financing | $10K–$5M | 2-10yr | 5-15% APR | 3-10 days |
| Invoice Factoring | $10K–$5M | Per invoice | 1-3% per 30 days | 1-2 days |
| Business LOC | $10K–$5M | Revolving | 8-24% APR | 1-5 days |
| SBA Loans | $50K–$5M | 10-25yr | 6-10% APR | 30-90 days |
Rates vary by credit, revenue, and time in business. These are typical ranges.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Tax Strategy
| Equipment | Cost | Tax Rate | Deduction | Tax Savings | Net Cost |
|---|---|---|---|---|---|
| Folder-Gluer Machine | $175,000 | 40% | $175,000 | $70,000 | $105,000 |
| Rotary Die-Cutter | $120,000 | 40% | $120,000 | $48,000 | $72,000 |
| Shrink Wrap Tunnel System | $38,000 | 35% | $38,000 | $13,300 | $24,700 |
Finance the equipment. Keep your cash. Take the deduction. Your folder-gluer machine costs $105,000 after taxes and you never touched your reserves.
— Bobby Friel, Basecamp Funding - Founder
How It Works
No paperwork avalanche. No bank lobby. No guessing.
Answer a few quick questions about your business. No documents needed yet.
We check your options with zero impact on your FICO. Your score stays untouched.
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
Your funding specialist presents your best options. No spam calls. No runaround.
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
Packaging Capital Uses
CNC machines, lathes, presses, conveyors, welders. Finance upgrades without draining cash reserves.
Steel, resin, lumber, components. Lock in bulk pricing and fill large orders without cash crunches.
New production lines, warehouse space, cold storage. Scale your footprint to match demand.
Skilled operators, engineers, floor supervisors. Staff up for large contracts and seasonal surges.
Robotics, ERP systems, IoT sensors, AI quality control. Invest in Industry 4.0 without cash strain.
Dual-source suppliers, safety stock, domestic reshoring. Protect against disruptions and tariff exposure.
Full Transparency
Most lenders won't tell you this upfront. We will.
Need commercial insurance for your packaging business?
Commercial insurance is required for most equipment loans over $50K. InsuranceService365.com covers manufacturers across 29 states.
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
Click any specialty for tailored financing options.
Recommended Products
Fund raw materials and payroll before customer payment arrives.
Learn More →Finance CNC machines, presses, and production equipment — asset-backed.
Learn More →Convert net-30/60/90 invoices into same-day cash.
Learn More →Draw for materials and tooling as production orders fluctuate.
Learn More →FAQs
Packaging is a weird business. Your customers are Fortune 500 CPG brands with great credit — and terrible payment terms. Net-45 to net-60 on every invoice. Meanwhile, you're fronting $85K for custom dies and $45K for corrugated inventory before the first case gets packed. And when board prices spike 15% mid-contract, you eat it or lose the account. Banks see packaging and think "boxes." Our lenders see recurring revenue from blue-chip customers.
Here's what I tell packaging companies — you've got the best collateral in manufacturing. Committed contracts from name-brand CPG companies. Flow wrappers and case packers that hold value. Recurring monthly volume. That's exactly what lenders want to see. A $250K line upgrade that doubles capacity? Equipment financing from 5% APR. A $75K working capital advance to cover die tooling on a new contract? Funded in 48 hours. 70+ lenders competing for your business. One application, no hard pull.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide