Aerospace & Defense business funding — Aircraft jet engine with open cowlings undergoing maintenance in an aviation hangar
No Hard Credit Pull · Same-Day Funding Available
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Aerospace & Defense Business Loans — Funded in 24 Hours

Aerospace manufacturing demands the highest precision, the strictest certifications, and the longest payment cycles in manufacturing. Between AS9100 compliance, $500K+ 5-axis machines, and government contracts that pay net-90 — aerospace manufacturers need patient, serious capital.

No hard credit pull to see your options
Revenue-based approval, not FICO-based
70+ lending partners compete for your business
Funded as fast as same day
$10M+
Max Funding
Per deal or stacked
Same-Day
Available
Fastest funding option
Aerospace & Defense
Funding Experts
Specialized underwriting
70+
Lenders
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5.0★★★★★78 Google ReviewsBasecamp Funding BBB Business Review
No Minimum Credit Score$10K+ Monthly Deposits6+ Months OperatingNo Hard Credit PullAll Manufacturing Types

This Is Why You're Here

Why Aerospace & Defenses Come to Us Instead of Their Bank

1

You won a $1.2M defense subcontract. Materials (titanium, Inconel) cost $350K. The prime contractor pays net-90 after inspection. Your bank won’t bridge a 90-day gap at this scale.

2

AS9100 recertification is due — audits, documentation, and corrective actions total $35K. Losing certification means losing every aerospace customer.

3

A 5-axis CNC machine would let you take on turbine blade contracts worth $200K/month. The machine is $450K. Your current 3-axis limits you to simpler components.

4

A prime contractor wants you to take over a legacy landing gear component program — $2.4M annually. You need $140K in Nadcap-certified heat treat equipment and a $55K tool crib buildout. The qualification audit is in 10 weeks and there’s no flexibility on the timeline.

5

Your EDM machine is producing surface finishes outside spec on turbine disk slots. A new wire EDM is $320K. Every scrapped disk blank costs $4,800 in exotic alloy material alone — and you’ve scrapped three this month.

★★★★★

We won a $1.8M defense subcontract but needed $310K in titanium and Inconel upfront — with net-90 government payment terms. Basecamp set up invoice factoring in 5 days. Cash flow problem solved.

Colonel Dan F. (Ret.), Aerospace Shop Owner, Huntsville, AL

Aerospace & Defense Financing

Get Your Aerospace & Defense Business Funded in 60 Seconds

Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.

Estimated range appears instantly
Auto-advances as you answer — no extra clicks
Soft credit pull only — your FICO stays untouched
Real specialist reviews your file within the hour
No obligation — see your options and decide
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$75K/mo$2M+

Estimated Approval Range

$75K$113K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

5.0★★★★★78 ReviewsBasecamp Funding BBB Business Review

Built for Your Business

Why Aerospace & Defense Businesses Choose Basecamp

✈️

Net-90 Government Pay Won't Starve You

Defense primes and government contracts pay net-90. That's 3 months with $350K in titanium and labor costs sitting unpaid. Invoice factoring on government receivables gets you 90% in 24-48 hours at the lowest rates available.

📜

AS9100 Compliance Doesn't Wait

Recertification audits, corrective actions, documentation overhauls — $35K in costs that aren't optional. Lose your AS9100 and you lose every aerospace customer. We fund compliance costs in days.

⚙️

5-Axis Machines Open 6-Figure Contracts

A $450K 5-axis CNC lets you take on turbine blade and structural component contracts worth $200K/month. Equipment financing with the machine as collateral — aerospace-grade equipment holds value and qualifies for premium terms.

🔒

ITAR-Compliant Lenders Who Get It

Your shop handles controlled defense articles. You can't work with just any lender. We connect you with partners who understand ITAR, classified programs, and the security clearance process.

What You're Up Against

The Real Challenges Aerospace & Defenses Face

ChallengeWhat It Looks LikeFunding SolutionAmountSpeed
AS9100 certification and recertificationAS9100 audits, corrective actions, and documentation overhauls cost $25K–$50K — losing certification means losing every aerospace customer overnightWorking Capital$25K–$50K1–3 days
Specialty tooling for exotic alloysMachining titanium and Inconel requires carbide and ceramic tooling that costs 5–10x more than standard — $15K–$40K in tooling per contractWorking Capital$15K–$50K1–3 days
Material traceability systemsAerospace primes require full material traceability — ERP upgrades ($45K), barcode/RFID systems ($20K), and cert management software ($15K)Working Capital$30K–$80K1–3 days
NDT equipment acquisitionNon-destructive testing (X-ray, ultrasonic, dye penetrant) equipment costs $60K–$150K — required for in-house inspection on structural componentsEquipment Financing$60K–$150K3–10 days
Engineer and specialist recruitmentHiring GD&T specialists, CNC programmers, and quality engineers at $85K–$130K/year each — staffing up for a $2M+ defense program requires $200K+ in upfront labor costsWorking Capital$100K–$300K1–3 days

Pricing Transparency

What Aerospace & Defense Funding Actually Costs

ProductAmountTermRateSpeed
Working Capital$10K–$2M3-18mo8-22% APR1-3 days
Equipment Financing$10K–$5M2-10yr5-15% APR3-10 days
Invoice Factoring$10K–$5MPer invoice1-3% per 30 days1-2 days
Business LOC$10K–$5MRevolving8-24% APR1-5 days
SBA Loans$50K–$5M10-25yr6-10% APR30-90 days

Rates vary by credit, revenue, and time in business. These are typical ranges.

These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.

Calculate Your Real Cost →

Tax Strategy

Section 179 Breakdown for Aerospace & Defenses

EquipmentCostTax RateDeductionTax SavingsNet Cost
5-Axis CNC Mill (Aerospace Grade)$450,00040%$450,000$180,000$270,000
Wire EDM Machine$320,00040%$320,000$128,000$192,000
Ultrasonic NDT System$85,00035%$85,000$29,750$55,250

Finance the equipment. Keep your cash. Take the deduction. Your 5-axis cnc mill (aerospace grade) costs $270,000 after taxes and you never touched your reserves.

— Bobby Friel, Basecamp Funding - Founder

How It Works

From Application to Funded in 5 Steps

No paperwork avalanche. No bank lobby. No guessing.

📝
1

60-Second Application

Answer a few quick questions about your business. No documents needed yet.

🔍
2

Soft Credit Check

We check your options with zero impact on your FICO. Your score stays untouched.

🏦
3

Lenders Compete Behind the Scenes

Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.

📞
4

One Specialist, Multiple Offers

Your funding specialist presents your best options. No spam calls. No runaround.

5

Pick Your Offer & Get Funded

Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.

Aerospace & Defense Capital Uses

What Aerospace & Defense Businesses Use Funding For

🏭

Equipment & Machinery

CNC machines, lathes, presses, conveyors, welders. Finance upgrades without draining cash reserves.

📦

Raw Materials & Inventory

Steel, resin, lumber, components. Lock in bulk pricing and fill large orders without cash crunches.

🏗️

Facility Expansion

New production lines, warehouse space, cold storage. Scale your footprint to match demand.

👷

Workforce & Hiring

Skilled operators, engineers, floor supervisors. Staff up for large contracts and seasonal surges.

🤖

Technology & Automation

Robotics, ERP systems, IoT sensors, AI quality control. Invest in Industry 4.0 without cash strain.

🔗

Supply Chain Resilience

Dual-source suppliers, safety stock, domestic reshoring. Protect against disruptions and tariff exposure.

Full Transparency

What Kills Your Qualification (And What Doesn't)

Most lenders won't tell you this upfront. We will.

✅ These Won't Stop You

Low personal credit score (no minimum FICO)
Seasonal or cyclical revenue patterns
Heavy equipment on the balance sheet
Less than 2 years in business (6 months is fine)
Existing equipment leases or loans
No collateral beyond business assets
Recent supply chain disruptions
Prior bank denial for business financing

These Can Be Deal-Breakers

Less than $10,000/month in bank deposits
Less than 6 months in operation
No business checking account
Active (undischarged) bankruptcy
Negative average daily bank balance
Heavy NSF/overdraft activity on statements
Active OSHA violations or regulatory shutdowns
Undisclosed existing positions or defaults

Need commercial insurance for your aerospace & defense business?

Commercial insurance is required for most equipment loans over $50K. InsuranceService365.com covers manufacturers across 29 states.

Check Coverage Options →

Don't Wait Until You Need Funding to Get Funded

68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.

Ready?

See What Your Aerospace & Defense Business Qualifies For

Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.

Estimated approval range appears instantly
Auto-advances — no extra buttons to click
Soft pull only — FICO untouched
70+ lenders compete for your business
No obligation to accept any offer
Estimate
Revenue
History
Contact

See What You Could Qualify For

Slide to your average monthly bank deposits.

$10K$75K/mo$2M+

Estimated Approval Range

$75K$113K

Based on 100-150% of monthly revenue

No hard credit pull · No obligation · Estimate only

5.0★★★★★78 ReviewsBasecamp Funding BBB Business Review

Other Manufacturers Specialties We Fund

Click any specialty for tailored financing options.

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FAQs

Aerospace & Defense Business Loan FAQs

Aerospace Manufacturing Loans & Defense Contractor Financing — $10K to $10M+

Aerospace is the most capital-intensive manufacturing sector there is. A 5-axis CNC machine costs $450K. Titanium billets run $80 a pound. And the government pays net-90. You win a $1.2M defense subcontract, front $350K in exotic alloys and machining time, and then wait three months for inspection and payment. Your bank can't bridge a 90-day gap at that scale. Ours can. Government invoices qualify for the lowest factoring rates in the market — 1-2% per 30 days — because Uncle Sam always pays.

And then there's certification. AS9100 recertification costs $35K in audits, documentation, and corrective actions. It's not optional — lose it and you lose every aerospace customer overnight. ITAR compliance adds another layer. These aren't expenses most lenders understand. Our 70+ lending partners fund aerospace shops, defense subcontractors, and MRO facilities every week. $30K compliance costs to $2M equipment expansions. One application, 60 seconds, no hard pull.

Stop Waiting on Banks. Get Your Aerospace & Defense Business Funded Today.

60 seconds. No credit impact. No obligation.

See What You Qualify For →

No hard credit pull · Free to check · Nationwide