Commercial printing runs on expensive presses, plates, and substrates — and the industry is evolving fast from offset to digital. Between $500K digital presses, the ink and paper for a large run, and clients who pay net-30 — print shops need capital to keep the presses running.
This Is Why You're Here
Your 15-year-old offset press needs replacing. A new digital press ($350K) would cut setup times by 80% and let you take short-run jobs profitably. Your bank doesn’t understand printing economics.
A national retailer awarded you a $200K holiday packaging print run. Paper and ink cost $65K upfront. They pay net-60 after delivery.
You’re adding large-format and signage capabilities. A $45K wide-format printer plus installation and training opens a $15K/month revenue stream.
Your main press rollers need re-covering — $16K job. While they’re out, your backup press can only handle 40% of your volume. You’ve got $110K in committed jobs due in the next 3 weeks and no way to outsource at a price that doesn’t kill your margins.
A pharmaceutical company wants you to print compliant packaging inserts — 2M units/quarter at $0.18 each. You need a $72K inline inspection system to meet FDA labeling accuracy requirements before they’ll approve your facility.
Our 10-year-old offset press was costing us $8K/month in downtime. Basecamp helped us finance a $420K digital press — approved in 6 days. Print quality went up, waste dropped 40%.
Steve H., Print Shop Owner, Charlotte, NC
Printing Financing
Slide the calculator to see your estimated approval range. Then answer 3 quick questions to lock it in. No documents needed. No credit impact.
Built for Your Business
Your 15-year-old offset press costs $8K a month in downtime and waste. A $350K digital press cuts setup times 80% and waste 40%. We fund press upgrades in 3-10 days so you stop bleeding margin.
A $200K holiday print run needs $65K in paper and ink upfront. The retailer pays net-60. A credit line covers consumable inventory so you never turn down a large run over material costs.
Moving from offset to digital is a $300K-$500K investment. Banks want a 5-year business plan for an industry they don't understand. We fund the press, and working capital covers training and transition costs.
Digital presses make short runs profitable — if you have the equipment. A $45K wide-format printer opens $15K/month in signage revenue. Equipment financing where the printer is the collateral.
What You're Up Against
| Challenge | What It Looks Like | Funding Solution | Amount | Speed |
|---|---|---|---|---|
| Digital press acquisition | A $350K–$500K digital press cuts setup from 2 hours to 10 minutes and waste by 40% — essential for profitable short-run work | Equipment Financing | $350K–$500K | 3–10 days |
| Ink and substrate inventory | Specialty inks, coatings, and paper inventory for a $200K holiday print run costs $65K upfront — the retailer pays net-60 | Working Capital | $30K–$100K | 1–3 days |
| Digital press upgrade from offset | Transitioning from offset to digital requires $300K–$500K in presses plus $40K in training and workflow software during the changeover period | Equipment Financing | $300K–$500K | 3–10 days |
| Bindery equipment modernization | Perfect binders ($80K), saddle stitchers ($60K), and automated cutters ($45K) eliminate manual finishing bottlenecks on high-volume jobs | Equipment Financing | $45K–$100K | 3–10 days |
| Large job paper pre-buy | A 500K-piece direct mail contract needs $40K in paper stock ordered 4 weeks before production — the client pays net-45 after mailing | Business LOC | $25K–$75K | 1–3 days |
Pricing Transparency
| Product | Amount | Term | Rate | Speed |
|---|---|---|---|---|
| Working Capital | $10K–$2M | 3-18mo | 8-22% APR | 1-3 days |
| Equipment Financing | $10K–$5M | 2-10yr | 5-15% APR | 3-10 days |
| Invoice Factoring | $10K–$5M | Per invoice | 1-3% per 30 days | 1-2 days |
| Business LOC | $10K–$5M | Revolving | 8-24% APR | 1-5 days |
| SBA Loans | $50K–$5M | 10-25yr | 6-10% APR | 30-90 days |
Rates vary by credit, revenue, and time in business. These are typical ranges.
These are industry averages. Your actual rate depends on your revenue, credit profile, and time in business — it could be lower. Run your specific numbers in 30 seconds.
Calculate Your Real Cost →Tax Strategy
| Equipment | Cost | Tax Rate | Deduction | Tax Savings | Net Cost |
|---|---|---|---|---|---|
| Digital Production Press | $380,000 | 40% | $380,000 | $152,000 | $228,000 |
| Wide-Format Printer | $48,000 | 35% | $48,000 | $16,800 | $31,200 |
| Automated Perfect Binder | $82,000 | 35% | $82,000 | $28,700 | $53,300 |
Finance the equipment. Keep your cash. Take the deduction. Your digital production press costs $228,000 after taxes and you never touched your reserves.
— Bobby Friel, Basecamp Funding - Founder
How It Works
No paperwork avalanche. No bank lobby. No guessing.
Answer a few quick questions about your business. No documents needed yet.
We check your options with zero impact on your FICO. Your score stays untouched.
Your profile is matched to 70+ lending partners. They compete - you never hear from them directly.
Your funding specialist presents your best options. No spam calls. No runaround.
Choose the rate and terms that fit. Sign digitally. Funds hit your account - same day available.
Printing Capital Uses
CNC machines, lathes, presses, conveyors, welders. Finance upgrades without draining cash reserves.
Steel, resin, lumber, components. Lock in bulk pricing and fill large orders without cash crunches.
New production lines, warehouse space, cold storage. Scale your footprint to match demand.
Skilled operators, engineers, floor supervisors. Staff up for large contracts and seasonal surges.
Robotics, ERP systems, IoT sensors, AI quality control. Invest in Industry 4.0 without cash strain.
Dual-source suppliers, safety stock, domestic reshoring. Protect against disruptions and tariff exposure.
Full Transparency
Most lenders won't tell you this upfront. We will.
Need commercial insurance for your printing business?
Commercial insurance is required for most equipment loans over $50K. InsuranceService365.com covers manufacturers across 29 states.
68% of loan denials happen because of weak financials at time of application. The best time to apply is when your business is performing — not when you're scrambling.
Ready?
Slide the calculator, answer 3 questions, and a specialist pulls your options within the hour.
Click any specialty for tailored financing options.
Recommended Products
Fund raw materials and payroll before customer payment arrives.
Learn More →Finance CNC machines, presses, and production equipment — asset-backed.
Learn More →Convert net-30/60/90 invoices into same-day cash.
Learn More →Draw for materials and tooling as production orders fluctuate.
Learn More →FAQs
The printing industry is in the middle of a massive shift. Offset to digital. Long runs to short runs. And the equipment that makes it work costs $350K-$500K. Meanwhile, your old Heidelberg costs $8K a month in downtime and waste, and your clients are moving to competitors with faster turnaround. Banks hear "printing" and think the industry is dying. Our lenders hear it and look at your contracts, your production volume, and your equipment ROI.
Look — a $350K digital press that cuts setup from 2 hours to 10 minutes and waste by 40%? That's not an expense. That's a $5K-$10K monthly margin improvement. A $45K wide-format printer that opens a $15K/month signage revenue stream? The math is obvious. But you need capital to get there. Equipment financing from 5% APR with the press as collateral. Working capital for paper and ink on large runs. Invoice factoring when clients pay net-30/60. One application, 60 seconds, no hard pull.
60 seconds. No credit impact. No obligation.
See What You Qualify For →No hard credit pull · Free to check · Nationwide