Business Funding Calculators

Most business loan offers are designed to be hard to compare. One lender quotes a factor rate, another quotes APR, a third quotes a “cost of capital percentage.” These calculators normalize all of it. Plug in your numbers, see the total repayment, the payment amount, and the cost per dollar borrowed.

Each tool uses standard underwriting formulas and current market rate ranges. They won't replace a lender conversation — but they will make sure you walk into one already knowing what the answer should look like. No email required. No signup. Just math.

Commercial Funding Calculator

Model funding packages from $500K to $10M. SBA, commercial real estate, equipment, and multi-product packages with combined debt service.

Loan Cost Calculator

Calculate the true cost of any business loan — total repayment, weekly or monthly payments, and APR equivalent. Compare factor rates and terms across 7 loan products.

Equipment Financing Calculator

Estimate monthly payments, total cost, and Section 179 tax savings for equipment purchases from $10K to $10M.

Line of Credit Calculator

Compare the cost of a revolving line of credit vs a lump sum working capital loan for your specific draw amount and usage period.

What Can I Qualify For?

Enter your monthly revenue, time in business, and industry to see your estimated approval range and recommended products.

Commercial Capital Stacking Explorer

See how multiple funding products stack together for commercial projects over $500K. SBA, commercial real estate, equipment, and working capital combined into one strategic package.