Inland Empire (Riverside-San Bernardino) Market
The Inland Empire is the logistics capital of the West Coast. Amazon, UPS, FedEx, and dozens of major retailers have built massive distribution centers throughout Riverside and San Bernardino counties. More than 1.5 billion square feet of industrial space serves the entire Western United States from here — and demand keeps growing.
The IE's location is its superpower. Positioned between the Port of LA/Long Beach and the rest of the country, goods flow through the Inland Empire on every major highway and rail line heading east. Industrial development has boomed, with vacancy rates declining to historic lows. Companies that can't find or afford space in LA are moving their operations inland.
The Inland Empire is also the most affordable major metro in Southern California. For business owners, that means lower rents, lower wages, and more room to grow. But the market is catching up fast — industrial land prices have doubled in some corridors. Businesses that secure financing and lock in space now are the ones building long-term value.
Real Results
Real financing scenarios for Inland Empire (Riverside-San Bernardino) businesses through our lender network.
$3.8M acquisition of a 65,000 sq ft distribution warehouse in Ontario. SBA 504 with 10% down ($380K). Tenant already in place — the lease covers the mortgage payment with 20% margin. Building equity in the hottest industrial market in America.
$3.8M funded → 10% down → cash-flow positive from day one
$1.5M fleet expansion for a last-mile delivery company. 10 box trucks + 5 sprinter vans. Equipment financing across two lenders at 10% down. Full fleet operational in 16 days.
$1.5M funded → 10% down → fleet on the road in 16 days
$600K in packaging and processing equipment for a food manufacturer in Fontana. Equipment financing with the machinery as collateral. $0 additional down payment. Monthly payment $5,100.
$600K funded → $0 down → equipment installed in 10 days
$400K expansion of a 6-bay auto repair shop in Riverside. Added 4 bays, 2 new lifts, alignment machine, and ADAS calibration equipment. Equipment financing + small working capital line. All funded within 2 weeks.
$400K funded → expanded to 10 bays → capacity nearly doubled
“We needed a distribution warehouse before peak season and banks were quoting 90 days. Basecamp's team structured an SBA 504 and closed our $3.8M acquisition in 26 days. The lease from our tenant covers the mortgage and then some. Best business decision we've made.”
— Logistics company owner, Ontario CA
Get Started
One application — 60 seconds. 70+ lenders compete. Your dedicated specialist presents your best options.
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Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Industries We Fund
Last-mile delivery, long-haul, and drayage from the ports. The IE is freight central.
📦Distribution warehouses, fulfillment centers, and import/export logistics.
🏭Food processing, packaging, plastics. Companies priced out of LA are expanding here.
🏗️Industrial development is booming. Warehouse construction and site prep dominate.
🔧2M+ registered vehicles. Long commutes mean heavy vehicle wear and constant repair demand.
🦷Growing population drives demand for medical and dental practices across the IE.
Market Data
Key business cost metrics for Inland Empire (Riverside-San Bernardino), CA.
| Category | Inland Empire (Riverside-San Bernardino) Data |
|---|---|
| Commercial Rent | $18–$28/sq ft (office) · $9–$16/sq ft (industrial) |
| Average Wages | $56,800 median household income |
| Permits & Licensing | $400–$4,000+ depending on scope |
| Commercial Property Prices | $150–$280/sq ft (commercial/industrial) |
Why Basecamp
Here's why Inland Empire (Riverside-San Bernardino) business owners choose Basecamp over their local bank.
| Category | Traditional Bank | Basecamp Funding |
|---|---|---|
| Number of lenders | 1 bank, 1 answer | 70+ lenders compete for your business |
| Application time | 60–90 minutes in-branch | 60 seconds online |
| Time to funding | 45–90 days | Same day to 30 days |
| Capital available | Limited to bank's appetite | Capital stacks up to $10M+ |
| Credit requirements | 680+ FICO typical | No minimum — lenders for every profile |
| Specialist support | Loan officer managing 50+ files | Dedicated specialist for your transaction |
Whether you're a growing startup or a multi-million-dollar operation, we match you with the right product and amount.
$10K – $1M
Revenue-based funding for working capital, equipment, and growth. Most fund in 1–3 days.
See What You Qualify For →$1M – $5M
Structured financing with capital stacking. Dedicated commercial specialist.
Talk to a Commercial Specialist →$5M – $10M+
Complex transactions. Multi-lender capital stacks. Acquisitions, CRE, fleet buildouts.
Request a Financing Review →Recommended Products
The most popular funding types for businesses in Inland Empire (Riverside-San Bernardino). Each links to a detailed product page.
The IE's industrial market is the hottest in California. SBA 504 with 10% down for warehouse acquisitions.
View Product Details →Fleet trucks, forklifts, packaging machinery — the asset is your collateral.
View Product Details →Best rates for facility purchases and business acquisitions. 10% down, long terms.
View Product Details →Bridge cash flow during seasonal peaks and fleet expansion ramps.
View Product Details →FAQ
Our team works with Inland Empire business owners who are in the right place at the right time. The IE's industrial market is the hottest on the West Coast — vacancy is declining, demand from e-commerce and logistics is surging, and businesses that can buy warehouse space now are building serious long-term value. Every day we talk to trucking companies expanding their fleets and distribution companies looking for their next warehouse.
Here's what works in the IE: SBA 504 for warehouse acquisitions at 10% down — monthly payments are often less than what you'd pay in lease. For fleet expansion, equipment financing gets trucks on the road in 2 weeks. And for manufacturing companies moving operations from LA to the IE, capital stacking funds the full transition — facility, equipment, and working capital through one application.
— Bobby Friel, Basecamp Funding - Founder
One application. 70+ lenders compete. Your dedicated specialist presents your best options.
No credit impact · No obligation · 60 seconds
