Business loans in Indianapolis, Indiana

Business Loans in Indianapolis, IN

One application reaches 70+ lenders who fund Indianapolis businesses daily. $10K to $20M+. Soft-pull pre-qual.

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✓All established industries
$20M+
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Indianapolis Market

Why Indianapolis Businesses Choose Basecamp

Indianapolis is the economic engine of Indiana and one of the largest cities in the Midwest. Eli Lilly anchors a pharmaceutical corridor that generates billions in life sciences revenue and drives demand for lab space, medical offices, and biotech support services. The city is also home to IU Health — Indiana's largest healthcare system — and Community Health Network, creating a massive medical ecosystem.

The Indianapolis intermodal hub is one of the largest in North America. FedEx, UPS, and Amazon operate major distribution centers in the metro. I-65, I-69, I-70, and I-74 converge here, making Indianapolis a natural logistics crossroads. The city's sports economy — Colts, Pacers, Indy 500 — drives hospitality and service businesses year-round.

Indianapolis has a growing tech sector, a nationally recognized food scene along Mass Ave and Fountain Square, and some of the most affordable commercial real estate of any state capital. Businesses here are scaling fast and need capital that matches their growth rate — not a 90-day bank timeline.

Real Results

Funded in Indianapolis

Real financing scenarios for Indianapolis businesses through our lender network.

🏭

Manufacturing Facility

$1.2M SBA 504 for an Indianapolis manufacturer purchasing a 40,000 sq ft production facility. 10% down. 25-year term. Positioned for automotive supply chain expansion.

$1.2M funded → 10% down → 40,000 sq ft facility acquired

🏥

Medical Equipment

$850K in diagnostic equipment for a multi-location primary care group near IU Health. Equipment financing at 10% down. Devices are the collateral.

$850K funded → 10% down → diagnostic capabilities expanded

🍽️

Restaurant Group

$550K revenue-based capital stack for a Mass Ave Indianapolis restaurant group expansion: equipment financing for the kitchen buildout + working capital against the group's first location (see /loans/business-acquisition).

$550K funded → 20 days → Mass Ave live

📦

Distribution Warehouse

$3.2M acquisition of a 60,000 sq ft distribution warehouse near the intermodal hub. SBA 504 with 10% down. E-commerce tenant on 5-year lease. DSCR: 1.48x.

$3.2M funded → 10% down → 1.48x DSCR

“We needed $3.2M for a warehouse near the intermodal hub. Our bank wanted 90 days and 25% down. Basecamp structured an SBA 504 at 10% down and closed in 26 days. The tenant was already in place — we just needed a lender who could move.”

— Distribution company owner, Indianapolis IN

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See What Indianapolis Lenders Will Offer You

One application — 60 seconds. 70+ lenders compete. Your dedicated specialist presents your best options.

✓Soft-pull pre-qual
✓No obligation
✓Funded as fast as same day
✓70+ lenders compete for your business
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Estimate Your Capital Range

Slide to your annual gross revenue. We size capital off your top line — not your credit score.

$500K$10M$150M+

Estimated Capital Range

$1M – $1.5M

Based on 10-15% of annual revenue. Lenders return real term sheets once they see your file.

60 seconds · No obligation · Estimate only

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Industries We Fund

Top Industries in Indianapolis

🏭

Manufacturing

Automotive parts, pharma manufacturing, food processing. Indianapolis metro manufacturing is diversifying rapidly.

📦

Wholesale

Intermodal hub, Amazon, FedEx, UPS. Indianapolis is a national distribution center for logistics and warehousing.

🦷

Healthcare

IU Health, Community Health Network, Eskenazi. Practice acquisitions and medical equipment across the metro.

🍽️

Restaurants

Mass Ave, Fountain Square, Broad Ripple — Indianapolis food scene is nationally recognized and growing.

🏗️

Construction

Downtown development, suburban growth, logistics facility buildouts. Indianapolis construction market is booming.

🚛

Trucking

I-65/I-69/I-70/I-74 convergence makes Indianapolis a national freight crossroads.

Market Data

Cost of Business in Indianapolis

Key business cost metrics for Indianapolis, IN.

CategoryIndianapolis Data
Commercial Rent$16–$28/sq ft (office) · $4–$8/sq ft (industrial)
Average Wages$58,000 median household income
Permits & Licensing$350–$5,500+ depending on scope
Commercial Property Prices$130–$250/sq ft (commercial office)

Why Basecamp

Indianapolis vs Going to a Bank

Here's why Indianapolis business owners choose Basecamp over their local bank.

CategoryTraditional BankBasecamp Funding
Number of lenders1 bank, 1 answer70+ lenders compete for your business
Application time60–90 minutes in-branch60 seconds online
Time to funding45–90 daysSame day to 30 days
Capital availableLimited to bank's appetiteCapital stacks up to $20M+
Credit requirements700+ FICO typicalRevenue-focused — we evaluate total business performance
Specialist supportLoan officer managing 50+ filesDedicated specialist for your transaction
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Funding Built for Your Stage of Growth

Whether you're a growing startup or a multi-million-dollar operation, we match you with the right product and amount.

🚀

Growing Businesses

$10K – $1M

Revenue-based funding for working capital, equipment, and growth. Most fund in 1–3 days.

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⭐

Established Businesses

$1M – $5M

Structured financing with capital stacking. Dedicated commercial specialist.

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💎

Commercial & Complex

$5M – $20M+

Complex transactions. Multi-lender capital stacks. Acquisitions, CRE, fleet buildouts.

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Recommended Products

Best Loan Products for Indianapolis Businesses

The most popular funding types for businesses in Indianapolis. Each links to a detailed product page.

🏢 Commercial Real Estate

Indianapolis's $2.1B CRE market is the largest in Indiana. SBA 504 with 10% down for acquisitions.

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📊 SBA Loans

Lowest rates for acquisitions, property, and major expansions. 10% down for most transactions.

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🔧 Equipment Financing

Manufacturing equipment, medical devices, distribution infrastructure — the asset is your collateral.

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💰 Working Capital

Bridge cash flow during rapid growth and new location launches. Fund in 1–3 days.

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FAQ

Frequently Asked Questions — Indianapolis Business Loans

Indianapolis Business Lending — From the Basecamp Team

Our team works with Indianapolis business owners every day. The story is almost always the same — they're scaling fast, the intermodal corridor has a warehouse that won't wait, and their bank is quoting 75 days. Indianapolis's commercial real estate market is increasingly competitive. Eli Lilly's expansion is transforming demand for manufacturing and lab space across the metro.

Here's what works in Indianapolis: capital stacking. A $3.2M warehouse acquisition isn't one bank's problem — it's an SBA 504 for the building and working capital for tenant improvements. For healthcare practices near IU Health, revenue-based capital stacking sizes acquisitions against the practice's actual cash flow. Check our loan cost calculator to see real numbers.

Bobby Friel, Basecamp Funding Founder

Bobby Friel

Founder, Basecamp Funding

Bobby Friel, Founder of Basecamp Funding

Nearby Markets

Other Indiana Cities We Serve

Click through to see funding scenarios, local industry focus, and commercial financing for businesses in these Indiana metros.

📍 Fort Wayne

Fort Wayne is the manufacturing heart of northeast Indiana and the state's second-largest city. General Motors, BAE Syst...

📍 Evansville

Evansville is the economic center of southern Indiana and the tri-state region where Indiana, Kentucky, and Illinois mee...

📍 South Bend

South Bend's economy is anchored by the University of Notre Dame — a global brand that drives education, research, and a...

📍 Bloomington

Bloomington's economy is driven by Indiana University — one of the largest universities in the country with 45,000+ stud...

📍 Carmel

Carmel is consistently ranked among the best places to live in America. This affluent Indianapolis suburb has a median h...

📍 Fishers

Fishers is one of the fastest-growing cities in the United States and has been consistently ranked among the best places...

📍 Noblesville

Noblesville is the county seat of Hamilton County — Indiana's fastest-growing and wealthiest county. The city's populati...

📍 Lafayette

Lafayette's economy is powered by two forces: Purdue University and the Subaru of Indiana Automotive (SIA) plant. Purdue...

📍 Terre Haute

Terre Haute is anchored by Indiana State University and Rose-Hulman Institute of Technology — two institutions that driv...

🏢 Need Commercial Financing Above $1M?

For capital stacks combining SBA, commercial real estate, equipment, and working capital into one structured package from $500K to $20M+, our commercial team structures the full transaction across multiple lenders.

Explore Commercial Financing →
← Back to Indiana Business Loans

Indianapolis Businesses Don't Wait. Neither Should Your Financing.

One application. 70+ lenders compete. Your dedicated specialist presents your best options.

See What You Qualify For

Soft-pull pre-qual · No obligation · 60 seconds