Business loans in Boston, Massachusetts

Business Loans in Boston, MA

One application reaches 70+ lenders who fund Boston businesses daily. $10K to $10M+. No hard credit pull.

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Boston Market

Why Boston Businesses Choose Basecamp

Boston is a global center for healthcare and education. Mass General, Brigham and Women's, Dana-Farber Cancer Institute, and Beth Israel are among the best hospitals on earth. The Longwood Medical Area generates $35B+ in annual economic activity and employs over 100,000 people.

The Seaport District has transformed into an innovation hub — biotech companies, tech startups, and financial firms have moved in alongside nationally ranked restaurants and hotels. Logan Airport is New England's busiest, driving hospitality and tourism demand across the metro.

Boston is expensive. Commercial rents in the Seaport and Back Bay rival San Francisco and Manhattan. But the density of talent, institutions, and demand means businesses that can access capital fast enough to secure premium locations will thrive. The ones waiting on bank timelines will watch opportunities pass.

Real Results

Funded in Boston

Real financing scenarios for Boston businesses through our lender network.

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Lab Space Acquisition

$5.8M acquisition of a biotech-ready lab space near Kendall Square. NNN tenant on 10-year lease. Capital stack: $3.8M SBA 504, $1.3M conventional, $700K buildout. DSCR: 1.62x.

$5.8M capital stack → Kendall area → 26 days

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Restaurant Group

$850K for a restaurant group opening in the Seaport District. Full buildout + equipment + working capital. SBA 7(a) with 10% down.

$850K funded → 10% down → Seaport location open

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Medical Practice

$2M acquisition of a multi-provider practice in Brookline. $4.2M annual revenue. SBA 7(a) with 10% down. Mass General referral network.

$2M funded → 10% down → Longwood corridor

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Construction Equipment

$3M construction equipment for a commercial GC working Seaport and Back Bay projects. Cranes, excavators, concrete equipment. Equipment financing at 10% down.

$3M funded → 10% down → fleet operational in 14 days

Kendall Square lab space doesn't wait. We had 10 days to close on a $5.8M property with a biotech tenant locked in. Basecamp structured the capital stack and closed in 26 days. Three other buyers dropped out waiting on bank financing.

Commercial investor, Boston MA

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See What Boston Lenders Will Offer You

One application — 60 seconds. 70+ lenders compete. Your dedicated specialist presents your best options.

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Funded as fast as same day
70+ lenders compete for your business
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$10K$75K/mo$2M+

Estimated Approval Range

$75K$113K

Based on 100-150% of monthly revenue

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Industries We Fund

Top Industries in Boston

Market Data

Cost of Business in Boston

Key business cost metrics for Boston, MA.

CategoryBoston Data
Commercial Rent$45–$80/sq ft (office) · $15–$28/sq ft (industrial)
Average Wages$95,000 median household income
Permits & Licensing$3,000–$30,000+ depending on scope
Commercial Property Prices$500–$1,000/sq ft (commercial office)

Why Basecamp

Boston vs Going to a Bank

Here's why Boston business owners choose Basecamp over their local bank.

CategoryTraditional BankBasecamp Funding
Number of lenders1 bank, 1 answer70+ lenders compete for your business
Application time60–90 minutes in-branch60 seconds online
Time to funding45–90 daysSame day to 30 days
Capital availableLimited to bank's appetiteCapital stacks up to $10M+
Credit requirements700+ FICO typicalNo minimum — lenders for every profile
Specialist supportLoan officer managing 50+ filesDedicated specialist for your transaction
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Funding Built for Your Stage of Growth

Whether you're a growing startup or a multi-million-dollar operation, we match you with the right product and amount.

🚀

Growing Businesses

$10K – $1M

Revenue-based funding for working capital, equipment, and growth. Most fund in 1–3 days.

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Established Businesses

$1M – $5M

Structured financing with capital stacking. Dedicated commercial specialist.

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💎

Commercial & Complex

$5M – $10M+

Complex transactions. Multi-lender capital stacks. Acquisitions, CRE, fleet buildouts.

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Recommended Products

Best Loan Products for Boston Businesses

The most popular funding types for businesses in Boston. Each links to a detailed product page.

FAQ

Frequently Asked Questions — Boston Business Loans

Boston Business Lending — From the Basecamp Team

Our team works with Boston business owners every day. The story is almost always the same — they're growing fast, a Seaport location or Kendall Square lab space has a deadline, and their bank is quoting 75 days. Boston's commercial real estate market is among the most competitive in America. When a $5.8M lab property has multiple bidders, you need capital structured and ready to close.

Here's what works in Boston: capital stacking. A $5.8M lab acquisition isn't one bank's problem — it's an SBA 504 for the building, conventional financing for the gap, and a buildout line for tenant improvements. For restaurant owners in the Seaport, SBA 7(a) gets you into a premium location at 10% down. Check our loan cost calculator to see real numbers.

Bobby Friel, Basecamp Funding Founder

Bobby Friel

Founder, Basecamp Funding

Bobby Friel, Founder of Basecamp Funding
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Boston Businesses Don't Wait. Neither Should Your Financing.

One application. 70+ lenders compete. Your dedicated specialist presents your best options.

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