Business loans in Minneapolis, Minnesota

Business Loans in Minneapolis, MN

One application reaches 70+ lenders who fund Minneapolis businesses daily. $10K to $20M+. Soft-pull pre-qual.

See What You Qualify For →
✓Soft-pull pre-qual to see your options
✓Same-day funding available
✓70+ lenders compete for your business
✓All established industries
$20M+
Max Funding
Same-Day
Available
70+
Lenders Compete
Revenue-First
Approval
5.0★★★★★78 Google ReviewsBasecamp Funding BBB Business Review

Minneapolis Market

Why Minneapolis Businesses Choose Basecamp

Minneapolis is the economic powerhouse of Minnesota and the Upper Midwest. Target, Best Buy, Xcel Energy, and Ameriprise Financial are headquartered here. The city anchors a metro area with one of the highest concentrations of Fortune 500 companies per capita in the nation. The North Loop and Mill District have emerged as vibrant commercial neighborhoods for tech startups, creative agencies, and food businesses.

The Medical Alley corridor runs through Minneapolis, making the city a global hub for medical device manufacturing and healthcare innovation. Medtronic, Boston Scientific, and thousands of medtech companies develop and manufacture devices here. The University of Minnesota drives research, talent, and technology transfer across every sector. The city's banking and financial services sector — anchored by U.S. Bancorp and Ameriprise — employs tens of thousands.

Minneapolis has a nationally recognized food scene along Eat Street, the North Loop, and Northeast Minneapolis. The city's construction market is active with downtown development, industrial conversions, and suburban expansion. Businesses here are scaling fast and need capital that matches their growth rate — not a 90-day bank timeline.

Real Results

Funded in Minneapolis

Real financing scenarios for Minneapolis businesses through our lender network.

🏭

Medical Device Manufacturing

$420K equipment financing for a Minneapolis medical device manufacturer upgrading CNC machining centers and clean room equipment. Equipment financing at 10% down. Devices are the collateral.

$420K funded → 10% down → shop floor upgraded in 12 days

🏢

Commercial Real Estate

$2.8M SBA 504 for a Minneapolis tech company purchasing a 25,000 sq ft office building in the North Loop. 10% down. 25-year term. Positioned for growth in the city's hottest commercial corridor.

$2.8M funded → 10% down → North Loop office acquired

🍽️

Restaurant Group

$480K revenue-based capital stack for a Northeast Minneapolis restaurant group expansion: equipment financing for the kitchen buildout + working capital against the group's existing first location (see /loans/business-acquisition).

$480K funded → 20 days → NE Minneapolis live

💆

Med Spa

$350K for a med spa opening in Uptown Minneapolis. Laser equipment, buildout, and 4 months working capital. Equipment financing + working capital combo.

$350K funded → Uptown med spa open → premium clientele

“We needed $2.8M for an office building in the North Loop. Our bank wanted 25% down and 75 days. Basecamp structured an SBA 504 at 10% down and closed in 24 days. We moved our team in before our lease was up.”

— Tech company founder, Minneapolis MN

Get Started

See What Minneapolis Lenders Will Offer You

One application — 60 seconds. 70+ lenders compete. Your dedicated specialist presents your best options.

✓Soft-pull pre-qual
✓No obligation
✓Funded as fast as same day
✓70+ lenders compete for your business
Estimate
Revenue
History
Contact

Estimate Your Capital Range

Slide to your annual gross revenue. We size capital off your top line — not your credit score.

$500K$10M$150M+

Estimated Capital Range

$1M – $1.5M

Based on 10-15% of annual revenue. Lenders return real term sheets once they see your file.

60 seconds · No obligation · Estimate only

5.0★★★★★78 ReviewsBasecamp Funding BBB Business Review

Industries We Fund

Top Industries in Minneapolis

🏭

Manufacturing

Medical devices, food processing, industrial equipment. Minneapolis is the epicenter of Medical Alley manufacturing.

🦷

Healthcare

Medical Alley, Medtronic corridor, Allina Health. Practice acquisitions and medical equipment across the metro.

🍽️

Restaurants

North Loop, NE Minneapolis, Eat Street, Uptown — Minneapolis food scene is nationally recognized and expanding.

🏗️

Construction

Downtown development, industrial conversions, suburban expansion. Minneapolis construction market is booming.

💆

Med Spa

Uptown, North Loop, Edina corridor — affluent demographics drive premium aesthetics and wellness demand.

🚛

Trucking

I-94/I-35W convergence and agricultural shipping drive freight demand across the Upper Midwest.

Market Data

Cost of Business in Minneapolis

Key business cost metrics for Minneapolis, MN.

CategoryMinneapolis Data
Commercial Rent$22–$40/sq ft (office) · $6–$10/sq ft (industrial)
Average Wages$68,000 median household income
Permits & Licensing$400–$6,000+ depending on scope
Commercial Property Prices$180–$350/sq ft (commercial office)

Why Basecamp

Minneapolis vs Going to a Bank

Here's why Minneapolis business owners choose Basecamp over their local bank.

CategoryTraditional BankBasecamp Funding
Number of lenders1 bank, 1 answer70+ lenders compete for your business
Application time60–90 minutes in-branch60 seconds online
Time to funding45–90 daysSame day to 30 days
Capital availableLimited to bank's appetiteCapital stacks up to $20M+
Credit requirements700+ FICO typicalRevenue-focused — we evaluate total business performance
Specialist supportLoan officer managing 50+ filesDedicated specialist for your transaction
See What You Qualify For →

Funding Built for Your Stage of Growth

Whether you're a growing startup or a multi-million-dollar operation, we match you with the right product and amount.

🚀

Growing Businesses

$10K – $1M

Revenue-based funding for working capital, equipment, and growth. Most fund in 1–3 days.

See What You Qualify For →
⭐

Established Businesses

$1M – $5M

Structured financing with capital stacking. Dedicated commercial specialist.

Talk to a Commercial Specialist →
💎

Commercial & Complex

$5M – $20M+

Complex transactions. Multi-lender capital stacks. Acquisitions, CRE, fleet buildouts.

Request a Financing Review →

Recommended Products

Best Loan Products for Minneapolis Businesses

The most popular funding types for businesses in Minneapolis. Each links to a detailed product page.

🏢 Commercial Real Estate

Minneapolis's $3.2B CRE market is the largest in Minnesota. SBA 504 with 10% down for acquisitions.

View Product Details →

🔧 Equipment Financing

Medical device equipment, CNC machines, restaurant buildouts — the asset is your collateral. 10% down.

View Product Details →

📊 SBA Loans

Lowest rates for acquisitions, property, and major expansions. 10% down for most transactions.

View Product Details →

💰 Working Capital

Bridge cash flow during rapid growth and new location launches. Fund in 1–3 days.

View Product Details →

FAQ

Frequently Asked Questions — Minneapolis Business Loans

Minneapolis Business Lending — From the Basecamp Team

Our team works with Minneapolis business owners every day. The story is almost always the same — they're scaling fast, the North Loop has a building that won't wait, and their bank is quoting 75 days. Minneapolis's commercial real estate market is increasingly competitive. Medical Alley's expansion is transforming demand for manufacturing and lab space across the metro.

Here's what works in Minneapolis: capital stacking. A $2.8M office acquisition isn't one bank's problem — it's an SBA 504 for the building and working capital for tenant improvements. For healthcare practices in the Medtronic corridor, revenue-based capital stacking sizes acquisitions against the practice's actual cash flow. Check our loan cost calculator to see real numbers.

Bobby Friel, Basecamp Funding Founder

Bobby Friel

Founder, Basecamp Funding

Bobby Friel, Founder of Basecamp Funding

Nearby Markets

Other Minnesota Cities We Serve

Click through to see funding scenarios, local industry focus, and commercial financing for businesses in these Minnesota metros.

📍 Saint Paul

Saint Paul is Minnesota's state capital and the eastern anchor of the Twin Cities metro. Ecolab — a Fortune 500 global l...

📍 Rochester

Rochester is defined by Mayo Clinic — the world's #1 hospital and the city's dominant employer. Mayo employs over 40,000...

📍 Duluth

Duluth is Minnesota's port city — the westernmost point of the Great Lakes shipping network. The Port of Duluth-Superior...

📍 Bloomington

Bloomington is home to the Mall of America — the largest shopping and entertainment complex in the United States, drawin...

📍 Plymouth

Plymouth is a premier west metro suburb and one of Minnesota's largest cities by population. The city is anchored by the...

📍 Woodbury

Woodbury is one of the fastest-growing cities in Minnesota and a premier east metro suburb. The city's population has gr...

📍 Eagan

Eagan is a major south metro employment center anchored by Blue Cross Blue Shield of Minnesota and Thomson Reuters, whic...

📍 Maple Grove

Maple Grove is a thriving north metro suburb anchored by Boston Scientific's major campus, which employs thousands in me...

📍 Eden Prairie

Eden Prairie is a premier southwest metro suburb anchored by UnitedHealth Group's Optum campus — one of the largest corp...

🏢 Need Commercial Financing Above $1M?

For capital stacks combining SBA, commercial real estate, equipment, and working capital into one structured package from $500K to $20M+, our commercial team structures the full transaction across multiple lenders.

Explore Commercial Financing →
← Back to Minnesota Business Loans

Minneapolis Businesses Don't Wait. Neither Should Your Financing.

One application. 70+ lenders compete. Your dedicated specialist presents your best options.

See What You Qualify For

Soft-pull pre-qual · No obligation · 60 seconds