Houston Market
Houston is the energy capital of the world — but that's only part of the story. The Texas Medical Center is the largest medical complex on the planet with 106,000+ employees. The Port of Houston handles more foreign tonnage than any US port. And Houston's manufacturing sector — petrochemical, aerospace (hello, NASA), food processing — generates billions in annual output.
Houston's economy is diversified in a way most people don't realize. Yes, energy drives the headlines. But healthcare, manufacturing, logistics, and professional services employ more Houstonians than oil and gas. That diversity means opportunity across every sector — and a constant demand for business capital.
The challenge for Houston business owners is scale. When you're competing in a market this large, the businesses that can access capital quickly are the ones that win contracts, acquire competitors, and expand into new facilities. A single bank relationship isn't enough.
Real Results
Real financing scenarios for Houston businesses through our lender network.
$4.2M for a plastics manufacturer expanding into a 30,000 sq ft facility near the Ship Channel. SBA 504 for the building + equipment line for CNC machines + working capital. Capital stack structured in 3 weeks.
$4.2M funded → 10% down → owns the facility
$1.8M dental group acquisition in the Medical Center area. Seller wanted to close in 45 days. SBA lender approved based on practice revenue of $2.4M/year. 10% down. Funded on day 38.
$1.8M funded → 10% down → practice generating $2.4M/yr
$3.1M for 12 Peterbilt 579s serving a dedicated energy sector contract. Two equipment lenders, 10% down. Traditional bank wanted 30% and 60 days. We funded in 16.
$3.1M funded → 10% down → 12 trucks in 16 days
$600K for a Montrose restaurant in-place renovation and dining room expansion: equipment financing for the commercial kitchen + working capital for the buildout. Same operator, refreshed space.
$600K funded → renovated and reopened in 6 weeks
“Our manufacturing expansion needed $4.2M and our bank offered $1.5M. Basecamp put together a capital stack with three lenders — SBA 504 for the building, equipment financing, and working capital. We put 10% down and own the whole facility.”
— Manufacturing owner, Houston TX
Get Started
One application — 60 seconds. 70+ lenders compete. Your dedicated specialist presents your best options.
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
Soft-pull pre-qual · No obligation · Estimate only
Industries We Fund
Petrochemical, aerospace, food processing. Houston's manufacturing base is massive.
🦷Texas Medical Center employs 106,000+. Massive demand for practice acquisitions and equipment.
🏗️Commercial and industrial construction is constant. Energy infrastructure, medical facilities, logistics.
📦Port of Houston drives import/export. Distribution warehouses and inventory financing.
🍽️Houston's food scene is destination-grade. 14,000+ restaurants and growing.
🚛Gulf Coast freight corridor. Energy, port, and intermodal hauling.
Market Data
Key business cost metrics for Houston, TX.
| Category | Houston Data |
|---|---|
| Commercial Rent | $24–$38/sq ft (office) · $7–$12/sq ft (industrial) |
| Average Wages | $55,400 median household income |
| Permits & Licensing | $400–$4,500+ depending on scope |
| Commercial Property Prices | $150–$300/sq ft (commercial office) |
Why Basecamp
Here's why Houston business owners choose Basecamp over their local bank.
| Category | Traditional Bank | Basecamp Funding |
|---|---|---|
| Number of lenders | 1 bank, 1 answer | 70+ lenders compete for your business |
| Application time | 60–90 minutes in-branch | 60 seconds online |
| Time to funding | 45–90 days | Same day to 30 days |
| Capital available | Limited to bank's appetite | Capital stacks up to $20M+ |
| Credit requirements | 680+ FICO typical | Cash flow + revenue underwriting |
| Specialist support | Loan officer managing 50+ files | Dedicated specialist for your transaction |
Whether you're a growing startup or a multi-million-dollar operation, we match you with the right product and amount.
$10K – $1M
Revenue-based funding for working capital, equipment, and growth. Most fund in 1–3 days.
See What You Qualify For →$1M – $5M
Structured financing with capital stacking. Dedicated commercial specialist.
Talk to a Commercial Specialist →$5M – $20M+
Complex transactions. Multi-lender capital stacks. Acquisitions, CRE, fleet buildouts.
Request a Financing Review →Recommended Products
The most popular funding types for businesses in Houston. Each links to a detailed product page.
Manufacturing equipment, medical devices, fleet trucks — Houston businesses need heavy equipment.
View Product Details →Best rates for practice acquisitions, facility purchases, and major expansions.
View Product Details →Bridge cash flow during long manufacturing and energy payment cycles.
View Product Details →Houston's $7.1B CRE market. Industrial, medical, and office space.
View Product Details →FAQ
Houston is one of my busiest markets. The business owners here don't think small — when a Houston manufacturer says they need capital, they're talking $2M–$5M. When a healthcare practice wants to expand, they're acquiring a second or third location. This is a city that operates at scale.
What I tell Houston business owners: stop going to one bank for a $3M need. You'll get offered $1M and told to come back next year. Through Basecamp, the full capital stack gets structured upfront. SBA 504 for the building, equipment financing for the machinery, working capital for the transition. Three lenders working in parallel. Run your numbers through our equipment financing calculator to see what the payments actually look like.
Bobby Friel
Founder, Basecamp Funding
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For capital stacks combining SBA, commercial real estate, equipment, and working capital into one structured package from $500K to $20M+, our commercial team structures the full transaction across multiple lenders.
Explore Commercial Financing →One application. 70+ lenders compete. Your dedicated specialist presents your best options.
Soft-pull pre-qual · No obligation · 60 seconds
