Our team works with Seattle business owners every day. The story is almost always the same — they're scaling fast, a South Lake Union or Capitol Hill property has a deadline, and their bank is quoting 75 days. Seattle's commercial real estate market moves faster than any bank's timeline. When a $6.2M mixed-use building has five competing offers, you need capital structured and ready to close.
Here's what works in Seattle: capital stacking. A $6.2M property isn't one bank's problem — it's an SBA 504 for the building, conventional financing for the gap, and a renovation line for tenant improvements. For restaurant owners in Capitol Hill, revenue-based capital stacks get equipment, working capital, and tenant improvements into a premium location in 2–3 weeks. Check our loan cost calculator to see real numbers.
Seattle's economy spans tech (Amazon, Microsoft, the broader ecosystem), maritime and aerospace (Boeing, the Port of Seattle), and a healthcare cluster anchored by UW Medicine and Fred Hutch. Our team funds transactions across Washington — Seattle is the anchor, but the I-5 corridor through Tacoma and Olympia generates significant $1M+ demand.
Seattle's $1M+ transactions favor healthcare practice growth across the metro, manufacturing in the aerospace supply chain, wholesale and distribution from port volume, and restaurants across one of the densest food scenes in the country.
For Seattle $1M+ transactions, our team usually structures commercial real estate for owner-occupied buildings (commercial rents are high enough that buying often beats leasing), equipment financing for production and medical capacity, and working capital for the operating cushion. Soft-pull pre-qualification in 60 seconds.
