Seattle Market
Seattle is the economic engine of the Pacific Northwest. Amazon's HQ employs 75,000+ locally. Starbucks HQ, Nordstrom, and Expedia are headquartered here. The tech ecosystem — including companies serving Amazon, Microsoft, and Boeing — employs over 300,000 people in the metro.
Construction is booming. Over $15B in active projects across South Lake Union, Capitol Hill, Ballard, and the waterfront. The city is adding office towers, multifamily housing, and mixed-use developments at a pace that rivals any metro in America. Pike Place Market tourism generates $100M+ annually.
Seattle's cost of living is among the highest in the country — commercial rents in South Lake Union rival San Francisco. But the talent density and tech ecosystem create opportunities that justify the cost for businesses that can access capital fast enough to grab them.
Real Results
Real financing scenarios for Seattle businesses through our lender network.
$6.2M acquisition of a 35,000 sq ft mixed-use building in South Lake Union. Tech office tenants on 5-year leases. Capital stack: $4M SBA 504, $1.5M conventional, $700K renovation. DSCR: 1.55x.
$6.2M capital stack → South Lake Union → 25 days
$900K for a restaurant group opening in Capitol Hill. Full buildout + equipment + 4 months working capital. SBA 7(a) with 10% down.
$900K funded → 10% down → Capitol Hill location open
$2M acquisition of a multi-provider medical practice in Ballard. $3.8M annual revenue. SBA 7(a) with 10% down. Amazon and tech company employee base.
$2M funded → 10% down → Ballard practice
$3M construction equipment for a commercial GC working South Lake Union and Capitol Hill projects. Cranes, excavators, concrete equipment. Equipment financing at 10% down.
$3M funded → 10% down → fleet operational in 14 days
“South Lake Union moves fast. We had 5 days to commit to a $6.2M property or lose it. Basecamp structured the capital stack across three lenders and closed in 25 days. Our bank was still processing the application.”
— Real estate investor, Seattle WA
Get Started
One application — 60 seconds. 70+ lenders compete. Your dedicated specialist presents your best options.
Slide to your average monthly bank deposits.
Estimated Approval Range
Based on 100-150% of monthly revenue
No hard credit pull · No obligation · Estimate only
Industries We Fund
Amazon, tech startups, and the companies that service them. Seattle's tech ecosystem drives demand across every industry.
🏗️$15B+ in active projects. South Lake Union, Capitol Hill, Ballard — commercial construction dominates the Seattle skyline.
🍽️Capitol Hill, Ballard, Pike Place — Seattle's food scene is nationally ranked and growing. Restaurant groups are expanding.
🦷UW Medicine, Swedish, Virginia Mason. The tech workforce drives premium healthcare and dental demand.
🏭Food processing, tech hardware, marine equipment. Seattle manufacturing serves the tech and maritime industries.
⚖️Seattle is the largest legal market in the Pacific Northwest. Tech IP, corporate, maritime, and real estate law.
Market Data
Key business cost metrics for Seattle, WA.
| Category | Seattle Data |
|---|---|
| Commercial Rent | $38–$65/sq ft (office) · $12–$22/sq ft (industrial) |
| Average Wages | $110,000 median household income |
| Permits & Licensing | $2,000–$25,000+ depending on scope |
| Commercial Property Prices | $400–$800/sq ft (commercial office) |
Why Basecamp
Here's why Seattle business owners choose Basecamp over their local bank.
| Category | Traditional Bank | Basecamp Funding |
|---|---|---|
| Number of lenders | 1 bank, 1 answer | 70+ lenders compete for your business |
| Application time | 60–90 minutes in-branch | 60 seconds online |
| Time to funding | 45–90 days | Same day to 30 days |
| Capital available | Limited to bank's appetite | Capital stacks up to $10M+ |
| Credit requirements | 700+ FICO typical | No minimum — lenders for every profile |
| Specialist support | Loan officer managing 50+ files | Dedicated specialist for your transaction |
Whether you're a growing startup or a multi-million-dollar operation, we match you with the right product and amount.
$10K – $1M
Revenue-based funding for working capital, equipment, and growth. Most fund in 1–3 days.
See What You Qualify For →$1M – $5M
Structured financing with capital stacking. Dedicated commercial specialist.
Talk to a Commercial Specialist →$5M – $10M+
Complex transactions. Multi-lender capital stacks. Acquisitions, CRE, fleet buildouts.
Request a Financing Review →Recommended Products
The most popular funding types for businesses in Seattle. Each links to a detailed product page.
Seattle's $4.5B CRE market moves fast. SBA 504 with 10% down for mixed-use and office acquisitions.
View Product Details →Lowest rates for acquisitions, property, and major expansions. 10% down for most transactions.
View Product Details →Construction equipment, medical devices, restaurant buildouts — the asset is your collateral.
View Product Details →Bridge cash flow during rapid growth and new location launches. Fund in 1–3 days.
View Product Details →FAQ
Our team works with Seattle business owners every day. The story is almost always the same — they're scaling fast, a South Lake Union or Capitol Hill property has a deadline, and their bank is quoting 75 days. Seattle's commercial real estate market moves faster than any bank's timeline. When a $6.2M mixed-use building has five competing offers, you need capital structured and ready to close.
Here's what works in Seattle: capital stacking. A $6.2M property isn't one bank's problem — it's an SBA 504 for the building, conventional financing for the gap, and a renovation line for tenant improvements. For restaurant owners in Capitol Hill, SBA 7(a) gets you into a premium location at 10% down. Check our loan cost calculator to see real numbers.
Bobby Friel
Founder, Basecamp Funding
One application. 70+ lenders compete. Your dedicated specialist presents your best options.
No credit impact · No obligation · 60 seconds
